▼ 0.50% · 3.625%
HK$17,373
−HK$1,090/mo
▼ 0.25% · 3.875%
HK$17,914
−HK$549/mo
Today · 4.125%
HK$18,463
baseline
▲ 0.50% · 4.625%
HK$19,586
+HK$1,123/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$36,926/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$228,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,327
−HK$1,045/mo
▼ 0.25% · 3.875%
HK$19,846
−HK$526/mo
Today · 4.125%
HK$20,372
baseline
▲ 0.50% · 4.625%
HK$21,446
+HK$1,074/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$40,744/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$228,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,110
−HK$1,199/mo
▼ 0.25% · 3.875%
HK$19,705
−HK$604/mo
Today · 4.125%
HK$20,309
baseline
▲ 0.50% · 4.625%
HK$21,545
+HK$1,236/mo
Deposit HK$3.43M · loan HK$4.19M · min. income ≈ HK$40,618/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$228,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,260
−HK$1,149/mo
▼ 0.25% · 3.875%
HK$21,830
−HK$579/mo
Today · 4.125%
HK$22,409
baseline
▲ 0.50% · 4.625%
HK$23,590
+HK$1,181/mo
Deposit HK$3.43M · loan HK$4.19M · min. income ≈ HK$44,818/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$228,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,848
−HK$1,307/mo
▼ 0.25% · 3.875%
HK$21,496
−HK$659/mo
Today · 4.125%
HK$22,155
baseline
▲ 0.50% · 4.625%
HK$23,503
+HK$1,348/mo
Deposit HK$3.05M · loan HK$4.57M · min. income ≈ HK$44,310/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$228,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,193
−HK$1,253/mo
▼ 0.25% · 3.875%
HK$23,815
−HK$631/mo
Today · 4.125%
HK$24,446
baseline
▲ 0.50% · 4.625%
HK$25,735
+HK$1,289/mo
Deposit HK$3.05M · loan HK$4.57M · min. income ≈ HK$48,892/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$228,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,585
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$23,288
−HK$713/mo
Today · 4.125%
HK$24,001
baseline
▲ 0.50% · 4.625%
HK$25,462
+HK$1,461/mo
Deposit HK$2.67M · loan HK$4.95M · min. income ≈ HK$48,002/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$228,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,126
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$25,800
−HK$683/mo
Today · 4.125%
HK$26,483
baseline
▲ 0.50% · 4.625%
HK$27,879
+HK$1,396/mo
Deposit HK$2.67M · loan HK$4.95M · min. income ≈ HK$52,966/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$228,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,322
−HK$1,526/mo
▼ 0.25% · 3.875%
HK$25,079
−HK$769/mo
Today · 4.125%
HK$25,848
baseline
▲ 0.50% · 4.625%
HK$27,420
+HK$1,572/mo
Deposit HK$2.29M · loan HK$5.33M · min. income ≈ HK$51,696/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$228,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,058
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$27,784
−HK$736/mo
Today · 4.125%
HK$28,520
baseline
▲ 0.50% · 4.625%
HK$30,024
+HK$1,504/mo
Deposit HK$2.29M · loan HK$5.33M · min. income ≈ HK$57,040/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$228,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,060
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$26,870
−HK$824/mo
Today · 4.125%
HK$27,694
baseline
▲ 0.50% · 4.625%
HK$29,379
+HK$1,685/mo
Deposit HK$1.90M · loan HK$5.71M · min. income ≈ HK$55,388/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$228,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,991
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$29,769
−HK$789/mo
Today · 4.125%
HK$30,558
baseline
▲ 0.50% · 4.625%
HK$32,168
+HK$1,610/mo
Deposit HK$1.90M · loan HK$5.71M · min. income ≈ HK$61,116/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$228,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,797
−HK$1,743/mo
▼ 0.25% · 3.875%
HK$28,662
−HK$878/mo
Today · 4.125%
HK$29,540
baseline
▲ 0.50% · 4.625%
HK$31,338
+HK$1,798/mo
Deposit HK$1.52M · loan HK$6.10M · min. income ≈ HK$59,080/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,924
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$31,753
−HK$842/mo
Today · 4.125%
HK$32,595
baseline
▲ 0.50% · 4.625%
HK$34,313
+HK$1,718/mo
Deposit HK$1.52M · loan HK$6.10M · min. income ≈ HK$65,190/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,534
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$30,453
−HK$933/mo
Today · 4.125%
HK$31,386
baseline
▲ 0.50% · 4.625%
HK$33,296
+HK$1,910/mo
Deposit HK$1.14M · loan HK$6.48M · min. income ≈ HK$62,772/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,857
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$33,738
−HK$894/mo
Today · 4.125%
HK$34,632
baseline
▲ 0.50% · 4.625%
HK$36,457
+HK$1,825/mo
Deposit HK$1.14M · loan HK$6.48M · min. income ≈ HK$69,264/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,272
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$32,244
−HK$989/mo
Today · 4.125%
HK$33,233
baseline
▲ 0.50% · 4.625%
HK$35,255
+HK$2,022/mo
Deposit HK$762K · loan HK$6.86M · min. income ≈ HK$66,466/mo (50% DSR)
Upfront cash ≈ HK$990K (deposit + AVD stamp duty HK$228,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,789
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$35,723
−HK$946/mo
Today · 4.125%
HK$36,669
baseline
▲ 0.50% · 4.625%
HK$38,602
+HK$1,933/mo
Deposit HK$762K · loan HK$6.86M · min. income ≈ HK$73,338/mo (50% DSR)
Upfront cash ≈ HK$990K (deposit + AVD stamp duty HK$228,569 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).