▼ 0.50% · 3.625%
HK$22,214
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$22,904
−HK$703/mo
Today · 4.125%
HK$23,607
baseline
▲ 0.50% · 4.625%
HK$25,043
+HK$1,436/mo
Deposit HK$4.87M · loan HK$4.87M · min. income ≈ HK$47,214/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$344,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,712
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$25,375
−HK$672/mo
Today · 4.125%
HK$26,047
baseline
▲ 0.50% · 4.625%
HK$27,420
+HK$1,373/mo
Deposit HK$4.87M · loan HK$4.87M · min. income ≈ HK$52,094/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$344,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,435
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$25,195
−HK$772/mo
Today · 4.125%
HK$25,967
baseline
▲ 0.50% · 4.625%
HK$27,547
+HK$1,580/mo
Deposit HK$4.38M · loan HK$5.36M · min. income ≈ HK$51,934/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$344,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,184
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$27,913
−HK$739/mo
Today · 4.125%
HK$28,652
baseline
▲ 0.50% · 4.625%
HK$30,162
+HK$1,510/mo
Deposit HK$4.38M · loan HK$5.36M · min. income ≈ HK$57,304/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$344,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,656
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$27,485
−HK$843/mo
Today · 4.125%
HK$28,328
baseline
▲ 0.50% · 4.625%
HK$30,051
+HK$1,723/mo
Deposit HK$3.90M · loan HK$5.85M · min. income ≈ HK$56,656/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$344,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,655
−HK$1,602/mo
▼ 0.25% · 3.875%
HK$30,450
−HK$807/mo
Today · 4.125%
HK$31,257
baseline
▲ 0.50% · 4.625%
HK$32,905
+HK$1,648/mo
Deposit HK$3.90M · loan HK$5.85M · min. income ≈ HK$62,514/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$344,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,878
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$29,776
−HK$912/mo
Today · 4.125%
HK$30,688
baseline
▲ 0.50% · 4.625%
HK$32,556
+HK$1,868/mo
Deposit HK$3.41M · loan HK$6.33M · min. income ≈ HK$61,376/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$344,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,126
−HK$1,736/mo
▼ 0.25% · 3.875%
HK$32,988
−HK$874/mo
Today · 4.125%
HK$33,862
baseline
▲ 0.50% · 4.625%
HK$35,647
+HK$1,785/mo
Deposit HK$3.41M · loan HK$6.33M · min. income ≈ HK$67,724/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$344,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,099
−HK$1,950/mo
▼ 0.25% · 3.875%
HK$32,066
−HK$983/mo
Today · 4.125%
HK$33,049
baseline
▲ 0.50% · 4.625%
HK$35,060
+HK$2,011/mo
Deposit HK$2.92M · loan HK$6.82M · min. income ≈ HK$66,098/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$344,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,597
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$35,525
−HK$941/mo
Today · 4.125%
HK$36,466
baseline
▲ 0.50% · 4.625%
HK$38,389
+HK$1,923/mo
Deposit HK$2.92M · loan HK$6.82M · min. income ≈ HK$72,932/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$344,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,320
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$34,357
−HK$1,053/mo
Today · 4.125%
HK$35,410
baseline
▲ 0.50% · 4.625%
HK$37,564
+HK$2,154/mo
Deposit HK$2.44M · loan HK$7.31M · min. income ≈ HK$70,820/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$344,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,068
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$38,063
−HK$1,008/mo
Today · 4.125%
HK$39,071
baseline
▲ 0.50% · 4.625%
HK$41,131
+HK$2,060/mo
Deposit HK$2.44M · loan HK$7.31M · min. income ≈ HK$78,142/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$344,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,542
−HK$2,228/mo
▼ 0.25% · 3.875%
HK$36,647
−HK$1,123/mo
Today · 4.125%
HK$37,770
baseline
▲ 0.50% · 4.625%
HK$40,069
+HK$2,299/mo
Deposit HK$1.95M · loan HK$7.79M · min. income ≈ HK$75,540/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$344,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,540
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$40,600
−HK$1,076/mo
Today · 4.125%
HK$41,676
baseline
▲ 0.50% · 4.625%
HK$43,873
+HK$2,197/mo
Deposit HK$1.95M · loan HK$7.79M · min. income ≈ HK$83,352/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$344,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,763
−HK$2,368/mo
▼ 0.25% · 3.875%
HK$38,938
−HK$1,193/mo
Today · 4.125%
HK$40,131
baseline
▲ 0.50% · 4.625%
HK$42,573
+HK$2,442/mo
Deposit HK$1.46M · loan HK$8.28M · min. income ≈ HK$80,262/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$344,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,011
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$43,138
−HK$1,143/mo
Today · 4.125%
HK$44,281
baseline
▲ 0.50% · 4.625%
HK$46,615
+HK$2,334/mo
Deposit HK$1.46M · loan HK$8.28M · min. income ≈ HK$88,562/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$344,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,984
−HK$2,508/mo
▼ 0.25% · 3.875%
HK$41,228
−HK$1,264/mo
Today · 4.125%
HK$42,492
baseline
▲ 0.50% · 4.625%
HK$45,077
+HK$2,585/mo
Deposit HK$974K · loan HK$8.77M · min. income ≈ HK$84,984/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$344,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,482
−HK$2,403/mo
▼ 0.25% · 3.875%
HK$45,675
−HK$1,210/mo
Today · 4.125%
HK$46,885
baseline
▲ 0.50% · 4.625%
HK$49,357
+HK$2,472/mo
Deposit HK$974K · loan HK$8.77M · min. income ≈ HK$93,770/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$344,168 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).