▼ 0.50% · 3.625%
HK$17,405
−HK$1,091/mo
▼ 0.25% · 3.875%
HK$17,946
−HK$550/mo
Today · 4.125%
HK$18,496
baseline
▲ 0.50% · 4.625%
HK$19,622
+HK$1,126/mo
Deposit HK$3.82M · loan HK$3.82M · min. income ≈ HK$36,992/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$228,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,363
−HK$1,046/mo
▼ 0.25% · 3.875%
HK$19,882
−HK$527/mo
Today · 4.125%
HK$20,409
baseline
▲ 0.50% · 4.625%
HK$21,485
+HK$1,076/mo
Deposit HK$3.82M · loan HK$3.82M · min. income ≈ HK$40,818/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$228,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,145
−HK$1,201/mo
▼ 0.25% · 3.875%
HK$19,741
−HK$605/mo
Today · 4.125%
HK$20,346
baseline
▲ 0.50% · 4.625%
HK$21,584
+HK$1,238/mo
Deposit HK$3.43M · loan HK$4.20M · min. income ≈ HK$40,692/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$228,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,299
−HK$1,151/mo
▼ 0.25% · 3.875%
HK$21,870
−HK$580/mo
Today · 4.125%
HK$22,450
baseline
▲ 0.50% · 4.625%
HK$23,633
+HK$1,183/mo
Deposit HK$3.43M · loan HK$4.20M · min. income ≈ HK$44,900/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$228,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,886
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$21,536
−HK$660/mo
Today · 4.125%
HK$22,196
baseline
▲ 0.50% · 4.625%
HK$23,546
+HK$1,350/mo
Deposit HK$3.05M · loan HK$4.58M · min. income ≈ HK$44,392/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$228,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,235
−HK$1,256/mo
▼ 0.25% · 3.875%
HK$23,859
−HK$632/mo
Today · 4.125%
HK$24,491
baseline
▲ 0.50% · 4.625%
HK$25,782
+HK$1,291/mo
Deposit HK$3.05M · loan HK$4.58M · min. income ≈ HK$48,982/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$228,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,626
−HK$1,419/mo
▼ 0.25% · 3.875%
HK$23,330
−HK$715/mo
Today · 4.125%
HK$24,045
baseline
▲ 0.50% · 4.625%
HK$25,508
+HK$1,463/mo
Deposit HK$2.67M · loan HK$4.96M · min. income ≈ HK$48,090/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$228,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,172
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$25,847
−HK$685/mo
Today · 4.125%
HK$26,532
baseline
▲ 0.50% · 4.625%
HK$27,930
+HK$1,398/mo
Deposit HK$2.67M · loan HK$4.96M · min. income ≈ HK$53,064/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$228,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,367
−HK$1,528/mo
▼ 0.25% · 3.875%
HK$25,125
−HK$770/mo
Today · 4.125%
HK$25,895
baseline
▲ 0.50% · 4.625%
HK$27,471
+HK$1,576/mo
Deposit HK$2.29M · loan HK$5.34M · min. income ≈ HK$51,790/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$228,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,108
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$27,835
−HK$737/mo
Today · 4.125%
HK$28,572
baseline
▲ 0.50% · 4.625%
HK$30,079
+HK$1,507/mo
Deposit HK$2.29M · loan HK$5.34M · min. income ≈ HK$57,144/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$228,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,107
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$26,919
−HK$826/mo
Today · 4.125%
HK$27,745
baseline
▲ 0.50% · 4.625%
HK$29,433
+HK$1,688/mo
Deposit HK$1.91M · loan HK$5.72M · min. income ≈ HK$55,490/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$228,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,044
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$29,823
−HK$790/mo
Today · 4.125%
HK$30,613
baseline
▲ 0.50% · 4.625%
HK$32,227
+HK$1,614/mo
Deposit HK$1.91M · loan HK$5.72M · min. income ≈ HK$61,226/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$228,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,848
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$28,714
−HK$880/mo
Today · 4.125%
HK$29,594
baseline
▲ 0.50% · 4.625%
HK$31,395
+HK$1,801/mo
Deposit HK$1.53M · loan HK$6.11M · min. income ≈ HK$59,188/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$228,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,980
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$31,811
−HK$843/mo
Today · 4.125%
HK$32,654
baseline
▲ 0.50% · 4.625%
HK$34,376
+HK$1,722/mo
Deposit HK$1.53M · loan HK$6.11M · min. income ≈ HK$65,308/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$228,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,588
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$30,509
−HK$935/mo
Today · 4.125%
HK$31,444
baseline
▲ 0.50% · 4.625%
HK$33,357
+HK$1,913/mo
Deposit HK$1.14M · loan HK$6.49M · min. income ≈ HK$62,888/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,917
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$33,800
−HK$895/mo
Today · 4.125%
HK$34,695
baseline
▲ 0.50% · 4.625%
HK$36,524
+HK$1,829/mo
Deposit HK$1.14M · loan HK$6.49M · min. income ≈ HK$69,390/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,329
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$32,303
−HK$990/mo
Today · 4.125%
HK$33,293
baseline
▲ 0.50% · 4.625%
HK$35,319
+HK$2,026/mo
Deposit HK$763K · loan HK$6.87M · min. income ≈ HK$66,586/mo (50% DSR)
Upfront cash ≈ HK$992K (deposit + AVD stamp duty HK$228,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,853
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$35,788
−HK$948/mo
Today · 4.125%
HK$36,736
baseline
▲ 0.50% · 4.625%
HK$38,672
+HK$1,936/mo
Deposit HK$763K · loan HK$6.87M · min. income ≈ HK$73,472/mo (50% DSR)
Upfront cash ≈ HK$992K (deposit + AVD stamp duty HK$228,987 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).