▼ 0.50% · 3.625%
HK$18,953
−HK$1,189/mo
▼ 0.25% · 3.875%
HK$19,543
−HK$599/mo
Today · 4.125%
HK$20,142
baseline
▲ 0.50% · 4.625%
HK$21,367
+HK$1,225/mo
Deposit HK$4.16M · loan HK$4.16M · min. income ≈ HK$40,284/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$249,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,085
−HK$1,139/mo
▼ 0.25% · 3.875%
HK$21,651
−HK$573/mo
Today · 4.125%
HK$22,224
baseline
▲ 0.50% · 4.625%
HK$23,396
+HK$1,172/mo
Deposit HK$4.16M · loan HK$4.16M · min. income ≈ HK$44,448/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$249,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,848
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$21,497
−HK$659/mo
Today · 4.125%
HK$22,156
baseline
▲ 0.50% · 4.625%
HK$23,504
+HK$1,348/mo
Deposit HK$3.74M · loan HK$4.57M · min. income ≈ HK$44,312/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$249,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,194
−HK$1,253/mo
▼ 0.25% · 3.875%
HK$23,816
−HK$631/mo
Today · 4.125%
HK$24,447
baseline
▲ 0.50% · 4.625%
HK$25,735
+HK$1,288/mo
Deposit HK$3.74M · loan HK$4.57M · min. income ≈ HK$48,894/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$249,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,744
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$23,451
−HK$719/mo
Today · 4.125%
HK$24,170
baseline
▲ 0.50% · 4.625%
HK$25,641
+HK$1,471/mo
Deposit HK$3.32M · loan HK$4.99M · min. income ≈ HK$48,340/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$249,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,302
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$25,981
−HK$688/mo
Today · 4.125%
HK$26,669
baseline
▲ 0.50% · 4.625%
HK$28,075
+HK$1,406/mo
Deposit HK$3.32M · loan HK$4.99M · min. income ≈ HK$53,338/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$249,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,639
−HK$1,545/mo
▼ 0.25% · 3.875%
HK$25,405
−HK$779/mo
Today · 4.125%
HK$26,184
baseline
▲ 0.50% · 4.625%
HK$27,777
+HK$1,593/mo
Deposit HK$2.91M · loan HK$5.40M · min. income ≈ HK$52,368/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$249,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,411
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$28,146
−HK$746/mo
Today · 4.125%
HK$28,892
baseline
▲ 0.50% · 4.625%
HK$30,414
+HK$1,522/mo
Deposit HK$2.91M · loan HK$5.40M · min. income ≈ HK$57,784/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$249,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,534
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$27,360
−HK$838/mo
Today · 4.125%
HK$28,198
baseline
▲ 0.50% · 4.625%
HK$29,914
+HK$1,716/mo
Deposit HK$2.49M · loan HK$5.82M · min. income ≈ HK$56,396/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$249,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,519
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$30,311
−HK$803/mo
Today · 4.125%
HK$31,114
baseline
▲ 0.50% · 4.625%
HK$32,754
+HK$1,640/mo
Deposit HK$2.49M · loan HK$5.82M · min. income ≈ HK$62,228/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$249,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,430
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$29,314
−HK$898/mo
Today · 4.125%
HK$30,212
baseline
▲ 0.50% · 4.625%
HK$32,051
+HK$1,839/mo
Deposit HK$2.08M · loan HK$6.23M · min. income ≈ HK$60,424/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$249,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,628
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$32,476
−HK$860/mo
Today · 4.125%
HK$33,336
baseline
▲ 0.50% · 4.625%
HK$35,094
+HK$1,758/mo
Deposit HK$2.08M · loan HK$6.23M · min. income ≈ HK$66,672/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$249,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,325
−HK$1,902/mo
▼ 0.25% · 3.875%
HK$31,268
−HK$959/mo
Today · 4.125%
HK$32,227
baseline
▲ 0.50% · 4.625%
HK$34,187
+HK$1,960/mo
Deposit HK$1.66M · loan HK$6.65M · min. income ≈ HK$64,454/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$249,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,736
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$34,641
−HK$918/mo
Today · 4.125%
HK$35,559
baseline
▲ 0.50% · 4.625%
HK$37,433
+HK$1,874/mo
Deposit HK$1.66M · loan HK$6.65M · min. income ≈ HK$71,118/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$249,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,220
−HK$2,021/mo
▼ 0.25% · 3.875%
HK$33,222
−HK$1,019/mo
Today · 4.125%
HK$34,241
baseline
▲ 0.50% · 4.625%
HK$36,324
+HK$2,083/mo
Deposit HK$1.25M · loan HK$7.07M · min. income ≈ HK$68,482/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$249,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,845
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$36,806
−HK$975/mo
Today · 4.125%
HK$37,781
baseline
▲ 0.50% · 4.625%
HK$39,773
+HK$1,992/mo
Deposit HK$1.25M · loan HK$7.07M · min. income ≈ HK$75,562/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$249,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,116
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$35,177
−HK$1,078/mo
Today · 4.125%
HK$36,255
baseline
▲ 0.50% · 4.625%
HK$38,461
+HK$2,206/mo
Deposit HK$831K · loan HK$7.48M · min. income ≈ HK$72,510/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,953
−HK$2,051/mo
▼ 0.25% · 3.875%
HK$38,971
−HK$1,033/mo
Today · 4.125%
HK$40,004
baseline
▲ 0.50% · 4.625%
HK$42,112
+HK$2,108/mo
Deposit HK$831K · loan HK$7.48M · min. income ≈ HK$80,008/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,355 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).