▼ 0.50% · 3.625%
HK$15,692
−HK$984/mo
▼ 0.25% · 3.875%
HK$16,180
−HK$496/mo
Today · 4.125%
HK$16,676
baseline
▲ 0.50% · 4.625%
HK$17,691
+HK$1,015/mo
Deposit HK$3.44M · loan HK$3.44M · min. income ≈ HK$33,352/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$206,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,457
−HK$943/mo
▼ 0.25% · 3.875%
HK$17,925
−HK$475/mo
Today · 4.125%
HK$18,400
baseline
▲ 0.50% · 4.625%
HK$19,370
+HK$970/mo
Deposit HK$3.44M · loan HK$3.44M · min. income ≈ HK$36,800/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$206,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,261
−HK$1,083/mo
▼ 0.25% · 3.875%
HK$17,798
−HK$546/mo
Today · 4.125%
HK$18,344
baseline
▲ 0.50% · 4.625%
HK$19,460
+HK$1,116/mo
Deposit HK$3.10M · loan HK$3.78M · min. income ≈ HK$36,688/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$206,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,203
−HK$1,037/mo
▼ 0.25% · 3.875%
HK$19,718
−HK$522/mo
Today · 4.125%
HK$20,240
baseline
▲ 0.50% · 4.625%
HK$21,307
+HK$1,067/mo
Deposit HK$3.10M · loan HK$3.78M · min. income ≈ HK$40,480/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$206,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,830
−HK$1,181/mo
▼ 0.25% · 3.875%
HK$19,416
−HK$595/mo
Today · 4.125%
HK$20,011
baseline
▲ 0.50% · 4.625%
HK$21,229
+HK$1,218/mo
Deposit HK$2.75M · loan HK$4.13M · min. income ≈ HK$40,022/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$206,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,949
−HK$1,131/mo
▼ 0.25% · 3.875%
HK$21,511
−HK$569/mo
Today · 4.125%
HK$22,080
baseline
▲ 0.50% · 4.625%
HK$23,244
+HK$1,164/mo
Deposit HK$2.75M · loan HK$4.13M · min. income ≈ HK$44,160/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$206,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,400
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$21,034
−HK$645/mo
Today · 4.125%
HK$21,679
baseline
▲ 0.50% · 4.625%
HK$22,998
+HK$1,319/mo
Deposit HK$2.41M · loan HK$4.47M · min. income ≈ HK$43,358/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$206,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,694
−HK$1,227/mo
▼ 0.25% · 3.875%
HK$23,303
−HK$618/mo
Today · 4.125%
HK$23,921
baseline
▲ 0.50% · 4.625%
HK$25,181
+HK$1,260/mo
Deposit HK$2.41M · loan HK$4.47M · min. income ≈ HK$47,842/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$206,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,969
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$22,652
−HK$694/mo
Today · 4.125%
HK$23,346
baseline
▲ 0.50% · 4.625%
HK$24,767
+HK$1,421/mo
Deposit HK$2.06M · loan HK$4.82M · min. income ≈ HK$46,692/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$206,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,440
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$25,096
−HK$665/mo
Today · 4.125%
HK$25,761
baseline
▲ 0.50% · 4.625%
HK$27,118
+HK$1,357/mo
Deposit HK$2.06M · loan HK$4.82M · min. income ≈ HK$51,522/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$206,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,538
−HK$1,476/mo
▼ 0.25% · 3.875%
HK$24,270
−HK$744/mo
Today · 4.125%
HK$25,014
baseline
▲ 0.50% · 4.625%
HK$26,536
+HK$1,522/mo
Deposit HK$1.72M · loan HK$5.16M · min. income ≈ HK$50,028/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$206,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,186
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$26,888
−HK$713/mo
Today · 4.125%
HK$27,601
baseline
▲ 0.50% · 4.625%
HK$29,055
+HK$1,454/mo
Deposit HK$1.72M · loan HK$5.16M · min. income ≈ HK$55,202/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$206,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,107
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$25,888
−HK$794/mo
Today · 4.125%
HK$26,682
baseline
▲ 0.50% · 4.625%
HK$28,305
+HK$1,623/mo
Deposit HK$1.38M · loan HK$5.51M · min. income ≈ HK$53,364/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$206,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,932
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$28,681
−HK$760/mo
Today · 4.125%
HK$29,441
baseline
▲ 0.50% · 4.625%
HK$30,992
+HK$1,551/mo
Deposit HK$1.38M · loan HK$5.51M · min. income ≈ HK$58,882/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$206,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,676
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$27,506
−HK$843/mo
Today · 4.125%
HK$28,349
baseline
▲ 0.50% · 4.625%
HK$30,074
+HK$1,725/mo
Deposit HK$1.03M · loan HK$5.85M · min. income ≈ HK$56,698/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$206,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,677
−HK$1,604/mo
▼ 0.25% · 3.875%
HK$30,473
−HK$808/mo
Today · 4.125%
HK$31,281
baseline
▲ 0.50% · 4.625%
HK$32,930
+HK$1,649/mo
Deposit HK$1.03M · loan HK$5.85M · min. income ≈ HK$62,562/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$206,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,246
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$29,124
−HK$893/mo
Today · 4.125%
HK$30,017
baseline
▲ 0.50% · 4.625%
HK$31,843
+HK$1,826/mo
Deposit HK$688K · loan HK$6.19M · min. income ≈ HK$60,034/mo (50% DSR)
Upfront cash ≈ HK$895K (deposit + AVD stamp duty HK$206,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,423
−HK$1,698/mo
▼ 0.25% · 3.875%
HK$32,266
−HK$855/mo
Today · 4.125%
HK$33,121
baseline
▲ 0.50% · 4.625%
HK$34,867
+HK$1,746/mo
Deposit HK$688K · loan HK$6.19M · min. income ≈ HK$66,242/mo (50% DSR)
Upfront cash ≈ HK$895K (deposit + AVD stamp duty HK$206,451 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).