▼ 0.50% · 3.625%
HK$22,793
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$23,502
−HK$721/mo
Today · 4.125%
HK$24,223
baseline
▲ 0.50% · 4.625%
HK$25,697
+HK$1,474/mo
Deposit HK$5.00M · loan HK$5.00M · min. income ≈ HK$48,446/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$369,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,357
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$26,037
−HK$690/mo
Today · 4.125%
HK$26,727
baseline
▲ 0.50% · 4.625%
HK$28,136
+HK$1,409/mo
Deposit HK$5.00M · loan HK$5.00M · min. income ≈ HK$53,454/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$369,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,073
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$25,853
−HK$792/mo
Today · 4.125%
HK$26,645
baseline
▲ 0.50% · 4.625%
HK$28,266
+HK$1,621/mo
Deposit HK$4.50M · loan HK$5.50M · min. income ≈ HK$53,290/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$369,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,893
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$28,641
−HK$759/mo
Today · 4.125%
HK$29,400
baseline
▲ 0.50% · 4.625%
HK$30,950
+HK$1,550/mo
Deposit HK$4.50M · loan HK$5.50M · min. income ≈ HK$58,800/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$369,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,352
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$28,203
−HK$864/mo
Today · 4.125%
HK$29,067
baseline
▲ 0.50% · 4.625%
HK$30,836
+HK$1,769/mo
Deposit HK$4.00M · loan HK$6.00M · min. income ≈ HK$58,134/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$369,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,429
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$31,245
−HK$828/mo
Today · 4.125%
HK$32,073
baseline
▲ 0.50% · 4.625%
HK$33,763
+HK$1,690/mo
Deposit HK$4.00M · loan HK$6.00M · min. income ≈ HK$64,146/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$369,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,631
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$30,553
−HK$936/mo
Today · 4.125%
HK$31,489
baseline
▲ 0.50% · 4.625%
HK$33,406
+HK$1,917/mo
Deposit HK$3.50M · loan HK$6.50M · min. income ≈ HK$62,978/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$369,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,965
−HK$1,781/mo
▼ 0.25% · 3.875%
HK$33,849
−HK$897/mo
Today · 4.125%
HK$34,746
baseline
▲ 0.50% · 4.625%
HK$36,577
+HK$1,831/mo
Deposit HK$3.50M · loan HK$6.50M · min. income ≈ HK$69,492/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$369,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,911
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$32,903
−HK$1,009/mo
Today · 4.125%
HK$33,912
baseline
▲ 0.50% · 4.625%
HK$35,975
+HK$2,063/mo
Deposit HK$3.00M · loan HK$7.00M · min. income ≈ HK$67,824/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$369,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,500
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$36,452
−HK$966/mo
Today · 4.125%
HK$37,418
baseline
▲ 0.50% · 4.625%
HK$39,391
+HK$1,973/mo
Deposit HK$3.00M · loan HK$7.00M · min. income ≈ HK$74,836/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$369,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,190
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$35,254
−HK$1,080/mo
Today · 4.125%
HK$36,334
baseline
▲ 0.50% · 4.625%
HK$38,545
+HK$2,211/mo
Deposit HK$2.50M · loan HK$7.50M · min. income ≈ HK$72,668/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$369,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,036
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$39,056
−HK$1,035/mo
Today · 4.125%
HK$40,091
baseline
▲ 0.50% · 4.625%
HK$42,204
+HK$2,113/mo
Deposit HK$2.50M · loan HK$7.50M · min. income ≈ HK$80,182/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$369,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,469
−HK$2,287/mo
▼ 0.25% · 3.875%
HK$37,604
−HK$1,152/mo
Today · 4.125%
HK$38,756
baseline
▲ 0.50% · 4.625%
HK$41,115
+HK$2,359/mo
Deposit HK$2.00M · loan HK$8.00M · min. income ≈ HK$77,512/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$369,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,572
−HK$2,192/mo
▼ 0.25% · 3.875%
HK$41,660
−HK$1,104/mo
Today · 4.125%
HK$42,764
baseline
▲ 0.50% · 4.625%
HK$45,018
+HK$2,254/mo
Deposit HK$2.00M · loan HK$8.00M · min. income ≈ HK$85,528/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$369,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,749
−HK$2,430/mo
▼ 0.25% · 3.875%
HK$39,954
−HK$1,225/mo
Today · 4.125%
HK$41,179
baseline
▲ 0.50% · 4.625%
HK$43,684
+HK$2,505/mo
Deposit HK$1.50M · loan HK$8.50M · min. income ≈ HK$82,358/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$369,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,108
−HK$2,328/mo
▼ 0.25% · 3.875%
HK$44,264
−HK$1,172/mo
Today · 4.125%
HK$45,436
baseline
▲ 0.50% · 4.625%
HK$47,832
+HK$2,396/mo
Deposit HK$1.50M · loan HK$8.50M · min. income ≈ HK$90,872/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$369,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,028
−HK$2,573/mo
▼ 0.25% · 3.875%
HK$42,304
−HK$1,297/mo
Today · 4.125%
HK$43,601
baseline
▲ 0.50% · 4.625%
HK$46,254
+HK$2,653/mo
Deposit HK$1000K · loan HK$9.00M · min. income ≈ HK$87,202/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$369,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,643
−HK$2,466/mo
▼ 0.25% · 3.875%
HK$46,867
−HK$1,242/mo
Today · 4.125%
HK$48,109
baseline
▲ 0.50% · 4.625%
HK$50,645
+HK$2,536/mo
Deposit HK$1000K · loan HK$9.00M · min. income ≈ HK$96,218/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$369,596 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).