▼ 0.50% · 3.625%
HK$17,591
−HK$1,103/mo
▼ 0.25% · 3.875%
HK$18,138
−HK$556/mo
Today · 4.125%
HK$18,694
baseline
▲ 0.50% · 4.625%
HK$19,831
+HK$1,137/mo
Deposit HK$3.86M · loan HK$3.86M · min. income ≈ HK$37,388/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$231,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,569
−HK$1,058/mo
▼ 0.25% · 3.875%
HK$20,094
−HK$533/mo
Today · 4.125%
HK$20,627
baseline
▲ 0.50% · 4.625%
HK$21,714
+HK$1,087/mo
Deposit HK$3.86M · loan HK$3.86M · min. income ≈ HK$41,254/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$231,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,350
−HK$1,213/mo
▼ 0.25% · 3.875%
HK$19,952
−HK$611/mo
Today · 4.125%
HK$20,563
baseline
▲ 0.50% · 4.625%
HK$21,814
+HK$1,251/mo
Deposit HK$3.47M · loan HK$4.24M · min. income ≈ HK$41,126/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$231,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,526
−HK$1,163/mo
▼ 0.25% · 3.875%
HK$22,104
−HK$585/mo
Today · 4.125%
HK$22,689
baseline
▲ 0.50% · 4.625%
HK$23,885
+HK$1,196/mo
Deposit HK$3.47M · loan HK$4.24M · min. income ≈ HK$45,378/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$231,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,109
−HK$1,323/mo
▼ 0.25% · 3.875%
HK$21,765
−HK$667/mo
Today · 4.125%
HK$22,432
baseline
▲ 0.50% · 4.625%
HK$23,797
+HK$1,365/mo
Deposit HK$3.09M · loan HK$4.63M · min. income ≈ HK$44,864/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$231,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,483
−HK$1,269/mo
▼ 0.25% · 3.875%
HK$24,113
−HK$639/mo
Today · 4.125%
HK$24,752
baseline
▲ 0.50% · 4.625%
HK$26,057
+HK$1,305/mo
Deposit HK$3.09M · loan HK$4.63M · min. income ≈ HK$49,504/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$231,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,868
−HK$1,434/mo
▼ 0.25% · 3.875%
HK$23,579
−HK$723/mo
Today · 4.125%
HK$24,302
baseline
▲ 0.50% · 4.625%
HK$25,780
+HK$1,478/mo
Deposit HK$2.70M · loan HK$5.01M · min. income ≈ HK$48,604/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$231,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,440
−HK$1,375/mo
▼ 0.25% · 3.875%
HK$26,122
−HK$693/mo
Today · 4.125%
HK$26,815
baseline
▲ 0.50% · 4.625%
HK$28,228
+HK$1,413/mo
Deposit HK$2.70M · loan HK$5.01M · min. income ≈ HK$53,630/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$231,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,627
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$25,393
−HK$778/mo
Today · 4.125%
HK$26,171
baseline
▲ 0.50% · 4.625%
HK$27,764
+HK$1,593/mo
Deposit HK$2.31M · loan HK$5.40M · min. income ≈ HK$52,342/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$231,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,397
−HK$1,480/mo
▼ 0.25% · 3.875%
HK$28,132
−HK$745/mo
Today · 4.125%
HK$28,877
baseline
▲ 0.50% · 4.625%
HK$30,399
+HK$1,522/mo
Deposit HK$2.31M · loan HK$5.40M · min. income ≈ HK$57,754/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$231,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,386
−HK$1,655/mo
▼ 0.25% · 3.875%
HK$27,207
−HK$834/mo
Today · 4.125%
HK$28,041
baseline
▲ 0.50% · 4.625%
HK$29,747
+HK$1,706/mo
Deposit HK$1.93M · loan HK$5.79M · min. income ≈ HK$56,082/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$231,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,354
−HK$1,586/mo
▼ 0.25% · 3.875%
HK$30,141
−HK$799/mo
Today · 4.125%
HK$30,940
baseline
▲ 0.50% · 4.625%
HK$32,571
+HK$1,631/mo
Deposit HK$1.93M · loan HK$5.79M · min. income ≈ HK$61,880/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$231,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,145
−HK$1,765/mo
▼ 0.25% · 3.875%
HK$29,020
−HK$890/mo
Today · 4.125%
HK$29,910
baseline
▲ 0.50% · 4.625%
HK$31,730
+HK$1,820/mo
Deposit HK$1.54M · loan HK$6.17M · min. income ≈ HK$59,820/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$231,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,311
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$32,151
−HK$852/mo
Today · 4.125%
HK$33,003
baseline
▲ 0.50% · 4.625%
HK$34,742
+HK$1,739/mo
Deposit HK$1.54M · loan HK$6.17M · min. income ≈ HK$66,006/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$231,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,904
−HK$1,875/mo
▼ 0.25% · 3.875%
HK$30,834
−HK$945/mo
Today · 4.125%
HK$31,779
baseline
▲ 0.50% · 4.625%
HK$33,713
+HK$1,934/mo
Deposit HK$1.16M · loan HK$6.56M · min. income ≈ HK$63,558/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$231,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,268
−HK$1,797/mo
▼ 0.25% · 3.875%
HK$34,160
−HK$905/mo
Today · 4.125%
HK$35,065
baseline
▲ 0.50% · 4.625%
HK$36,914
+HK$1,849/mo
Deposit HK$1.16M · loan HK$6.56M · min. income ≈ HK$70,130/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$231,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,663
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$32,648
−HK$1,001/mo
Today · 4.125%
HK$33,649
baseline
▲ 0.50% · 4.625%
HK$35,696
+HK$2,047/mo
Deposit HK$771K · loan HK$6.94M · min. income ≈ HK$67,298/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$231,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,225
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$36,170
−HK$958/mo
Today · 4.125%
HK$37,128
baseline
▲ 0.50% · 4.625%
HK$39,085
+HK$1,957/mo
Deposit HK$771K · loan HK$6.94M · min. income ≈ HK$74,256/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$231,429 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).