▼ 0.50% · 3.625%
HK$18,272
−HK$1,146/mo
▼ 0.25% · 3.875%
HK$18,840
−HK$578/mo
Today · 4.125%
HK$19,418
baseline
▲ 0.50% · 4.625%
HK$20,599
+HK$1,181/mo
Deposit HK$4.01M · loan HK$4.01M · min. income ≈ HK$38,836/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$240,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,327
−HK$1,099/mo
▼ 0.25% · 3.875%
HK$20,873
−HK$553/mo
Today · 4.125%
HK$21,426
baseline
▲ 0.50% · 4.625%
HK$22,555
+HK$1,129/mo
Deposit HK$4.01M · loan HK$4.01M · min. income ≈ HK$42,852/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$240,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,099
−HK$1,261/mo
▼ 0.25% · 3.875%
HK$20,724
−HK$636/mo
Today · 4.125%
HK$21,360
baseline
▲ 0.50% · 4.625%
HK$22,659
+HK$1,299/mo
Deposit HK$3.61M · loan HK$4.41M · min. income ≈ HK$42,720/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$240,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,360
−HK$1,208/mo
▼ 0.25% · 3.875%
HK$22,960
−HK$608/mo
Today · 4.125%
HK$23,568
baseline
▲ 0.50% · 4.625%
HK$24,810
+HK$1,242/mo
Deposit HK$3.61M · loan HK$4.41M · min. income ≈ HK$47,136/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$240,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,926
−HK$1,375/mo
▼ 0.25% · 3.875%
HK$22,608
−HK$693/mo
Today · 4.125%
HK$23,301
baseline
▲ 0.50% · 4.625%
HK$24,719
+HK$1,418/mo
Deposit HK$3.21M · loan HK$4.81M · min. income ≈ HK$46,602/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$240,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,393
−HK$1,318/mo
▼ 0.25% · 3.875%
HK$25,047
−HK$664/mo
Today · 4.125%
HK$25,711
baseline
▲ 0.50% · 4.625%
HK$27,066
+HK$1,355/mo
Deposit HK$3.21M · loan HK$4.81M · min. income ≈ HK$51,422/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$240,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,754
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$24,492
−HK$751/mo
Today · 4.125%
HK$25,243
baseline
▲ 0.50% · 4.625%
HK$26,779
+HK$1,536/mo
Deposit HK$2.80M · loan HK$5.21M · min. income ≈ HK$50,486/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$240,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,426
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$27,134
−HK$719/mo
Today · 4.125%
HK$27,853
baseline
▲ 0.50% · 4.625%
HK$29,321
+HK$1,468/mo
Deposit HK$2.80M · loan HK$5.21M · min. income ≈ HK$55,706/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$240,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,581
−HK$1,604/mo
▼ 0.25% · 3.875%
HK$26,376
−HK$809/mo
Today · 4.125%
HK$27,185
baseline
▲ 0.50% · 4.625%
HK$28,839
+HK$1,654/mo
Deposit HK$2.40M · loan HK$5.61M · min. income ≈ HK$54,370/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$240,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,458
−HK$1,538/mo
▼ 0.25% · 3.875%
HK$29,222
−HK$774/mo
Today · 4.125%
HK$29,996
baseline
▲ 0.50% · 4.625%
HK$31,577
+HK$1,581/mo
Deposit HK$2.40M · loan HK$5.61M · min. income ≈ HK$59,992/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$240,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,408
−HK$1,719/mo
▼ 0.25% · 3.875%
HK$28,260
−HK$867/mo
Today · 4.125%
HK$29,127
baseline
▲ 0.50% · 4.625%
HK$30,899
+HK$1,772/mo
Deposit HK$2.00M · loan HK$6.01M · min. income ≈ HK$58,254/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$240,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,491
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$31,309
−HK$829/mo
Today · 4.125%
HK$32,138
baseline
▲ 0.50% · 4.625%
HK$33,832
+HK$1,694/mo
Deposit HK$2.00M · loan HK$6.01M · min. income ≈ HK$64,276/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$240,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,235
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$30,145
−HK$923/mo
Today · 4.125%
HK$31,068
baseline
▲ 0.50% · 4.625%
HK$32,959
+HK$1,891/mo
Deposit HK$1.60M · loan HK$6.41M · min. income ≈ HK$62,136/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$240,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,524
−HK$1,757/mo
▼ 0.25% · 3.875%
HK$33,396
−HK$885/mo
Today · 4.125%
HK$34,281
baseline
▲ 0.50% · 4.625%
HK$36,088
+HK$1,807/mo
Deposit HK$1.60M · loan HK$6.41M · min. income ≈ HK$68,562/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$240,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,062
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$32,029
−HK$981/mo
Today · 4.125%
HK$33,010
baseline
▲ 0.50% · 4.625%
HK$35,019
+HK$2,009/mo
Deposit HK$1.20M · loan HK$6.81M · min. income ≈ HK$66,020/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$240,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,557
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$35,483
−HK$941/mo
Today · 4.125%
HK$36,424
baseline
▲ 0.50% · 4.625%
HK$38,343
+HK$1,919/mo
Deposit HK$1.20M · loan HK$6.81M · min. income ≈ HK$72,848/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$240,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,890
−HK$2,062/mo
▼ 0.25% · 3.875%
HK$33,913
−HK$1,039/mo
Today · 4.125%
HK$34,952
baseline
▲ 0.50% · 4.625%
HK$37,079
+HK$2,127/mo
Deposit HK$801K · loan HK$7.21M · min. income ≈ HK$69,904/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,589
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$37,571
−HK$995/mo
Today · 4.125%
HK$38,566
baseline
▲ 0.50% · 4.625%
HK$40,599
+HK$2,033/mo
Deposit HK$801K · loan HK$7.21M · min. income ≈ HK$77,132/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,394 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).