▼ 0.50% · 3.625%
HK$22,479
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$23,179
−HK$710/mo
Today · 4.125%
HK$23,889
baseline
▲ 0.50% · 4.625%
HK$25,343
+HK$1,454/mo
Deposit HK$4.93M · loan HK$4.93M · min. income ≈ HK$47,778/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$355,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,008
−HK$1,351/mo
▼ 0.25% · 3.875%
HK$25,679
−HK$680/mo
Today · 4.125%
HK$26,359
baseline
▲ 0.50% · 4.625%
HK$27,748
+HK$1,389/mo
Deposit HK$4.93M · loan HK$4.93M · min. income ≈ HK$52,718/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$355,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,727
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$25,496
−HK$782/mo
Today · 4.125%
HK$26,278
baseline
▲ 0.50% · 4.625%
HK$27,877
+HK$1,599/mo
Deposit HK$4.44M · loan HK$5.42M · min. income ≈ HK$52,556/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$355,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,509
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$28,247
−HK$748/mo
Today · 4.125%
HK$28,995
baseline
▲ 0.50% · 4.625%
HK$30,523
+HK$1,528/mo
Deposit HK$4.44M · loan HK$5.42M · min. income ≈ HK$57,990/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$355,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,975
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$27,814
−HK$853/mo
Today · 4.125%
HK$28,667
baseline
▲ 0.50% · 4.625%
HK$30,411
+HK$1,744/mo
Deposit HK$3.94M · loan HK$5.91M · min. income ≈ HK$57,334/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$355,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,010
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$30,814
−HK$817/mo
Today · 4.125%
HK$31,631
baseline
▲ 0.50% · 4.625%
HK$33,298
+HK$1,667/mo
Deposit HK$3.94M · loan HK$5.91M · min. income ≈ HK$63,262/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$355,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,223
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$30,132
−HK$924/mo
Today · 4.125%
HK$31,056
baseline
▲ 0.50% · 4.625%
HK$32,945
+HK$1,889/mo
Deposit HK$3.45M · loan HK$6.41M · min. income ≈ HK$62,112/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$355,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,510
−HK$1,757/mo
▼ 0.25% · 3.875%
HK$33,382
−HK$885/mo
Today · 4.125%
HK$34,267
baseline
▲ 0.50% · 4.625%
HK$36,073
+HK$1,806/mo
Deposit HK$3.45M · loan HK$6.41M · min. income ≈ HK$68,534/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$355,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,471
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$32,450
−HK$994/mo
Today · 4.125%
HK$33,444
baseline
▲ 0.50% · 4.625%
HK$35,480
+HK$2,036/mo
Deposit HK$2.96M · loan HK$6.90M · min. income ≈ HK$66,888/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$355,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,011
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$35,950
−HK$953/mo
Today · 4.125%
HK$36,903
baseline
▲ 0.50% · 4.625%
HK$38,848
+HK$1,945/mo
Deposit HK$2.96M · loan HK$6.90M · min. income ≈ HK$73,806/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$355,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,719
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$34,768
−HK$1,065/mo
Today · 4.125%
HK$35,833
baseline
▲ 0.50% · 4.625%
HK$38,014
+HK$2,181/mo
Deposit HK$2.46M · loan HK$7.39M · min. income ≈ HK$71,666/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$355,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,512
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$38,518
−HK$1,021/mo
Today · 4.125%
HK$39,539
baseline
▲ 0.50% · 4.625%
HK$41,623
+HK$2,084/mo
Deposit HK$2.46M · loan HK$7.39M · min. income ≈ HK$79,078/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$355,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,967
−HK$2,255/mo
▼ 0.25% · 3.875%
HK$37,086
−HK$1,136/mo
Today · 4.125%
HK$38,222
baseline
▲ 0.50% · 4.625%
HK$40,548
+HK$2,326/mo
Deposit HK$1.97M · loan HK$7.89M · min. income ≈ HK$76,444/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$355,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,013
−HK$2,162/mo
▼ 0.25% · 3.875%
HK$41,086
−HK$1,089/mo
Today · 4.125%
HK$42,175
baseline
▲ 0.50% · 4.625%
HK$44,398
+HK$2,223/mo
Deposit HK$1.97M · loan HK$7.89M · min. income ≈ HK$84,350/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$355,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,215
−HK$2,396/mo
▼ 0.25% · 3.875%
HK$39,403
−HK$1,208/mo
Today · 4.125%
HK$40,611
baseline
▲ 0.50% · 4.625%
HK$43,082
+HK$2,471/mo
Deposit HK$1.48M · loan HK$8.38M · min. income ≈ HK$81,222/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$355,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,514
−HK$2,296/mo
▼ 0.25% · 3.875%
HK$43,654
−HK$1,156/mo
Today · 4.125%
HK$44,810
baseline
▲ 0.50% · 4.625%
HK$47,172
+HK$2,362/mo
Deposit HK$1.48M · loan HK$8.38M · min. income ≈ HK$89,620/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$355,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,463
−HK$2,537/mo
▼ 0.25% · 3.875%
HK$41,721
−HK$1,279/mo
Today · 4.125%
HK$43,000
baseline
▲ 0.50% · 4.625%
HK$45,617
+HK$2,617/mo
Deposit HK$986K · loan HK$8.87M · min. income ≈ HK$86,000/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$355,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,014
−HK$2,432/mo
▼ 0.25% · 3.875%
HK$46,222
−HK$1,224/mo
Today · 4.125%
HK$47,446
baseline
▲ 0.50% · 4.625%
HK$49,947
+HK$2,501/mo
Deposit HK$986K · loan HK$8.87M · min. income ≈ HK$94,892/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$355,823 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).