▼ 0.50% · 3.625%
HK$18,417
−HK$1,155/mo
▼ 0.25% · 3.875%
HK$18,990
−HK$582/mo
Today · 4.125%
HK$19,572
baseline
▲ 0.50% · 4.625%
HK$20,763
+HK$1,191/mo
Deposit HK$4.04M · loan HK$4.04M · min. income ≈ HK$39,144/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$242,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,489
−HK$1,107/mo
▼ 0.25% · 3.875%
HK$21,038
−HK$558/mo
Today · 4.125%
HK$21,596
baseline
▲ 0.50% · 4.625%
HK$22,734
+HK$1,138/mo
Deposit HK$4.04M · loan HK$4.04M · min. income ≈ HK$43,192/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$242,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,259
−HK$1,270/mo
▼ 0.25% · 3.875%
HK$20,889
−HK$640/mo
Today · 4.125%
HK$21,529
baseline
▲ 0.50% · 4.625%
HK$22,839
+HK$1,310/mo
Deposit HK$3.63M · loan HK$4.44M · min. income ≈ HK$43,058/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$242,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,538
−HK$1,217/mo
▼ 0.25% · 3.875%
HK$23,142
−HK$613/mo
Today · 4.125%
HK$23,755
baseline
▲ 0.50% · 4.625%
HK$25,007
+HK$1,252/mo
Deposit HK$3.63M · loan HK$4.44M · min. income ≈ HK$47,510/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$242,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,100
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$22,788
−HK$698/mo
Today · 4.125%
HK$23,486
baseline
▲ 0.50% · 4.625%
HK$24,915
+HK$1,429/mo
Deposit HK$3.23M · loan HK$4.85M · min. income ≈ HK$46,972/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$242,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,586
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$25,246
−HK$669/mo
Today · 4.125%
HK$25,915
baseline
▲ 0.50% · 4.625%
HK$27,281
+HK$1,366/mo
Deposit HK$3.23M · loan HK$4.85M · min. income ≈ HK$51,830/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$242,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,942
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$24,687
−HK$756/mo
Today · 4.125%
HK$25,443
baseline
▲ 0.50% · 4.625%
HK$26,992
+HK$1,549/mo
Deposit HK$2.83M · loan HK$5.25M · min. income ≈ HK$50,886/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$242,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,635
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$27,350
−HK$724/mo
Today · 4.125%
HK$28,074
baseline
▲ 0.50% · 4.625%
HK$29,554
+HK$1,480/mo
Deposit HK$2.83M · loan HK$5.25M · min. income ≈ HK$56,148/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$242,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,784
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$26,586
−HK$815/mo
Today · 4.125%
HK$27,401
baseline
▲ 0.50% · 4.625%
HK$29,068
+HK$1,667/mo
Deposit HK$2.42M · loan HK$5.65M · min. income ≈ HK$54,802/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$242,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,684
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$29,454
−HK$780/mo
Today · 4.125%
HK$30,234
baseline
▲ 0.50% · 4.625%
HK$31,828
+HK$1,594/mo
Deposit HK$2.42M · loan HK$5.65M · min. income ≈ HK$60,468/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$242,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,626
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$28,485
−HK$873/mo
Today · 4.125%
HK$29,358
baseline
▲ 0.50% · 4.625%
HK$31,144
+HK$1,786/mo
Deposit HK$2.02M · loan HK$6.06M · min. income ≈ HK$58,716/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$242,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,733
−HK$1,661/mo
▼ 0.25% · 3.875%
HK$31,557
−HK$837/mo
Today · 4.125%
HK$32,394
baseline
▲ 0.50% · 4.625%
HK$34,101
+HK$1,707/mo
Deposit HK$2.02M · loan HK$6.06M · min. income ≈ HK$64,788/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$242,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,467
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$30,384
−HK$931/mo
Today · 4.125%
HK$31,315
baseline
▲ 0.50% · 4.625%
HK$33,221
+HK$1,906/mo
Deposit HK$1.62M · loan HK$6.46M · min. income ≈ HK$62,630/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$242,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,782
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$33,661
−HK$892/mo
Today · 4.125%
HK$34,553
baseline
▲ 0.50% · 4.625%
HK$36,374
+HK$1,821/mo
Deposit HK$1.62M · loan HK$6.46M · min. income ≈ HK$69,106/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$242,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,309
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$32,283
−HK$989/mo
Today · 4.125%
HK$33,272
baseline
▲ 0.50% · 4.625%
HK$35,297
+HK$2,025/mo
Deposit HK$1.21M · loan HK$6.87M · min. income ≈ HK$66,544/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$242,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,831
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$35,765
−HK$948/mo
Today · 4.125%
HK$36,713
baseline
▲ 0.50% · 4.625%
HK$38,648
+HK$1,935/mo
Deposit HK$1.21M · loan HK$6.87M · min. income ≈ HK$73,426/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$242,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,151
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$34,182
−HK$1,047/mo
Today · 4.125%
HK$35,229
baseline
▲ 0.50% · 4.625%
HK$37,373
+HK$2,144/mo
Deposit HK$808K · loan HK$7.27M · min. income ≈ HK$70,458/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,880
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$37,869
−HK$1,003/mo
Today · 4.125%
HK$38,872
baseline
▲ 0.50% · 4.625%
HK$40,921
+HK$2,049/mo
Deposit HK$808K · loan HK$7.27M · min. income ≈ HK$77,744/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,302 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).