▼ 0.50% · 3.625%
HK$17,116
−HK$1,073/mo
▼ 0.25% · 3.875%
HK$17,649
−HK$540/mo
Today · 4.125%
HK$18,189
baseline
▲ 0.50% · 4.625%
HK$19,296
+HK$1,107/mo
Deposit HK$3.75M · loan HK$3.75M · min. income ≈ HK$36,378/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$225,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,042
−HK$1,028/mo
▼ 0.25% · 3.875%
HK$19,552
−HK$518/mo
Today · 4.125%
HK$20,070
baseline
▲ 0.50% · 4.625%
HK$21,128
+HK$1,058/mo
Deposit HK$3.75M · loan HK$3.75M · min. income ≈ HK$40,140/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$225,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,828
−HK$1,180/mo
▼ 0.25% · 3.875%
HK$19,413
−HK$595/mo
Today · 4.125%
HK$20,008
baseline
▲ 0.50% · 4.625%
HK$21,226
+HK$1,218/mo
Deposit HK$3.38M · loan HK$4.13M · min. income ≈ HK$40,016/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$225,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,946
−HK$1,131/mo
▼ 0.25% · 3.875%
HK$21,507
−HK$570/mo
Today · 4.125%
HK$22,077
baseline
▲ 0.50% · 4.625%
HK$23,241
+HK$1,164/mo
Deposit HK$3.38M · loan HK$4.13M · min. income ≈ HK$44,154/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$225,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,539
−HK$1,288/mo
▼ 0.25% · 3.875%
HK$21,178
−HK$649/mo
Today · 4.125%
HK$21,827
baseline
▲ 0.50% · 4.625%
HK$23,156
+HK$1,329/mo
Deposit HK$3.00M · loan HK$4.50M · min. income ≈ HK$43,654/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$225,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,850
−HK$1,234/mo
▼ 0.25% · 3.875%
HK$23,463
−HK$621/mo
Today · 4.125%
HK$24,084
baseline
▲ 0.50% · 4.625%
HK$25,354
+HK$1,270/mo
Deposit HK$3.00M · loan HK$4.50M · min. income ≈ HK$48,168/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$225,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,251
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$22,943
−HK$703/mo
Today · 4.125%
HK$23,646
baseline
▲ 0.50% · 4.625%
HK$25,085
+HK$1,439/mo
Deposit HK$2.63M · loan HK$4.88M · min. income ≈ HK$47,292/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$225,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,754
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$25,418
−HK$673/mo
Today · 4.125%
HK$26,091
baseline
▲ 0.50% · 4.625%
HK$27,467
+HK$1,376/mo
Deposit HK$2.63M · loan HK$4.88M · min. income ≈ HK$52,182/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$225,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,963
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$24,708
−HK$757/mo
Today · 4.125%
HK$25,465
baseline
▲ 0.50% · 4.625%
HK$27,015
+HK$1,550/mo
Deposit HK$2.25M · loan HK$5.25M · min. income ≈ HK$50,930/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$225,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,658
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$27,373
−HK$725/mo
Today · 4.125%
HK$28,098
baseline
▲ 0.50% · 4.625%
HK$29,580
+HK$1,482/mo
Deposit HK$2.25M · loan HK$5.25M · min. income ≈ HK$56,196/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$225,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,674
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$26,473
−HK$811/mo
Today · 4.125%
HK$27,284
baseline
▲ 0.50% · 4.625%
HK$28,944
+HK$1,660/mo
Deposit HK$1.88M · loan HK$5.63M · min. income ≈ HK$54,568/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$225,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,562
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$29,328
−HK$777/mo
Today · 4.125%
HK$30,105
baseline
▲ 0.50% · 4.625%
HK$31,692
+HK$1,587/mo
Deposit HK$1.88M · loan HK$5.63M · min. income ≈ HK$60,210/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$225,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,386
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$28,238
−HK$865/mo
Today · 4.125%
HK$29,103
baseline
▲ 0.50% · 4.625%
HK$30,874
+HK$1,771/mo
Deposit HK$1.50M · loan HK$6.00M · min. income ≈ HK$58,206/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$225,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,466
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$31,284
−HK$828/mo
Today · 4.125%
HK$32,112
baseline
▲ 0.50% · 4.625%
HK$33,805
+HK$1,693/mo
Deposit HK$1.50M · loan HK$6.00M · min. income ≈ HK$64,224/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$225,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,097
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$30,003
−HK$919/mo
Today · 4.125%
HK$30,922
baseline
▲ 0.50% · 4.625%
HK$32,804
+HK$1,882/mo
Deposit HK$1.13M · loan HK$6.38M · min. income ≈ HK$61,844/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$225,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,371
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$33,239
−HK$880/mo
Today · 4.125%
HK$34,119
baseline
▲ 0.50% · 4.625%
HK$35,918
+HK$1,799/mo
Deposit HK$1.13M · loan HK$6.38M · min. income ≈ HK$68,238/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$225,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,809
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$31,767
−HK$974/mo
Today · 4.125%
HK$32,741
baseline
▲ 0.50% · 4.625%
HK$34,733
+HK$1,992/mo
Deposit HK$751K · loan HK$6.76M · min. income ≈ HK$65,482/mo (50% DSR)
Upfront cash ≈ HK$976K (deposit + AVD stamp duty HK$225,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,275
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$35,194
−HK$933/mo
Today · 4.125%
HK$36,127
baseline
▲ 0.50% · 4.625%
HK$38,031
+HK$1,904/mo
Deposit HK$751K · loan HK$6.76M · min. income ≈ HK$72,254/mo (50% DSR)
Upfront cash ≈ HK$976K (deposit + AVD stamp duty HK$225,188 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).