▼ 0.50% · 3.625%
HK$22,388
−HK$1,404/mo
▼ 0.25% · 3.875%
HK$23,085
−HK$707/mo
Today · 4.125%
HK$23,792
baseline
▲ 0.50% · 4.625%
HK$25,240
+HK$1,448/mo
Deposit HK$4.91M · loan HK$4.91M · min. income ≈ HK$47,584/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$351,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,907
−HK$1,345/mo
▼ 0.25% · 3.875%
HK$25,575
−HK$677/mo
Today · 4.125%
HK$26,252
baseline
▲ 0.50% · 4.625%
HK$27,636
+HK$1,384/mo
Deposit HK$4.91M · loan HK$4.91M · min. income ≈ HK$52,504/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$351,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,627
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$25,393
−HK$778/mo
Today · 4.125%
HK$26,171
baseline
▲ 0.50% · 4.625%
HK$27,764
+HK$1,593/mo
Deposit HK$4.42M · loan HK$5.40M · min. income ≈ HK$52,342/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$351,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,397
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$28,132
−HK$746/mo
Today · 4.125%
HK$28,878
baseline
▲ 0.50% · 4.625%
HK$30,400
+HK$1,522/mo
Deposit HK$4.42M · loan HK$5.40M · min. income ≈ HK$57,756/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$351,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,866
−HK$1,685/mo
▼ 0.25% · 3.875%
HK$27,702
−HK$849/mo
Today · 4.125%
HK$28,551
baseline
▲ 0.50% · 4.625%
HK$30,288
+HK$1,737/mo
Deposit HK$3.93M · loan HK$5.89M · min. income ≈ HK$57,102/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$351,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,888
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$30,690
−HK$813/mo
Today · 4.125%
HK$31,503
baseline
▲ 0.50% · 4.625%
HK$33,163
+HK$1,660/mo
Deposit HK$3.93M · loan HK$5.89M · min. income ≈ HK$63,006/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$351,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,105
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$30,010
−HK$920/mo
Today · 4.125%
HK$30,930
baseline
▲ 0.50% · 4.625%
HK$32,812
+HK$1,882/mo
Deposit HK$3.44M · loan HK$6.38M · min. income ≈ HK$61,860/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$351,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,379
−HK$1,749/mo
▼ 0.25% · 3.875%
HK$33,247
−HK$881/mo
Today · 4.125%
HK$34,128
baseline
▲ 0.50% · 4.625%
HK$35,927
+HK$1,799/mo
Deposit HK$3.44M · loan HK$6.38M · min. income ≈ HK$68,256/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$351,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,344
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$32,319
−HK$990/mo
Today · 4.125%
HK$33,309
baseline
▲ 0.50% · 4.625%
HK$35,336
+HK$2,027/mo
Deposit HK$2.95M · loan HK$6.87M · min. income ≈ HK$66,618/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$351,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,869
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$35,805
−HK$948/mo
Today · 4.125%
HK$36,753
baseline
▲ 0.50% · 4.625%
HK$38,691
+HK$1,938/mo
Deposit HK$2.95M · loan HK$6.87M · min. income ≈ HK$73,506/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$351,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,582
−HK$2,106/mo
▼ 0.25% · 3.875%
HK$34,627
−HK$1,061/mo
Today · 4.125%
HK$35,688
baseline
▲ 0.50% · 4.625%
HK$37,860
+HK$2,172/mo
Deposit HK$2.45M · loan HK$7.36M · min. income ≈ HK$71,376/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$351,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,360
−HK$2,019/mo
▼ 0.25% · 3.875%
HK$38,362
−HK$1,017/mo
Today · 4.125%
HK$39,379
baseline
▲ 0.50% · 4.625%
HK$41,454
+HK$2,075/mo
Deposit HK$2.45M · loan HK$7.36M · min. income ≈ HK$78,758/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$351,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,821
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$36,935
−HK$1,133/mo
Today · 4.125%
HK$38,068
baseline
▲ 0.50% · 4.625%
HK$40,384
+HK$2,316/mo
Deposit HK$1.96M · loan HK$7.85M · min. income ≈ HK$76,136/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$351,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,851
−HK$2,153/mo
▼ 0.25% · 3.875%
HK$40,920
−HK$1,084/mo
Today · 4.125%
HK$42,004
baseline
▲ 0.50% · 4.625%
HK$44,218
+HK$2,214/mo
Deposit HK$1.96M · loan HK$7.85M · min. income ≈ HK$84,008/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$351,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,060
−HK$2,387/mo
▼ 0.25% · 3.875%
HK$39,244
−HK$1,203/mo
Today · 4.125%
HK$40,447
baseline
▲ 0.50% · 4.625%
HK$42,908
+HK$2,461/mo
Deposit HK$1.47M · loan HK$8.35M · min. income ≈ HK$80,894/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$351,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,341
−HK$2,288/mo
▼ 0.25% · 3.875%
HK$43,477
−HK$1,152/mo
Today · 4.125%
HK$44,629
baseline
▲ 0.50% · 4.625%
HK$46,981
+HK$2,352/mo
Deposit HK$1.47M · loan HK$8.35M · min. income ≈ HK$89,258/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$351,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,299
−HK$2,527/mo
▼ 0.25% · 3.875%
HK$41,552
−HK$1,274/mo
Today · 4.125%
HK$42,826
baseline
▲ 0.50% · 4.625%
HK$45,432
+HK$2,606/mo
Deposit HK$982K · loan HK$8.84M · min. income ≈ HK$85,652/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$351,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,832
−HK$2,422/mo
▼ 0.25% · 3.875%
HK$46,034
−HK$1,220/mo
Today · 4.125%
HK$47,254
baseline
▲ 0.50% · 4.625%
HK$49,745
+HK$2,491/mo
Deposit HK$982K · loan HK$8.84M · min. income ≈ HK$94,508/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$351,832 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).