▼ 0.50% · 3.625%
HK$21,355
−HK$1,339/mo
▼ 0.25% · 3.875%
HK$22,019
−HK$675/mo
Today · 4.125%
HK$22,694
baseline
▲ 0.50% · 4.625%
HK$24,075
+HK$1,381/mo
Deposit HK$4.68M · loan HK$4.68M · min. income ≈ HK$45,388/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$306,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,757
−HK$1,284/mo
▼ 0.25% · 3.875%
HK$24,394
−HK$647/mo
Today · 4.125%
HK$25,041
baseline
▲ 0.50% · 4.625%
HK$26,361
+HK$1,320/mo
Deposit HK$4.68M · loan HK$4.68M · min. income ≈ HK$50,082/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$306,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,491
−HK$1,473/mo
▼ 0.25% · 3.875%
HK$24,221
−HK$743/mo
Today · 4.125%
HK$24,964
baseline
▲ 0.50% · 4.625%
HK$26,483
+HK$1,519/mo
Deposit HK$4.21M · loan HK$5.15M · min. income ≈ HK$49,928/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$306,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,133
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$26,834
−HK$711/mo
Today · 4.125%
HK$27,545
baseline
▲ 0.50% · 4.625%
HK$28,997
+HK$1,452/mo
Deposit HK$4.21M · loan HK$5.15M · min. income ≈ HK$55,090/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$306,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,626
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$26,423
−HK$810/mo
Today · 4.125%
HK$27,233
baseline
▲ 0.50% · 4.625%
HK$28,890
+HK$1,657/mo
Deposit HK$3.75M · loan HK$5.62M · min. income ≈ HK$54,466/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$306,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,509
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$29,273
−HK$776/mo
Today · 4.125%
HK$30,049
baseline
▲ 0.50% · 4.625%
HK$31,633
+HK$1,584/mo
Deposit HK$3.75M · loan HK$5.62M · min. income ≈ HK$60,098/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$306,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,762
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$28,625
−HK$877/mo
Today · 4.125%
HK$29,502
baseline
▲ 0.50% · 4.625%
HK$31,298
+HK$1,796/mo
Deposit HK$3.28M · loan HK$6.09M · min. income ≈ HK$59,004/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$306,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,884
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$31,713
−HK$840/mo
Today · 4.125%
HK$32,553
baseline
▲ 0.50% · 4.625%
HK$34,269
+HK$1,716/mo
Deposit HK$3.28M · loan HK$6.09M · min. income ≈ HK$65,106/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$306,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,897
−HK$1,875/mo
▼ 0.25% · 3.875%
HK$30,827
−HK$945/mo
Today · 4.125%
HK$31,772
baseline
▲ 0.50% · 4.625%
HK$33,705
+HK$1,933/mo
Deposit HK$2.81M · loan HK$6.56M · min. income ≈ HK$63,544/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$306,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,260
−HK$1,797/mo
▼ 0.25% · 3.875%
HK$34,152
−HK$905/mo
Today · 4.125%
HK$35,057
baseline
▲ 0.50% · 4.625%
HK$36,905
+HK$1,848/mo
Deposit HK$2.81M · loan HK$6.56M · min. income ≈ HK$70,114/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$306,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,033
−HK$2,008/mo
▼ 0.25% · 3.875%
HK$33,029
−HK$1,012/mo
Today · 4.125%
HK$34,041
baseline
▲ 0.50% · 4.625%
HK$36,113
+HK$2,072/mo
Deposit HK$2.34M · loan HK$7.02M · min. income ≈ HK$68,082/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$306,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,636
−HK$1,925/mo
▼ 0.25% · 3.875%
HK$36,592
−HK$969/mo
Today · 4.125%
HK$37,561
baseline
▲ 0.50% · 4.625%
HK$39,541
+HK$1,980/mo
Deposit HK$2.34M · loan HK$7.02M · min. income ≈ HK$75,122/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$306,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,168
−HK$2,143/mo
▼ 0.25% · 3.875%
HK$35,231
−HK$1,080/mo
Today · 4.125%
HK$36,311
baseline
▲ 0.50% · 4.625%
HK$38,520
+HK$2,209/mo
Deposit HK$1.87M · loan HK$7.49M · min. income ≈ HK$72,622/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$306,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,012
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$39,031
−HK$1,034/mo
Today · 4.125%
HK$40,065
baseline
▲ 0.50% · 4.625%
HK$42,177
+HK$2,112/mo
Deposit HK$1.87M · loan HK$7.49M · min. income ≈ HK$80,130/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$306,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,304
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$37,433
−HK$1,147/mo
Today · 4.125%
HK$38,580
baseline
▲ 0.50% · 4.625%
HK$40,928
+HK$2,348/mo
Deposit HK$1.40M · loan HK$7.96M · min. income ≈ HK$77,160/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$306,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,387
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$41,471
−HK$1,098/mo
Today · 4.125%
HK$42,569
baseline
▲ 0.50% · 4.625%
HK$44,813
+HK$2,244/mo
Deposit HK$1.40M · loan HK$7.96M · min. income ≈ HK$85,138/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$306,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,439
−HK$2,411/mo
▼ 0.25% · 3.875%
HK$39,635
−HK$1,215/mo
Today · 4.125%
HK$40,850
baseline
▲ 0.50% · 4.625%
HK$43,335
+HK$2,485/mo
Deposit HK$937K · loan HK$8.43M · min. income ≈ HK$81,700/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$306,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,763
−HK$2,310/mo
▼ 0.25% · 3.875%
HK$43,910
−HK$1,163/mo
Today · 4.125%
HK$45,073
baseline
▲ 0.50% · 4.625%
HK$47,449
+HK$2,376/mo
Deposit HK$937K · loan HK$8.43M · min. income ≈ HK$90,146/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$306,521 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).