▼ 0.50% · 3.625%
HK$22,301
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$22,995
−HK$704/mo
Today · 4.125%
HK$23,699
baseline
▲ 0.50% · 4.625%
HK$25,141
+HK$1,442/mo
Deposit HK$4.89M · loan HK$4.89M · min. income ≈ HK$47,398/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$347,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,809
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$25,475
−HK$675/mo
Today · 4.125%
HK$26,150
baseline
▲ 0.50% · 4.625%
HK$27,528
+HK$1,378/mo
Deposit HK$4.89M · loan HK$4.89M · min. income ≈ HK$52,300/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$347,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,531
−HK$1,538/mo
▼ 0.25% · 3.875%
HK$25,294
−HK$775/mo
Today · 4.125%
HK$26,069
baseline
▲ 0.50% · 4.625%
HK$27,655
+HK$1,586/mo
Deposit HK$4.40M · loan HK$5.38M · min. income ≈ HK$52,138/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$347,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,290
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$28,022
−HK$743/mo
Today · 4.125%
HK$28,765
baseline
▲ 0.50% · 4.625%
HK$30,281
+HK$1,516/mo
Deposit HK$4.40M · loan HK$5.38M · min. income ≈ HK$57,530/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$347,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,761
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$27,593
−HK$846/mo
Today · 4.125%
HK$28,439
baseline
▲ 0.50% · 4.625%
HK$30,170
+HK$1,731/mo
Deposit HK$3.91M · loan HK$5.87M · min. income ≈ HK$56,878/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$347,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,771
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$30,570
−HK$810/mo
Today · 4.125%
HK$31,380
baseline
▲ 0.50% · 4.625%
HK$33,034
+HK$1,654/mo
Deposit HK$3.91M · loan HK$5.87M · min. income ≈ HK$62,760/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$347,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,991
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$29,893
−HK$916/mo
Today · 4.125%
HK$30,809
baseline
▲ 0.50% · 4.625%
HK$32,684
+HK$1,875/mo
Deposit HK$3.42M · loan HK$6.36M · min. income ≈ HK$61,618/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$347,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,252
−HK$1,743/mo
▼ 0.25% · 3.875%
HK$33,117
−HK$878/mo
Today · 4.125%
HK$33,995
baseline
▲ 0.50% · 4.625%
HK$35,787
+HK$1,792/mo
Deposit HK$3.42M · loan HK$6.36M · min. income ≈ HK$67,990/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$347,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,221
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$32,192
−HK$987/mo
Today · 4.125%
HK$33,179
baseline
▲ 0.50% · 4.625%
HK$35,198
+HK$2,019/mo
Deposit HK$2.93M · loan HK$6.85M · min. income ≈ HK$66,358/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$347,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,733
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$35,665
−HK$945/mo
Today · 4.125%
HK$36,610
baseline
▲ 0.50% · 4.625%
HK$38,540
+HK$1,930/mo
Deposit HK$2.93M · loan HK$6.85M · min. income ≈ HK$73,220/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$347,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,451
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$34,492
−HK$1,057/mo
Today · 4.125%
HK$35,549
baseline
▲ 0.50% · 4.625%
HK$37,712
+HK$2,163/mo
Deposit HK$2.44M · loan HK$7.33M · min. income ≈ HK$71,098/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$347,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,214
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$38,212
−HK$1,013/mo
Today · 4.125%
HK$39,225
baseline
▲ 0.50% · 4.625%
HK$41,292
+HK$2,067/mo
Deposit HK$2.44M · loan HK$7.33M · min. income ≈ HK$78,450/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$347,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,681
−HK$2,238/mo
▼ 0.25% · 3.875%
HK$36,791
−HK$1,128/mo
Today · 4.125%
HK$37,919
baseline
▲ 0.50% · 4.625%
HK$40,226
+HK$2,307/mo
Deposit HK$1.96M · loan HK$7.82M · min. income ≈ HK$75,838/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$347,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,695
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$40,760
−HK$1,080/mo
Today · 4.125%
HK$41,840
baseline
▲ 0.50% · 4.625%
HK$44,045
+HK$2,205/mo
Deposit HK$1.96M · loan HK$7.82M · min. income ≈ HK$83,680/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$347,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,911
−HK$2,378/mo
▼ 0.25% · 3.875%
HK$39,091
−HK$1,198/mo
Today · 4.125%
HK$40,289
baseline
▲ 0.50% · 4.625%
HK$42,740
+HK$2,451/mo
Deposit HK$1.47M · loan HK$8.31M · min. income ≈ HK$80,578/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$347,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,176
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$43,307
−HK$1,148/mo
Today · 4.125%
HK$44,455
baseline
▲ 0.50% · 4.625%
HK$46,798
+HK$2,343/mo
Deposit HK$1.47M · loan HK$8.31M · min. income ≈ HK$88,910/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$347,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,142
−HK$2,517/mo
▼ 0.25% · 3.875%
HK$41,390
−HK$1,269/mo
Today · 4.125%
HK$42,659
baseline
▲ 0.50% · 4.625%
HK$45,254
+HK$2,595/mo
Deposit HK$978K · loan HK$8.80M · min. income ≈ HK$85,318/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$347,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,657
−HK$2,413/mo
▼ 0.25% · 3.875%
HK$45,855
−HK$1,215/mo
Today · 4.125%
HK$47,070
baseline
▲ 0.50% · 4.625%
HK$49,551
+HK$2,481/mo
Deposit HK$978K · loan HK$8.80M · min. income ≈ HK$94,140/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$347,998 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).