▼ 0.50% · 3.625%
HK$21,648
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$22,322
−HK$684/mo
Today · 4.125%
HK$23,006
baseline
▲ 0.50% · 4.625%
HK$24,406
+HK$1,400/mo
Deposit HK$4.75M · loan HK$4.75M · min. income ≈ HK$46,012/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$319,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,083
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$24,729
−HK$655/mo
Today · 4.125%
HK$25,384
baseline
▲ 0.50% · 4.625%
HK$26,723
+HK$1,339/mo
Deposit HK$4.75M · loan HK$4.75M · min. income ≈ HK$50,768/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$319,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,813
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$24,554
−HK$752/mo
Today · 4.125%
HK$25,306
baseline
▲ 0.50% · 4.625%
HK$26,846
+HK$1,540/mo
Deposit HK$4.27M · loan HK$5.22M · min. income ≈ HK$50,612/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$319,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,492
−HK$1,431/mo
▼ 0.25% · 3.875%
HK$27,202
−HK$721/mo
Today · 4.125%
HK$27,923
baseline
▲ 0.50% · 4.625%
HK$29,395
+HK$1,472/mo
Deposit HK$4.27M · loan HK$5.22M · min. income ≈ HK$55,846/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$319,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,978
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$26,786
−HK$821/mo
Today · 4.125%
HK$27,607
baseline
▲ 0.50% · 4.625%
HK$29,287
+HK$1,680/mo
Deposit HK$3.80M · loan HK$5.70M · min. income ≈ HK$55,214/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$319,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,900
−HK$1,561/mo
▼ 0.25% · 3.875%
HK$29,675
−HK$786/mo
Today · 4.125%
HK$30,461
baseline
▲ 0.50% · 4.625%
HK$32,067
+HK$1,606/mo
Deposit HK$3.80M · loan HK$5.70M · min. income ≈ HK$60,922/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$319,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,143
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$29,018
−HK$889/mo
Today · 4.125%
HK$29,907
baseline
▲ 0.50% · 4.625%
HK$31,727
+HK$1,820/mo
Deposit HK$3.32M · loan HK$6.17M · min. income ≈ HK$59,814/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$319,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,308
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$32,148
−HK$852/mo
Today · 4.125%
HK$33,000
baseline
▲ 0.50% · 4.625%
HK$34,739
+HK$1,739/mo
Deposit HK$3.32M · loan HK$6.17M · min. income ≈ HK$66,000/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$319,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,307
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$31,250
−HK$958/mo
Today · 4.125%
HK$32,208
baseline
▲ 0.50% · 4.625%
HK$34,168
+HK$1,960/mo
Deposit HK$2.85M · loan HK$6.65M · min. income ≈ HK$64,416/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$319,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,717
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$34,621
−HK$917/mo
Today · 4.125%
HK$35,538
baseline
▲ 0.50% · 4.625%
HK$37,412
+HK$1,874/mo
Deposit HK$2.85M · loan HK$6.65M · min. income ≈ HK$71,076/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$319,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,472
−HK$2,037/mo
▼ 0.25% · 3.875%
HK$33,482
−HK$1,027/mo
Today · 4.125%
HK$34,509
baseline
▲ 0.50% · 4.625%
HK$36,608
+HK$2,099/mo
Deposit HK$2.37M · loan HK$7.12M · min. income ≈ HK$69,018/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$319,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,125
−HK$1,952/mo
▼ 0.25% · 3.875%
HK$37,094
−HK$983/mo
Today · 4.125%
HK$38,077
baseline
▲ 0.50% · 4.625%
HK$40,084
+HK$2,007/mo
Deposit HK$2.37M · loan HK$7.12M · min. income ≈ HK$76,154/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$319,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,637
−HK$2,172/mo
▼ 0.25% · 3.875%
HK$35,714
−HK$1,095/mo
Today · 4.125%
HK$36,809
baseline
▲ 0.50% · 4.625%
HK$39,049
+HK$2,240/mo
Deposit HK$1.90M · loan HK$7.59M · min. income ≈ HK$73,618/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$319,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,533
−HK$2,082/mo
▼ 0.25% · 3.875%
HK$39,567
−HK$1,048/mo
Today · 4.125%
HK$40,615
baseline
▲ 0.50% · 4.625%
HK$42,756
+HK$2,141/mo
Deposit HK$1.90M · loan HK$7.59M · min. income ≈ HK$81,230/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$319,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,802
−HK$2,308/mo
▼ 0.25% · 3.875%
HK$37,947
−HK$1,163/mo
Today · 4.125%
HK$39,110
baseline
▲ 0.50% · 4.625%
HK$41,489
+HK$2,379/mo
Deposit HK$1.42M · loan HK$8.07M · min. income ≈ HK$78,220/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$319,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,942
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$42,040
−HK$1,114/mo
Today · 4.125%
HK$43,154
baseline
▲ 0.50% · 4.625%
HK$45,428
+HK$2,274/mo
Deposit HK$1.42M · loan HK$8.07M · min. income ≈ HK$86,308/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$319,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,967
−HK$2,443/mo
▼ 0.25% · 3.875%
HK$40,179
−HK$1,231/mo
Today · 4.125%
HK$41,410
baseline
▲ 0.50% · 4.625%
HK$43,930
+HK$2,520/mo
Deposit HK$949K · loan HK$8.54M · min. income ≈ HK$82,820/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$319,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,350
−HK$2,342/mo
▼ 0.25% · 3.875%
HK$44,513
−HK$1,179/mo
Today · 4.125%
HK$45,692
baseline
▲ 0.50% · 4.625%
HK$48,101
+HK$2,409/mo
Deposit HK$949K · loan HK$8.54M · min. income ≈ HK$91,384/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$319,374 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).