▼ 0.50% · 3.625%
HK$21,563
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$22,234
−HK$682/mo
Today · 4.125%
HK$22,916
baseline
▲ 0.50% · 4.625%
HK$24,310
+HK$1,394/mo
Deposit HK$4.73M · loan HK$4.73M · min. income ≈ HK$45,832/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$315,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,989
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$24,633
−HK$652/mo
Today · 4.125%
HK$25,285
baseline
▲ 0.50% · 4.625%
HK$26,618
+HK$1,333/mo
Deposit HK$4.73M · loan HK$4.73M · min. income ≈ HK$50,570/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$315,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,720
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$24,458
−HK$749/mo
Today · 4.125%
HK$25,207
baseline
▲ 0.50% · 4.625%
HK$26,741
+HK$1,534/mo
Deposit HK$4.26M · loan HK$5.20M · min. income ≈ HK$50,414/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$315,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,388
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$27,096
−HK$718/mo
Today · 4.125%
HK$27,814
baseline
▲ 0.50% · 4.625%
HK$29,280
+HK$1,466/mo
Deposit HK$4.26M · loan HK$5.20M · min. income ≈ HK$55,628/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$315,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,876
−HK$1,623/mo
▼ 0.25% · 3.875%
HK$26,681
−HK$818/mo
Today · 4.125%
HK$27,499
baseline
▲ 0.50% · 4.625%
HK$29,172
+HK$1,673/mo
Deposit HK$3.78M · loan HK$5.67M · min. income ≈ HK$54,998/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$315,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,787
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$29,559
−HK$783/mo
Today · 4.125%
HK$30,342
baseline
▲ 0.50% · 4.625%
HK$31,942
+HK$1,600/mo
Deposit HK$3.78M · loan HK$5.67M · min. income ≈ HK$60,684/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$315,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,033
−HK$1,757/mo
▼ 0.25% · 3.875%
HK$28,905
−HK$885/mo
Today · 4.125%
HK$29,790
baseline
▲ 0.50% · 4.625%
HK$31,603
+HK$1,813/mo
Deposit HK$3.31M · loan HK$6.15M · min. income ≈ HK$59,580/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$315,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,186
−HK$1,685/mo
▼ 0.25% · 3.875%
HK$32,022
−HK$849/mo
Today · 4.125%
HK$32,871
baseline
▲ 0.50% · 4.625%
HK$34,603
+HK$1,732/mo
Deposit HK$3.31M · loan HK$6.15M · min. income ≈ HK$65,742/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$315,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,189
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$31,128
−HK$954/mo
Today · 4.125%
HK$32,082
baseline
▲ 0.50% · 4.625%
HK$34,034
+HK$1,952/mo
Deposit HK$2.84M · loan HK$6.62M · min. income ≈ HK$64,164/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$315,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,585
−HK$1,814/mo
▼ 0.25% · 3.875%
HK$34,486
−HK$913/mo
Today · 4.125%
HK$35,399
baseline
▲ 0.50% · 4.625%
HK$37,265
+HK$1,866/mo
Deposit HK$2.84M · loan HK$6.62M · min. income ≈ HK$70,798/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$315,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,345
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$33,351
−HK$1,023/mo
Today · 4.125%
HK$34,374
baseline
▲ 0.50% · 4.625%
HK$36,465
+HK$2,091/mo
Deposit HK$2.36M · loan HK$7.09M · min. income ≈ HK$68,748/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$315,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,984
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$36,949
−HK$979/mo
Today · 4.125%
HK$37,928
baseline
▲ 0.50% · 4.625%
HK$39,927
+HK$1,999/mo
Deposit HK$2.36M · loan HK$7.09M · min. income ≈ HK$75,856/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$315,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,502
−HK$2,163/mo
▼ 0.25% · 3.875%
HK$35,575
−HK$1,090/mo
Today · 4.125%
HK$36,665
baseline
▲ 0.50% · 4.625%
HK$38,896
+HK$2,231/mo
Deposit HK$1.89M · loan HK$7.57M · min. income ≈ HK$73,330/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$315,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,383
−HK$2,073/mo
▼ 0.25% · 3.875%
HK$39,412
−HK$1,044/mo
Today · 4.125%
HK$40,456
baseline
▲ 0.50% · 4.625%
HK$42,589
+HK$2,133/mo
Deposit HK$1.89M · loan HK$7.57M · min. income ≈ HK$80,912/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$315,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,658
−HK$2,299/mo
▼ 0.25% · 3.875%
HK$37,798
−HK$1,159/mo
Today · 4.125%
HK$38,957
baseline
▲ 0.50% · 4.625%
HK$41,327
+HK$2,370/mo
Deposit HK$1.42M · loan HK$8.04M · min. income ≈ HK$77,914/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$315,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,782
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$41,875
−HK$1,110/mo
Today · 4.125%
HK$42,985
baseline
▲ 0.50% · 4.625%
HK$45,251
+HK$2,266/mo
Deposit HK$1.42M · loan HK$8.04M · min. income ≈ HK$85,970/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$315,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,814
−HK$2,434/mo
▼ 0.25% · 3.875%
HK$40,022
−HK$1,226/mo
Today · 4.125%
HK$41,248
baseline
▲ 0.50% · 4.625%
HK$43,758
+HK$2,510/mo
Deposit HK$946K · loan HK$8.51M · min. income ≈ HK$82,496/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$315,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,180
−HK$2,333/mo
▼ 0.25% · 3.875%
HK$44,339
−HK$1,174/mo
Today · 4.125%
HK$45,513
baseline
▲ 0.50% · 4.625%
HK$47,912
+HK$2,399/mo
Deposit HK$946K · loan HK$8.51M · min. income ≈ HK$91,026/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$315,661 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).