▼ 0.50% · 3.625%
HK$21,802
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$22,480
−HK$689/mo
Today · 4.125%
HK$23,169
baseline
▲ 0.50% · 4.625%
HK$24,578
+HK$1,409/mo
Deposit HK$4.78M · loan HK$4.78M · min. income ≈ HK$46,338/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$326,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,254
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$24,904
−HK$660/mo
Today · 4.125%
HK$25,564
baseline
▲ 0.50% · 4.625%
HK$26,912
+HK$1,348/mo
Deposit HK$4.78M · loan HK$4.78M · min. income ≈ HK$51,128/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$326,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,982
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$24,728
−HK$758/mo
Today · 4.125%
HK$25,486
baseline
▲ 0.50% · 4.625%
HK$27,036
+HK$1,550/mo
Deposit HK$4.30M · loan HK$5.26M · min. income ≈ HK$50,972/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$326,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,679
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$27,395
−HK$726/mo
Today · 4.125%
HK$28,121
baseline
▲ 0.50% · 4.625%
HK$29,603
+HK$1,482/mo
Deposit HK$4.30M · loan HK$5.26M · min. income ≈ HK$56,242/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$326,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,162
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$26,976
−HK$826/mo
Today · 4.125%
HK$27,802
baseline
▲ 0.50% · 4.625%
HK$29,494
+HK$1,692/mo
Deposit HK$3.82M · loan HK$5.74M · min. income ≈ HK$55,604/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$326,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,105
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$29,885
−HK$792/mo
Today · 4.125%
HK$30,677
baseline
▲ 0.50% · 4.625%
HK$32,294
+HK$1,617/mo
Deposit HK$3.82M · loan HK$5.74M · min. income ≈ HK$61,354/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$326,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,342
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$29,224
−HK$895/mo
Today · 4.125%
HK$30,119
baseline
▲ 0.50% · 4.625%
HK$31,952
+HK$1,833/mo
Deposit HK$3.35M · loan HK$6.21M · min. income ≈ HK$60,238/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$326,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,530
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$32,376
−HK$858/mo
Today · 4.125%
HK$33,234
baseline
▲ 0.50% · 4.625%
HK$34,985
+HK$1,751/mo
Deposit HK$3.35M · loan HK$6.21M · min. income ≈ HK$66,468/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$326,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,522
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$31,472
−HK$964/mo
Today · 4.125%
HK$32,436
baseline
▲ 0.50% · 4.625%
HK$34,410
+HK$1,974/mo
Deposit HK$2.87M · loan HK$6.69M · min. income ≈ HK$64,872/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$326,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,956
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$34,866
−HK$924/mo
Today · 4.125%
HK$35,790
baseline
▲ 0.50% · 4.625%
HK$37,677
+HK$1,887/mo
Deposit HK$2.87M · loan HK$6.69M · min. income ≈ HK$71,580/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$326,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,702
−HK$2,051/mo
▼ 0.25% · 3.875%
HK$33,720
−HK$1,033/mo
Today · 4.125%
HK$34,753
baseline
▲ 0.50% · 4.625%
HK$36,868
+HK$2,115/mo
Deposit HK$2.39M · loan HK$7.17M · min. income ≈ HK$69,506/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$326,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,381
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$37,357
−HK$990/mo
Today · 4.125%
HK$38,347
baseline
▲ 0.50% · 4.625%
HK$40,368
+HK$2,021/mo
Deposit HK$2.39M · loan HK$7.17M · min. income ≈ HK$76,694/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$326,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,882
−HK$2,188/mo
▼ 0.25% · 3.875%
HK$35,968
−HK$1,102/mo
Today · 4.125%
HK$37,070
baseline
▲ 0.50% · 4.625%
HK$39,326
+HK$2,256/mo
Deposit HK$1.91M · loan HK$7.65M · min. income ≈ HK$74,140/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$326,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,806
−HK$2,097/mo
▼ 0.25% · 3.875%
HK$39,847
−HK$1,056/mo
Today · 4.125%
HK$40,903
baseline
▲ 0.50% · 4.625%
HK$43,059
+HK$2,156/mo
Deposit HK$1.91M · loan HK$7.65M · min. income ≈ HK$81,806/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$326,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,063
−HK$2,324/mo
▼ 0.25% · 3.875%
HK$38,215
−HK$1,172/mo
Today · 4.125%
HK$39,387
baseline
▲ 0.50% · 4.625%
HK$41,783
+HK$2,396/mo
Deposit HK$1.43M · loan HK$8.13M · min. income ≈ HK$78,774/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$326,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,232
−HK$2,227/mo
▼ 0.25% · 3.875%
HK$42,338
−HK$1,121/mo
Today · 4.125%
HK$43,459
baseline
▲ 0.50% · 4.625%
HK$45,750
+HK$2,291/mo
Deposit HK$1.43M · loan HK$8.13M · min. income ≈ HK$86,918/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$326,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,243
−HK$2,461/mo
▼ 0.25% · 3.875%
HK$40,463
−HK$1,241/mo
Today · 4.125%
HK$41,704
baseline
▲ 0.50% · 4.625%
HK$44,241
+HK$2,537/mo
Deposit HK$956K · loan HK$8.60M · min. income ≈ HK$83,408/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$326,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,657
−HK$2,359/mo
▼ 0.25% · 3.875%
HK$44,828
−HK$1,188/mo
Today · 4.125%
HK$46,016
baseline
▲ 0.50% · 4.625%
HK$48,441
+HK$2,425/mo
Deposit HK$956K · loan HK$8.60M · min. income ≈ HK$92,032/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$326,101 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).