▼ 0.50% · 3.625%
HK$22,181
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$22,871
−HK$701/mo
Today · 4.125%
HK$23,572
baseline
▲ 0.50% · 4.625%
HK$25,006
+HK$1,434/mo
Deposit HK$4.86M · loan HK$4.86M · min. income ≈ HK$47,144/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$342,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,676
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$25,338
−HK$671/mo
Today · 4.125%
HK$26,009
baseline
▲ 0.50% · 4.625%
HK$27,380
+HK$1,371/mo
Deposit HK$4.86M · loan HK$4.86M · min. income ≈ HK$52,018/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$342,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,399
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$25,158
−HK$771/mo
Today · 4.125%
HK$25,929
baseline
▲ 0.50% · 4.625%
HK$27,507
+HK$1,578/mo
Deposit HK$4.38M · loan HK$5.35M · min. income ≈ HK$51,858/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$342,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,144
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$27,872
−HK$738/mo
Today · 4.125%
HK$28,610
baseline
▲ 0.50% · 4.625%
HK$30,118
+HK$1,508/mo
Deposit HK$4.38M · loan HK$5.35M · min. income ≈ HK$57,220/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$342,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,617
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$27,445
−HK$841/mo
Today · 4.125%
HK$28,286
baseline
▲ 0.50% · 4.625%
HK$30,007
+HK$1,721/mo
Deposit HK$3.89M · loan HK$5.84M · min. income ≈ HK$56,572/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$342,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,611
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$30,405
−HK$806/mo
Today · 4.125%
HK$31,211
baseline
▲ 0.50% · 4.625%
HK$32,856
+HK$1,645/mo
Deposit HK$3.89M · loan HK$5.84M · min. income ≈ HK$62,422/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$342,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,835
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$29,732
−HK$911/mo
Today · 4.125%
HK$30,643
baseline
▲ 0.50% · 4.625%
HK$32,508
+HK$1,865/mo
Deposit HK$3.40M · loan HK$6.32M · min. income ≈ HK$61,286/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$342,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,079
−HK$1,733/mo
▼ 0.25% · 3.875%
HK$32,939
−HK$873/mo
Today · 4.125%
HK$33,812
baseline
▲ 0.50% · 4.625%
HK$35,594
+HK$1,782/mo
Deposit HK$3.40M · loan HK$6.32M · min. income ≈ HK$67,624/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$342,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,053
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$32,019
−HK$982/mo
Today · 4.125%
HK$33,001
baseline
▲ 0.50% · 4.625%
HK$35,009
+HK$2,008/mo
Deposit HK$2.92M · loan HK$6.81M · min. income ≈ HK$66,002/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$342,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,547
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$35,473
−HK$940/mo
Today · 4.125%
HK$36,413
baseline
▲ 0.50% · 4.625%
HK$38,332
+HK$1,919/mo
Deposit HK$2.92M · loan HK$6.81M · min. income ≈ HK$72,826/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$342,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,271
−HK$2,087/mo
▼ 0.25% · 3.875%
HK$34,306
−HK$1,052/mo
Today · 4.125%
HK$35,358
baseline
▲ 0.50% · 4.625%
HK$37,509
+HK$2,151/mo
Deposit HK$2.43M · loan HK$7.30M · min. income ≈ HK$70,716/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$342,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,014
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$38,007
−HK$1,007/mo
Today · 4.125%
HK$39,014
baseline
▲ 0.50% · 4.625%
HK$41,070
+HK$2,056/mo
Deposit HK$2.43M · loan HK$7.30M · min. income ≈ HK$78,028/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$342,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,490
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$36,593
−HK$1,122/mo
Today · 4.125%
HK$37,715
baseline
▲ 0.50% · 4.625%
HK$40,010
+HK$2,295/mo
Deposit HK$1.95M · loan HK$7.78M · min. income ≈ HK$75,430/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$342,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,482
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$40,541
−HK$1,074/mo
Today · 4.125%
HK$41,615
baseline
▲ 0.50% · 4.625%
HK$43,808
+HK$2,193/mo
Deposit HK$1.95M · loan HK$7.78M · min. income ≈ HK$83,230/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$342,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,708
−HK$2,364/mo
▼ 0.25% · 3.875%
HK$38,881
−HK$1,191/mo
Today · 4.125%
HK$40,072
baseline
▲ 0.50% · 4.625%
HK$42,511
+HK$2,439/mo
Deposit HK$1.46M · loan HK$8.27M · min. income ≈ HK$80,144/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$342,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,949
−HK$2,267/mo
▼ 0.25% · 3.875%
HK$43,074
−HK$1,142/mo
Today · 4.125%
HK$44,216
baseline
▲ 0.50% · 4.625%
HK$46,546
+HK$2,330/mo
Deposit HK$1.46M · loan HK$8.27M · min. income ≈ HK$88,432/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$342,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,926
−HK$2,503/mo
▼ 0.25% · 3.875%
HK$41,168
−HK$1,261/mo
Today · 4.125%
HK$42,429
baseline
▲ 0.50% · 4.625%
HK$45,011
+HK$2,582/mo
Deposit HK$973K · loan HK$8.75M · min. income ≈ HK$84,858/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$342,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,417
−HK$2,400/mo
▼ 0.25% · 3.875%
HK$45,608
−HK$1,209/mo
Today · 4.125%
HK$46,817
baseline
▲ 0.50% · 4.625%
HK$49,284
+HK$2,467/mo
Deposit HK$973K · loan HK$8.75M · min. income ≈ HK$93,634/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$342,740 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).