▼ 0.50% · 3.625%
HK$16,687
−HK$1,047/mo
▼ 0.25% · 3.875%
HK$17,206
−HK$528/mo
Today · 4.125%
HK$17,734
baseline
▲ 0.50% · 4.625%
HK$18,813
+HK$1,079/mo
Deposit HK$3.66M · loan HK$3.66M · min. income ≈ HK$35,468/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$219,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,564
−HK$1,003/mo
▼ 0.25% · 3.875%
HK$19,062
−HK$505/mo
Today · 4.125%
HK$19,567
baseline
▲ 0.50% · 4.625%
HK$20,599
+HK$1,032/mo
Deposit HK$3.66M · loan HK$3.66M · min. income ≈ HK$39,134/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$219,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,356
−HK$1,151/mo
▼ 0.25% · 3.875%
HK$18,927
−HK$580/mo
Today · 4.125%
HK$19,507
baseline
▲ 0.50% · 4.625%
HK$20,694
+HK$1,187/mo
Deposit HK$3.29M · loan HK$4.02M · min. income ≈ HK$39,014/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$219,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,421
−HK$1,103/mo
▼ 0.25% · 3.875%
HK$20,969
−HK$555/mo
Today · 4.125%
HK$21,524
baseline
▲ 0.50% · 4.625%
HK$22,659
+HK$1,135/mo
Deposit HK$3.29M · loan HK$4.02M · min. income ≈ HK$43,048/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$219,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,025
−HK$1,255/mo
▼ 0.25% · 3.875%
HK$20,648
−HK$632/mo
Today · 4.125%
HK$21,280
baseline
▲ 0.50% · 4.625%
HK$22,575
+HK$1,295/mo
Deposit HK$2.93M · loan HK$4.39M · min. income ≈ HK$42,560/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$219,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,277
−HK$1,204/mo
▼ 0.25% · 3.875%
HK$22,875
−HK$606/mo
Today · 4.125%
HK$23,481
baseline
▲ 0.50% · 4.625%
HK$24,719
+HK$1,238/mo
Deposit HK$2.93M · loan HK$4.39M · min. income ≈ HK$46,962/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$219,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,693
−HK$1,361/mo
▼ 0.25% · 3.875%
HK$22,368
−HK$686/mo
Today · 4.125%
HK$23,054
baseline
▲ 0.50% · 4.625%
HK$24,457
+HK$1,403/mo
Deposit HK$2.56M · loan HK$4.76M · min. income ≈ HK$46,108/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$219,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,134
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$24,781
−HK$657/mo
Today · 4.125%
HK$25,438
baseline
▲ 0.50% · 4.625%
HK$26,778
+HK$1,340/mo
Deposit HK$2.56M · loan HK$4.76M · min. income ≈ HK$50,876/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$219,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,362
−HK$1,465/mo
▼ 0.25% · 3.875%
HK$24,089
−HK$738/mo
Today · 4.125%
HK$24,827
baseline
▲ 0.50% · 4.625%
HK$26,338
+HK$1,511/mo
Deposit HK$2.20M · loan HK$5.12M · min. income ≈ HK$49,654/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$219,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,990
−HK$1,404/mo
▼ 0.25% · 3.875%
HK$26,687
−HK$707/mo
Today · 4.125%
HK$27,394
baseline
▲ 0.50% · 4.625%
HK$28,838
+HK$1,444/mo
Deposit HK$2.20M · loan HK$5.12M · min. income ≈ HK$54,788/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$219,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,031
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$25,810
−HK$791/mo
Today · 4.125%
HK$26,601
baseline
▲ 0.50% · 4.625%
HK$28,219
+HK$1,618/mo
Deposit HK$1.83M · loan HK$5.49M · min. income ≈ HK$53,202/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$219,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,847
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$28,593
−HK$758/mo
Today · 4.125%
HK$29,351
baseline
▲ 0.50% · 4.625%
HK$30,898
+HK$1,547/mo
Deposit HK$1.83M · loan HK$5.49M · min. income ≈ HK$58,702/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$219,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,700
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$27,530
−HK$844/mo
Today · 4.125%
HK$28,374
baseline
▲ 0.50% · 4.625%
HK$30,100
+HK$1,726/mo
Deposit HK$1.46M · loan HK$5.85M · min. income ≈ HK$56,748/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$219,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,703
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$30,500
−HK$808/mo
Today · 4.125%
HK$31,308
baseline
▲ 0.50% · 4.625%
HK$32,958
+HK$1,650/mo
Deposit HK$1.46M · loan HK$5.85M · min. income ≈ HK$62,616/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$219,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,368
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$29,251
−HK$896/mo
Today · 4.125%
HK$30,147
baseline
▲ 0.50% · 4.625%
HK$31,982
+HK$1,835/mo
Deposit HK$1.10M · loan HK$6.22M · min. income ≈ HK$60,294/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$219,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,560
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$32,406
−HK$859/mo
Today · 4.125%
HK$33,265
baseline
▲ 0.50% · 4.625%
HK$35,018
+HK$1,753/mo
Deposit HK$1.10M · loan HK$6.22M · min. income ≈ HK$66,530/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$219,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,037
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$30,971
−HK$950/mo
Today · 4.125%
HK$31,921
baseline
▲ 0.50% · 4.625%
HK$33,863
+HK$1,942/mo
Deposit HK$732K · loan HK$6.59M · min. income ≈ HK$63,842/mo (50% DSR)
Upfront cash ≈ HK$951K (deposit + AVD stamp duty HK$219,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,416
−HK$1,805/mo
▼ 0.25% · 3.875%
HK$34,312
−HK$909/mo
Today · 4.125%
HK$35,221
baseline
▲ 0.50% · 4.625%
HK$37,078
+HK$1,857/mo
Deposit HK$732K · loan HK$6.59M · min. income ≈ HK$70,442/mo (50% DSR)
Upfront cash ≈ HK$951K (deposit + AVD stamp duty HK$219,545 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).