▼ 0.50% · 3.625%
HK$21,417
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$22,083
−HK$677/mo
Today · 4.125%
HK$22,760
baseline
▲ 0.50% · 4.625%
HK$24,145
+HK$1,385/mo
Deposit HK$4.70M · loan HK$4.70M · min. income ≈ HK$45,520/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$309,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,826
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$24,465
−HK$648/mo
Today · 4.125%
HK$25,113
baseline
▲ 0.50% · 4.625%
HK$26,437
+HK$1,324/mo
Deposit HK$4.70M · loan HK$4.70M · min. income ≈ HK$50,226/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$309,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,558
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$24,291
−HK$745/mo
Today · 4.125%
HK$25,036
baseline
▲ 0.50% · 4.625%
HK$26,559
+HK$1,523/mo
Deposit HK$4.23M · loan HK$5.17M · min. income ≈ HK$50,072/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$309,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,208
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$26,911
−HK$713/mo
Today · 4.125%
HK$27,624
baseline
▲ 0.50% · 4.625%
HK$29,081
+HK$1,457/mo
Deposit HK$4.23M · loan HK$5.17M · min. income ≈ HK$55,248/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$309,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,700
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$26,499
−HK$813/mo
Today · 4.125%
HK$27,312
baseline
▲ 0.50% · 4.625%
HK$28,973
+HK$1,661/mo
Deposit HK$3.76M · loan HK$5.64M · min. income ≈ HK$54,624/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$309,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,591
−HK$1,545/mo
▼ 0.25% · 3.875%
HK$29,358
−HK$778/mo
Today · 4.125%
HK$30,136
baseline
▲ 0.50% · 4.625%
HK$31,724
+HK$1,588/mo
Deposit HK$3.76M · loan HK$5.64M · min. income ≈ HK$60,272/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$309,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,842
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$28,708
−HK$880/mo
Today · 4.125%
HK$29,588
baseline
▲ 0.50% · 4.625%
HK$31,388
+HK$1,800/mo
Deposit HK$3.29M · loan HK$6.10M · min. income ≈ HK$59,176/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$309,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,974
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$31,804
−HK$843/mo
Today · 4.125%
HK$32,647
baseline
▲ 0.50% · 4.625%
HK$34,368
+HK$1,721/mo
Deposit HK$3.29M · loan HK$6.10M · min. income ≈ HK$65,294/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$309,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,983
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$30,916
−HK$948/mo
Today · 4.125%
HK$31,864
baseline
▲ 0.50% · 4.625%
HK$33,802
+HK$1,938/mo
Deposit HK$2.82M · loan HK$6.57M · min. income ≈ HK$63,728/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$309,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,356
−HK$1,802/mo
▼ 0.25% · 3.875%
HK$34,251
−HK$907/mo
Today · 4.125%
HK$35,158
baseline
▲ 0.50% · 4.625%
HK$37,012
+HK$1,854/mo
Deposit HK$2.82M · loan HK$6.57M · min. income ≈ HK$70,316/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$309,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,125
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$33,124
−HK$1,016/mo
Today · 4.125%
HK$34,140
baseline
▲ 0.50% · 4.625%
HK$36,217
+HK$2,077/mo
Deposit HK$2.35M · loan HK$7.04M · min. income ≈ HK$68,280/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$309,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,739
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$36,697
−HK$973/mo
Today · 4.125%
HK$37,670
baseline
▲ 0.50% · 4.625%
HK$39,655
+HK$1,985/mo
Deposit HK$2.35M · loan HK$7.04M · min. income ≈ HK$75,340/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$309,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,267
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$35,333
−HK$1,083/mo
Today · 4.125%
HK$36,416
baseline
▲ 0.50% · 4.625%
HK$38,631
+HK$2,215/mo
Deposit HK$1.88M · loan HK$7.51M · min. income ≈ HK$72,832/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$309,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,121
−HK$2,060/mo
▼ 0.25% · 3.875%
HK$39,144
−HK$1,037/mo
Today · 4.125%
HK$40,181
baseline
▲ 0.50% · 4.625%
HK$42,299
+HK$2,118/mo
Deposit HK$1.88M · loan HK$7.51M · min. income ≈ HK$80,362/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$309,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,408
−HK$2,283/mo
▼ 0.25% · 3.875%
HK$37,541
−HK$1,150/mo
Today · 4.125%
HK$38,691
baseline
▲ 0.50% · 4.625%
HK$41,046
+HK$2,355/mo
Deposit HK$1.41M · loan HK$7.98M · min. income ≈ HK$77,382/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$309,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,504
−HK$2,188/mo
▼ 0.25% · 3.875%
HK$41,590
−HK$1,102/mo
Today · 4.125%
HK$42,692
baseline
▲ 0.50% · 4.625%
HK$44,943
+HK$2,251/mo
Deposit HK$1.41M · loan HK$7.98M · min. income ≈ HK$85,384/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$309,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,550
−HK$2,417/mo
▼ 0.25% · 3.875%
HK$39,749
−HK$1,218/mo
Today · 4.125%
HK$40,967
baseline
▲ 0.50% · 4.625%
HK$43,460
+HK$2,493/mo
Deposit HK$939K · loan HK$8.45M · min. income ≈ HK$81,934/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$309,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,887
−HK$2,317/mo
▼ 0.25% · 3.875%
HK$44,037
−HK$1,167/mo
Today · 4.125%
HK$45,204
baseline
▲ 0.50% · 4.625%
HK$47,586
+HK$2,382/mo
Deposit HK$939K · loan HK$8.45M · min. income ≈ HK$90,408/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$309,223 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).