▼ 0.50% · 3.625%
HK$19,441
−HK$1,219/mo
▼ 0.25% · 3.875%
HK$20,046
−HK$614/mo
Today · 4.125%
HK$20,660
baseline
▲ 0.50% · 4.625%
HK$21,917
+HK$1,257/mo
Deposit HK$4.26M · loan HK$4.26M · min. income ≈ HK$41,320/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$255,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,628
−HK$1,169/mo
▼ 0.25% · 3.875%
HK$22,208
−HK$589/mo
Today · 4.125%
HK$22,797
baseline
▲ 0.50% · 4.625%
HK$23,998
+HK$1,201/mo
Deposit HK$4.26M · loan HK$4.26M · min. income ≈ HK$45,594/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$255,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,385
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$22,050
−HK$676/mo
Today · 4.125%
HK$22,726
baseline
▲ 0.50% · 4.625%
HK$24,109
+HK$1,383/mo
Deposit HK$3.84M · loan HK$4.69M · min. income ≈ HK$45,452/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$255,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,791
−HK$1,285/mo
▼ 0.25% · 3.875%
HK$24,429
−HK$647/mo
Today · 4.125%
HK$25,076
baseline
▲ 0.50% · 4.625%
HK$26,398
+HK$1,322/mo
Deposit HK$3.84M · loan HK$4.69M · min. income ≈ HK$50,152/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$255,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,329
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$24,055
−HK$737/mo
Today · 4.125%
HK$24,792
baseline
▲ 0.50% · 4.625%
HK$26,301
+HK$1,509/mo
Deposit HK$3.41M · loan HK$5.12M · min. income ≈ HK$49,584/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$255,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,954
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$26,650
−HK$706/mo
Today · 4.125%
HK$27,356
baseline
▲ 0.50% · 4.625%
HK$28,798
+HK$1,442/mo
Deposit HK$3.41M · loan HK$5.12M · min. income ≈ HK$54,712/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$255,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,274
−HK$1,584/mo
▼ 0.25% · 3.875%
HK$26,060
−HK$798/mo
Today · 4.125%
HK$26,858
baseline
▲ 0.50% · 4.625%
HK$28,493
+HK$1,635/mo
Deposit HK$2.98M · loan HK$5.54M · min. income ≈ HK$53,716/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$255,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,117
−HK$1,519/mo
▼ 0.25% · 3.875%
HK$28,871
−HK$765/mo
Today · 4.125%
HK$29,636
baseline
▲ 0.50% · 4.625%
HK$31,198
+HK$1,562/mo
Deposit HK$2.98M · loan HK$5.54M · min. income ≈ HK$59,272/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$255,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,218
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$28,064
−HK$860/mo
Today · 4.125%
HK$28,924
baseline
▲ 0.50% · 4.625%
HK$30,684
+HK$1,760/mo
Deposit HK$2.56M · loan HK$5.97M · min. income ≈ HK$57,848/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,279
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$31,091
−HK$824/mo
Today · 4.125%
HK$31,915
baseline
▲ 0.50% · 4.625%
HK$33,598
+HK$1,683/mo
Deposit HK$2.56M · loan HK$5.97M · min. income ≈ HK$63,830/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,162
−HK$1,828/mo
▼ 0.25% · 3.875%
HK$30,069
−HK$921/mo
Today · 4.125%
HK$30,990
baseline
▲ 0.50% · 4.625%
HK$32,876
+HK$1,886/mo
Deposit HK$2.13M · loan HK$6.39M · min. income ≈ HK$61,980/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$255,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,442
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$33,312
−HK$883/mo
Today · 4.125%
HK$34,195
baseline
▲ 0.50% · 4.625%
HK$35,997
+HK$1,802/mo
Deposit HK$2.13M · loan HK$6.39M · min. income ≈ HK$68,390/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$255,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,106
−HK$1,950/mo
▼ 0.25% · 3.875%
HK$32,073
−HK$983/mo
Today · 4.125%
HK$33,056
baseline
▲ 0.50% · 4.625%
HK$35,068
+HK$2,012/mo
Deposit HK$1.71M · loan HK$6.82M · min. income ≈ HK$66,112/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,605
−HK$1,870/mo
▼ 0.25% · 3.875%
HK$35,533
−HK$942/mo
Today · 4.125%
HK$36,475
baseline
▲ 0.50% · 4.625%
HK$38,397
+HK$1,922/mo
Deposit HK$1.71M · loan HK$6.82M · min. income ≈ HK$72,950/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,050
−HK$2,073/mo
▼ 0.25% · 3.875%
HK$34,078
−HK$1,045/mo
Today · 4.125%
HK$35,123
baseline
▲ 0.50% · 4.625%
HK$37,260
+HK$2,137/mo
Deposit HK$1.28M · loan HK$7.25M · min. income ≈ HK$70,246/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$255,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,768
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$37,754
−HK$1,000/mo
Today · 4.125%
HK$38,754
baseline
▲ 0.50% · 4.625%
HK$40,797
+HK$2,043/mo
Deposit HK$1.28M · loan HK$7.25M · min. income ≈ HK$77,508/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$255,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,994
−HK$2,195/mo
▼ 0.25% · 3.875%
HK$36,083
−HK$1,106/mo
Today · 4.125%
HK$37,189
baseline
▲ 0.50% · 4.625%
HK$39,451
+HK$2,262/mo
Deposit HK$853K · loan HK$7.67M · min. income ≈ HK$74,378/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,931
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$39,975
−HK$1,059/mo
Today · 4.125%
HK$41,034
baseline
▲ 0.50% · 4.625%
HK$43,197
+HK$2,163/mo
Deposit HK$853K · loan HK$7.67M · min. income ≈ HK$82,068/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,777 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).