▼ 0.50% · 3.625%
HK$21,918
−HK$1,375/mo
▼ 0.25% · 3.875%
HK$22,600
−HK$693/mo
Today · 4.125%
HK$23,293
baseline
▲ 0.50% · 4.625%
HK$24,710
+HK$1,417/mo
Deposit HK$4.81M · loan HK$4.81M · min. income ≈ HK$46,586/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$331,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,384
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$25,038
−HK$663/mo
Today · 4.125%
HK$25,701
baseline
▲ 0.50% · 4.625%
HK$27,056
+HK$1,355/mo
Deposit HK$4.81M · loan HK$4.81M · min. income ≈ HK$51,402/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$331,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,110
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$24,860
−HK$762/mo
Today · 4.125%
HK$25,622
baseline
▲ 0.50% · 4.625%
HK$27,181
+HK$1,559/mo
Deposit HK$4.33M · loan HK$5.29M · min. income ≈ HK$51,244/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$331,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,822
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$27,542
−HK$730/mo
Today · 4.125%
HK$28,272
baseline
▲ 0.50% · 4.625%
HK$29,762
+HK$1,490/mo
Deposit HK$4.33M · loan HK$5.29M · min. income ≈ HK$56,544/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$331,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,302
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$27,120
−HK$831/mo
Today · 4.125%
HK$27,951
baseline
▲ 0.50% · 4.625%
HK$29,652
+HK$1,701/mo
Deposit HK$3.84M · loan HK$5.77M · min. income ≈ HK$55,902/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$331,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,261
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$30,046
−HK$796/mo
Today · 4.125%
HK$30,842
baseline
▲ 0.50% · 4.625%
HK$32,467
+HK$1,625/mo
Deposit HK$3.84M · loan HK$5.77M · min. income ≈ HK$61,684/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$331,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,494
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$29,380
−HK$901/mo
Today · 4.125%
HK$30,281
baseline
▲ 0.50% · 4.625%
HK$32,123
+HK$1,842/mo
Deposit HK$3.36M · loan HK$6.25M · min. income ≈ HK$60,562/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$331,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,699
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$32,549
−HK$863/mo
Today · 4.125%
HK$33,412
baseline
▲ 0.50% · 4.625%
HK$35,173
+HK$1,761/mo
Deposit HK$3.36M · loan HK$6.25M · min. income ≈ HK$66,824/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$331,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,686
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$31,640
−HK$970/mo
Today · 4.125%
HK$32,610
baseline
▲ 0.50% · 4.625%
HK$34,594
+HK$1,984/mo
Deposit HK$2.88M · loan HK$6.73M · min. income ≈ HK$65,220/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$331,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,138
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$35,053
−HK$929/mo
Today · 4.125%
HK$35,982
baseline
▲ 0.50% · 4.625%
HK$37,879
+HK$1,897/mo
Deposit HK$2.88M · loan HK$6.73M · min. income ≈ HK$71,964/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$331,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,878
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$33,900
−HK$1,039/mo
Today · 4.125%
HK$34,939
baseline
▲ 0.50% · 4.625%
HK$37,065
+HK$2,126/mo
Deposit HK$2.40M · loan HK$7.21M · min. income ≈ HK$69,878/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$331,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,576
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$37,557
−HK$995/mo
Today · 4.125%
HK$38,552
baseline
▲ 0.50% · 4.625%
HK$40,584
+HK$2,032/mo
Deposit HK$2.40M · loan HK$7.21M · min. income ≈ HK$77,104/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$331,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,069
−HK$2,200/mo
▼ 0.25% · 3.875%
HK$36,160
−HK$1,109/mo
Today · 4.125%
HK$37,269
baseline
▲ 0.50% · 4.625%
HK$39,536
+HK$2,267/mo
Deposit HK$1.92M · loan HK$7.69M · min. income ≈ HK$74,538/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$331,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,014
−HK$2,108/mo
▼ 0.25% · 3.875%
HK$40,061
−HK$1,061/mo
Today · 4.125%
HK$41,122
baseline
▲ 0.50% · 4.625%
HK$43,290
+HK$2,168/mo
Deposit HK$1.92M · loan HK$7.69M · min. income ≈ HK$82,244/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$331,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,261
−HK$2,337/mo
▼ 0.25% · 3.875%
HK$38,420
−HK$1,178/mo
Today · 4.125%
HK$39,598
baseline
▲ 0.50% · 4.625%
HK$42,007
+HK$2,409/mo
Deposit HK$1.44M · loan HK$8.17M · min. income ≈ HK$79,196/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$331,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,453
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$42,565
−HK$1,127/mo
Today · 4.125%
HK$43,692
baseline
▲ 0.50% · 4.625%
HK$45,996
+HK$2,304/mo
Deposit HK$1.44M · loan HK$8.17M · min. income ≈ HK$87,384/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$331,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,453
−HK$2,474/mo
▼ 0.25% · 3.875%
HK$40,680
−HK$1,247/mo
Today · 4.125%
HK$41,927
baseline
▲ 0.50% · 4.625%
HK$44,478
+HK$2,551/mo
Deposit HK$961K · loan HK$8.65M · min. income ≈ HK$83,854/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$331,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,891
−HK$2,372/mo
▼ 0.25% · 3.875%
HK$45,068
−HK$1,195/mo
Today · 4.125%
HK$46,263
baseline
▲ 0.50% · 4.625%
HK$48,701
+HK$2,438/mo
Deposit HK$961K · loan HK$8.65M · min. income ≈ HK$92,526/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$331,227 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).