▼ 0.50% · 3.625%
HK$18,362
−HK$1,152/mo
▼ 0.25% · 3.875%
HK$18,934
−HK$580/mo
Today · 4.125%
HK$19,514
baseline
▲ 0.50% · 4.625%
HK$20,701
+HK$1,187/mo
Deposit HK$4.03M · loan HK$4.03M · min. income ≈ HK$39,028/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$241,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,428
−HK$1,104/mo
▼ 0.25% · 3.875%
HK$20,976
−HK$556/mo
Today · 4.125%
HK$21,532
baseline
▲ 0.50% · 4.625%
HK$22,667
+HK$1,135/mo
Deposit HK$4.03M · loan HK$4.03M · min. income ≈ HK$43,064/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$241,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,199
−HK$1,266/mo
▼ 0.25% · 3.875%
HK$20,827
−HK$638/mo
Today · 4.125%
HK$21,465
baseline
▲ 0.50% · 4.625%
HK$22,771
+HK$1,306/mo
Deposit HK$3.62M · loan HK$4.43M · min. income ≈ HK$42,930/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$241,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,471
−HK$1,214/mo
▼ 0.25% · 3.875%
HK$23,073
−HK$612/mo
Today · 4.125%
HK$23,685
baseline
▲ 0.50% · 4.625%
HK$24,933
+HK$1,248/mo
Deposit HK$3.62M · loan HK$4.43M · min. income ≈ HK$47,370/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$241,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,035
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$22,720
−HK$697/mo
Today · 4.125%
HK$23,417
baseline
▲ 0.50% · 4.625%
HK$24,842
+HK$1,425/mo
Deposit HK$3.22M · loan HK$4.83M · min. income ≈ HK$46,834/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$241,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,514
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$25,171
−HK$667/mo
Today · 4.125%
HK$25,838
baseline
▲ 0.50% · 4.625%
HK$27,200
+HK$1,362/mo
Deposit HK$3.22M · loan HK$4.83M · min. income ≈ HK$51,676/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$241,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,871
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$24,614
−HK$754/mo
Today · 4.125%
HK$25,368
baseline
▲ 0.50% · 4.625%
HK$26,912
+HK$1,544/mo
Deposit HK$2.82M · loan HK$5.23M · min. income ≈ HK$50,736/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$241,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,556
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$27,269
−HK$722/mo
Today · 4.125%
HK$27,991
baseline
▲ 0.50% · 4.625%
HK$29,467
+HK$1,476/mo
Deposit HK$2.82M · loan HK$5.23M · min. income ≈ HK$55,982/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$241,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,707
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$26,507
−HK$812/mo
Today · 4.125%
HK$27,319
baseline
▲ 0.50% · 4.625%
HK$28,982
+HK$1,663/mo
Deposit HK$2.42M · loan HK$5.64M · min. income ≈ HK$54,638/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$241,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,599
−HK$1,545/mo
▼ 0.25% · 3.875%
HK$29,366
−HK$778/mo
Today · 4.125%
HK$30,144
baseline
▲ 0.50% · 4.625%
HK$31,733
+HK$1,589/mo
Deposit HK$2.42M · loan HK$5.64M · min. income ≈ HK$60,288/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$241,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,544
−HK$1,727/mo
▼ 0.25% · 3.875%
HK$28,400
−HK$871/mo
Today · 4.125%
HK$29,271
baseline
▲ 0.50% · 4.625%
HK$31,052
+HK$1,781/mo
Deposit HK$2.01M · loan HK$6.04M · min. income ≈ HK$58,542/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$241,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,642
−HK$1,655/mo
▼ 0.25% · 3.875%
HK$31,464
−HK$833/mo
Today · 4.125%
HK$32,297
baseline
▲ 0.50% · 4.625%
HK$34,000
+HK$1,703/mo
Deposit HK$2.01M · loan HK$6.04M · min. income ≈ HK$64,594/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$241,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,380
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$30,294
−HK$928/mo
Today · 4.125%
HK$31,222
baseline
▲ 0.50% · 4.625%
HK$33,122
+HK$1,900/mo
Deposit HK$1.61M · loan HK$6.44M · min. income ≈ HK$62,444/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$241,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,685
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$33,561
−HK$890/mo
Today · 4.125%
HK$34,451
baseline
▲ 0.50% · 4.625%
HK$36,267
+HK$1,816/mo
Deposit HK$1.61M · loan HK$6.44M · min. income ≈ HK$68,902/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$241,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,216
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$32,187
−HK$987/mo
Today · 4.125%
HK$33,174
baseline
▲ 0.50% · 4.625%
HK$35,192
+HK$2,018/mo
Deposit HK$1.21M · loan HK$6.84M · min. income ≈ HK$66,348/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$241,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,728
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$35,659
−HK$945/mo
Today · 4.125%
HK$36,604
baseline
▲ 0.50% · 4.625%
HK$38,533
+HK$1,929/mo
Deposit HK$1.21M · loan HK$6.84M · min. income ≈ HK$73,208/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$241,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,052
−HK$2,073/mo
▼ 0.25% · 3.875%
HK$34,080
−HK$1,045/mo
Today · 4.125%
HK$35,125
baseline
▲ 0.50% · 4.625%
HK$37,262
+HK$2,137/mo
Deposit HK$805K · loan HK$7.25M · min. income ≈ HK$70,250/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,770
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$37,757
−HK$1,000/mo
Today · 4.125%
HK$38,757
baseline
▲ 0.50% · 4.625%
HK$40,800
+HK$2,043/mo
Deposit HK$805K · loan HK$7.25M · min. income ≈ HK$77,514/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,584 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).