▼ 0.50% · 3.625%
HK$21,455
−HK$1,345/mo
▼ 0.25% · 3.875%
HK$22,122
−HK$678/mo
Today · 4.125%
HK$22,800
baseline
▲ 0.50% · 4.625%
HK$24,188
+HK$1,388/mo
Deposit HK$4.70M · loan HK$4.70M · min. income ≈ HK$45,600/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$310,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,868
−HK$1,290/mo
▼ 0.25% · 3.875%
HK$24,508
−HK$650/mo
Today · 4.125%
HK$25,158
baseline
▲ 0.50% · 4.625%
HK$26,484
+HK$1,326/mo
Deposit HK$4.70M · loan HK$4.70M · min. income ≈ HK$50,316/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$310,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,600
−HK$1,480/mo
▼ 0.25% · 3.875%
HK$24,334
−HK$746/mo
Today · 4.125%
HK$25,080
baseline
▲ 0.50% · 4.625%
HK$26,606
+HK$1,526/mo
Deposit HK$4.23M · loan HK$5.17M · min. income ≈ HK$50,160/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$310,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,255
−HK$1,419/mo
▼ 0.25% · 3.875%
HK$26,959
−HK$715/mo
Today · 4.125%
HK$27,674
baseline
▲ 0.50% · 4.625%
HK$29,132
+HK$1,458/mo
Deposit HK$4.23M · loan HK$5.17M · min. income ≈ HK$55,348/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$310,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,746
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$26,547
−HK$813/mo
Today · 4.125%
HK$27,360
baseline
▲ 0.50% · 4.625%
HK$29,025
+HK$1,665/mo
Deposit HK$3.76M · loan HK$5.65M · min. income ≈ HK$54,720/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$310,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,642
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$29,410
−HK$779/mo
Today · 4.125%
HK$30,189
baseline
▲ 0.50% · 4.625%
HK$31,781
+HK$1,592/mo
Deposit HK$3.76M · loan HK$5.65M · min. income ≈ HK$60,378/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$310,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,891
−HK$1,749/mo
▼ 0.25% · 3.875%
HK$28,759
−HK$881/mo
Today · 4.125%
HK$29,640
baseline
▲ 0.50% · 4.625%
HK$31,444
+HK$1,804/mo
Deposit HK$3.29M · loan HK$6.12M · min. income ≈ HK$59,280/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$310,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,029
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$31,861
−HK$844/mo
Today · 4.125%
HK$32,705
baseline
▲ 0.50% · 4.625%
HK$34,429
+HK$1,724/mo
Deposit HK$3.29M · loan HK$6.12M · min. income ≈ HK$65,410/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$310,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,037
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$30,971
−HK$949/mo
Today · 4.125%
HK$31,920
baseline
▲ 0.50% · 4.625%
HK$33,863
+HK$1,943/mo
Deposit HK$2.82M · loan HK$6.59M · min. income ≈ HK$63,840/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$310,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,416
−HK$1,805/mo
▼ 0.25% · 3.875%
HK$34,312
−HK$909/mo
Today · 4.125%
HK$35,221
baseline
▲ 0.50% · 4.625%
HK$37,078
+HK$1,857/mo
Deposit HK$2.82M · loan HK$6.59M · min. income ≈ HK$70,442/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$310,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,182
−HK$2,018/mo
▼ 0.25% · 3.875%
HK$33,183
−HK$1,017/mo
Today · 4.125%
HK$34,200
baseline
▲ 0.50% · 4.625%
HK$36,281
+HK$2,081/mo
Deposit HK$2.35M · loan HK$7.06M · min. income ≈ HK$68,400/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$310,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,802
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$36,763
−HK$974/mo
Today · 4.125%
HK$37,737
baseline
▲ 0.50% · 4.625%
HK$39,726
+HK$1,989/mo
Deposit HK$2.35M · loan HK$7.06M · min. income ≈ HK$75,474/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$310,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,328
−HK$2,152/mo
▼ 0.25% · 3.875%
HK$35,396
−HK$1,084/mo
Today · 4.125%
HK$36,480
baseline
▲ 0.50% · 4.625%
HK$38,700
+HK$2,220/mo
Deposit HK$1.88M · loan HK$7.53M · min. income ≈ HK$72,960/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$310,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,189
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$39,214
−HK$1,039/mo
Today · 4.125%
HK$40,253
baseline
▲ 0.50% · 4.625%
HK$42,374
+HK$2,121/mo
Deposit HK$1.88M · loan HK$7.53M · min. income ≈ HK$80,506/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$310,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,473
−HK$2,287/mo
▼ 0.25% · 3.875%
HK$37,608
−HK$1,152/mo
Today · 4.125%
HK$38,760
baseline
▲ 0.50% · 4.625%
HK$41,119
+HK$2,359/mo
Deposit HK$1.41M · loan HK$8.00M · min. income ≈ HK$77,520/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$310,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,576
−HK$2,192/mo
▼ 0.25% · 3.875%
HK$41,664
−HK$1,104/mo
Today · 4.125%
HK$42,768
baseline
▲ 0.50% · 4.625%
HK$45,023
+HK$2,255/mo
Deposit HK$1.41M · loan HK$8.00M · min. income ≈ HK$85,536/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$310,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,619
−HK$2,421/mo
▼ 0.25% · 3.875%
HK$39,820
−HK$1,220/mo
Today · 4.125%
HK$41,040
baseline
▲ 0.50% · 4.625%
HK$43,538
+HK$2,498/mo
Deposit HK$941K · loan HK$8.47M · min. income ≈ HK$82,080/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$310,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,963
−HK$2,321/mo
▼ 0.25% · 3.875%
HK$44,115
−HK$1,169/mo
Today · 4.125%
HK$45,284
baseline
▲ 0.50% · 4.625%
HK$47,671
+HK$2,387/mo
Deposit HK$941K · loan HK$8.47M · min. income ≈ HK$90,568/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$310,897 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).