▼ 0.50% · 3.625%
HK$20,658
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$21,301
−HK$653/mo
Today · 4.125%
HK$21,954
baseline
▲ 0.50% · 4.625%
HK$23,289
+HK$1,335/mo
Deposit HK$4.53M · loan HK$4.53M · min. income ≈ HK$43,908/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$275,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,982
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$23,598
−HK$626/mo
Today · 4.125%
HK$24,224
baseline
▲ 0.50% · 4.625%
HK$25,500
+HK$1,276/mo
Deposit HK$4.53M · loan HK$4.53M · min. income ≈ HK$48,448/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$275,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,724
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$23,431
−HK$718/mo
Today · 4.125%
HK$24,149
baseline
▲ 0.50% · 4.625%
HK$25,618
+HK$1,469/mo
Deposit HK$4.08M · loan HK$4.98M · min. income ≈ HK$48,298/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$275,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,280
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$25,958
−HK$688/mo
Today · 4.125%
HK$26,646
baseline
▲ 0.50% · 4.625%
HK$28,050
+HK$1,404/mo
Deposit HK$4.08M · loan HK$4.98M · min. income ≈ HK$53,292/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$275,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,790
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$25,561
−HK$783/mo
Today · 4.125%
HK$26,344
baseline
▲ 0.50% · 4.625%
HK$27,947
+HK$1,603/mo
Deposit HK$3.62M · loan HK$5.44M · min. income ≈ HK$52,688/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$275,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,578
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$28,318
−HK$750/mo
Today · 4.125%
HK$29,068
baseline
▲ 0.50% · 4.625%
HK$30,600
+HK$1,532/mo
Deposit HK$3.62M · loan HK$5.44M · min. income ≈ HK$58,136/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$275,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,855
−HK$1,685/mo
▼ 0.25% · 3.875%
HK$27,691
−HK$849/mo
Today · 4.125%
HK$28,540
baseline
▲ 0.50% · 4.625%
HK$30,276
+HK$1,736/mo
Deposit HK$3.17M · loan HK$5.89M · min. income ≈ HK$57,080/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$275,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,876
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$30,678
−HK$813/mo
Today · 4.125%
HK$31,491
baseline
▲ 0.50% · 4.625%
HK$33,151
+HK$1,660/mo
Deposit HK$3.17M · loan HK$5.89M · min. income ≈ HK$62,982/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$275,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,921
−HK$1,814/mo
▼ 0.25% · 3.875%
HK$29,821
−HK$914/mo
Today · 4.125%
HK$30,735
baseline
▲ 0.50% · 4.625%
HK$32,605
+HK$1,870/mo
Deposit HK$2.72M · loan HK$6.34M · min. income ≈ HK$61,470/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$275,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,175
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$33,038
−HK$875/mo
Today · 4.125%
HK$33,913
baseline
▲ 0.50% · 4.625%
HK$35,701
+HK$1,788/mo
Deposit HK$2.72M · loan HK$6.34M · min. income ≈ HK$67,826/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$275,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,987
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$31,951
−HK$979/mo
Today · 4.125%
HK$32,930
baseline
▲ 0.50% · 4.625%
HK$34,934
+HK$2,004/mo
Deposit HK$2.26M · loan HK$6.79M · min. income ≈ HK$65,860/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$275,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,473
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$35,397
−HK$938/mo
Today · 4.125%
HK$36,335
baseline
▲ 0.50% · 4.625%
HK$38,251
+HK$1,916/mo
Deposit HK$2.26M · loan HK$6.79M · min. income ≈ HK$72,670/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$275,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,053
−HK$2,073/mo
▼ 0.25% · 3.875%
HK$34,081
−HK$1,045/mo
Today · 4.125%
HK$35,126
baseline
▲ 0.50% · 4.625%
HK$37,263
+HK$2,137/mo
Deposit HK$1.81M · loan HK$7.25M · min. income ≈ HK$70,252/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$275,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,771
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$37,757
−HK$1,001/mo
Today · 4.125%
HK$38,758
baseline
▲ 0.50% · 4.625%
HK$40,801
+HK$2,043/mo
Deposit HK$1.81M · loan HK$7.25M · min. income ≈ HK$77,516/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$275,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,119
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$36,211
−HK$1,110/mo
Today · 4.125%
HK$37,321
baseline
▲ 0.50% · 4.625%
HK$39,592
+HK$2,271/mo
Deposit HK$1.36M · loan HK$7.70M · min. income ≈ HK$74,642/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$275,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,069
−HK$2,111/mo
▼ 0.25% · 3.875%
HK$40,117
−HK$1,063/mo
Today · 4.125%
HK$41,180
baseline
▲ 0.50% · 4.625%
HK$43,351
+HK$2,171/mo
Deposit HK$1.36M · loan HK$7.70M · min. income ≈ HK$82,360/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$275,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,185
−HK$2,331/mo
▼ 0.25% · 3.875%
HK$38,341
−HK$1,175/mo
Today · 4.125%
HK$39,516
baseline
▲ 0.50% · 4.625%
HK$41,921
+HK$2,405/mo
Deposit HK$906K · loan HK$8.15M · min. income ≈ HK$79,032/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$275,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,367
−HK$2,235/mo
▼ 0.25% · 3.875%
HK$42,477
−HK$1,125/mo
Today · 4.125%
HK$43,602
baseline
▲ 0.50% · 4.625%
HK$45,901
+HK$2,299/mo
Deposit HK$906K · loan HK$8.15M · min. income ≈ HK$87,204/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$275,954 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).