▼ 0.50% · 3.625%
HK$22,573
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$23,276
−HK$713/mo
Today · 4.125%
HK$23,989
baseline
▲ 0.50% · 4.625%
HK$25,449
+HK$1,460/mo
Deposit HK$4.95M · loan HK$4.95M · min. income ≈ HK$47,978/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$359,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,113
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$25,786
−HK$684/mo
Today · 4.125%
HK$26,470
baseline
▲ 0.50% · 4.625%
HK$27,865
+HK$1,395/mo
Deposit HK$4.95M · loan HK$4.95M · min. income ≈ HK$52,940/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$359,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,831
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$25,603
−HK$785/mo
Today · 4.125%
HK$26,388
baseline
▲ 0.50% · 4.625%
HK$27,994
+HK$1,606/mo
Deposit HK$4.45M · loan HK$5.44M · min. income ≈ HK$52,776/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$359,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,624
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$28,365
−HK$752/mo
Today · 4.125%
HK$29,117
baseline
▲ 0.50% · 4.625%
HK$30,651
+HK$1,534/mo
Deposit HK$4.45M · loan HK$5.44M · min. income ≈ HK$58,234/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$359,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,088
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$27,931
−HK$856/mo
Today · 4.125%
HK$28,787
baseline
▲ 0.50% · 4.625%
HK$30,538
+HK$1,751/mo
Deposit HK$3.96M · loan HK$5.94M · min. income ≈ HK$57,574/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$359,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,135
−HK$1,628/mo
▼ 0.25% · 3.875%
HK$30,944
−HK$819/mo
Today · 4.125%
HK$31,763
baseline
▲ 0.50% · 4.625%
HK$33,438
+HK$1,675/mo
Deposit HK$3.96M · loan HK$5.94M · min. income ≈ HK$63,526/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$359,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,346
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$30,258
−HK$928/mo
Today · 4.125%
HK$31,186
baseline
▲ 0.50% · 4.625%
HK$33,083
+HK$1,897/mo
Deposit HK$3.46M · loan HK$6.43M · min. income ≈ HK$62,372/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$359,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,647
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$33,522
−HK$888/mo
Today · 4.125%
HK$34,410
baseline
▲ 0.50% · 4.625%
HK$36,224
+HK$1,814/mo
Deposit HK$3.46M · loan HK$6.43M · min. income ≈ HK$68,820/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$359,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,603
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$32,586
−HK$999/mo
Today · 4.125%
HK$33,585
baseline
▲ 0.50% · 4.625%
HK$35,628
+HK$2,043/mo
Deposit HK$2.97M · loan HK$6.93M · min. income ≈ HK$67,170/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$359,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,158
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$36,101
−HK$956/mo
Today · 4.125%
HK$37,057
baseline
▲ 0.50% · 4.625%
HK$39,011
+HK$1,954/mo
Deposit HK$2.97M · loan HK$6.93M · min. income ≈ HK$74,114/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$359,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,860
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$34,913
−HK$1,071/mo
Today · 4.125%
HK$35,984
baseline
▲ 0.50% · 4.625%
HK$38,173
+HK$2,189/mo
Deposit HK$2.47M · loan HK$7.42M · min. income ≈ HK$71,968/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$359,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,669
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$38,679
−HK$1,025/mo
Today · 4.125%
HK$39,704
baseline
▲ 0.50% · 4.625%
HK$41,797
+HK$2,093/mo
Deposit HK$2.47M · loan HK$7.42M · min. income ≈ HK$79,408/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$359,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,118
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$37,241
−HK$1,141/mo
Today · 4.125%
HK$38,382
baseline
▲ 0.50% · 4.625%
HK$40,718
+HK$2,336/mo
Deposit HK$1.98M · loan HK$7.92M · min. income ≈ HK$76,764/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$359,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,180
−HK$2,171/mo
▼ 0.25% · 3.875%
HK$41,258
−HK$1,093/mo
Today · 4.125%
HK$42,351
baseline
▲ 0.50% · 4.625%
HK$44,584
+HK$2,233/mo
Deposit HK$1.98M · loan HK$7.92M · min. income ≈ HK$84,702/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$359,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,375
−HK$2,406/mo
▼ 0.25% · 3.875%
HK$39,569
−HK$1,212/mo
Today · 4.125%
HK$40,781
baseline
▲ 0.50% · 4.625%
HK$43,263
+HK$2,482/mo
Deposit HK$1.48M · loan HK$8.41M · min. income ≈ HK$81,562/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$359,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,692
−HK$2,306/mo
▼ 0.25% · 3.875%
HK$43,837
−HK$1,161/mo
Today · 4.125%
HK$44,998
baseline
▲ 0.50% · 4.625%
HK$47,370
+HK$2,372/mo
Deposit HK$1.48M · loan HK$8.41M · min. income ≈ HK$89,996/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$359,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,632
−HK$2,548/mo
▼ 0.25% · 3.875%
HK$41,896
−HK$1,284/mo
Today · 4.125%
HK$43,180
baseline
▲ 0.50% · 4.625%
HK$45,808
+HK$2,628/mo
Deposit HK$990K · loan HK$8.91M · min. income ≈ HK$86,360/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$359,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,203
−HK$2,442/mo
▼ 0.25% · 3.875%
HK$46,415
−HK$1,230/mo
Today · 4.125%
HK$47,645
baseline
▲ 0.50% · 4.625%
HK$50,157
+HK$2,512/mo
Deposit HK$990K · loan HK$8.91M · min. income ≈ HK$95,290/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$359,954 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).