▼ 0.50% · 3.625%
HK$22,001
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$22,686
−HK$695/mo
Today · 4.125%
HK$23,381
baseline
▲ 0.50% · 4.625%
HK$24,804
+HK$1,423/mo
Deposit HK$4.82M · loan HK$4.82M · min. income ≈ HK$46,762/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$334,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,476
−HK$1,323/mo
▼ 0.25% · 3.875%
HK$25,133
−HK$666/mo
Today · 4.125%
HK$25,799
baseline
▲ 0.50% · 4.625%
HK$27,159
+HK$1,360/mo
Deposit HK$4.82M · loan HK$4.82M · min. income ≈ HK$51,598/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$334,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,202
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$24,954
−HK$765/mo
Today · 4.125%
HK$25,719
baseline
▲ 0.50% · 4.625%
HK$27,284
+HK$1,565/mo
Deposit HK$4.34M · loan HK$5.31M · min. income ≈ HK$51,438/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$334,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,924
−HK$1,455/mo
▼ 0.25% · 3.875%
HK$27,646
−HK$733/mo
Today · 4.125%
HK$28,379
baseline
▲ 0.50% · 4.625%
HK$29,875
+HK$1,496/mo
Deposit HK$4.34M · loan HK$5.31M · min. income ≈ HK$56,758/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$334,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,402
−HK$1,655/mo
▼ 0.25% · 3.875%
HK$27,223
−HK$834/mo
Today · 4.125%
HK$28,057
baseline
▲ 0.50% · 4.625%
HK$29,765
+HK$1,708/mo
Deposit HK$3.86M · loan HK$5.79M · min. income ≈ HK$56,114/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$334,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,372
−HK$1,587/mo
▼ 0.25% · 3.875%
HK$30,159
−HK$800/mo
Today · 4.125%
HK$30,959
baseline
▲ 0.50% · 4.625%
HK$32,590
+HK$1,631/mo
Deposit HK$3.86M · loan HK$5.79M · min. income ≈ HK$61,918/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$334,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,602
−HK$1,794/mo
▼ 0.25% · 3.875%
HK$29,492
−HK$904/mo
Today · 4.125%
HK$30,396
baseline
▲ 0.50% · 4.625%
HK$32,245
+HK$1,849/mo
Deposit HK$3.38M · loan HK$6.27M · min. income ≈ HK$60,792/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$334,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,819
−HK$1,719/mo
▼ 0.25% · 3.875%
HK$32,673
−HK$865/mo
Today · 4.125%
HK$33,538
baseline
▲ 0.50% · 4.625%
HK$35,306
+HK$1,768/mo
Deposit HK$3.38M · loan HK$6.27M · min. income ≈ HK$67,076/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$334,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,802
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$31,760
−HK$974/mo
Today · 4.125%
HK$32,734
baseline
▲ 0.50% · 4.625%
HK$34,725
+HK$1,991/mo
Deposit HK$2.89M · loan HK$6.75M · min. income ≈ HK$65,468/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$334,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,267
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$35,186
−HK$932/mo
Today · 4.125%
HK$36,118
baseline
▲ 0.50% · 4.625%
HK$38,022
+HK$1,904/mo
Deposit HK$2.89M · loan HK$6.75M · min. income ≈ HK$72,236/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$334,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,002
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$34,029
−HK$1,043/mo
Today · 4.125%
HK$35,072
baseline
▲ 0.50% · 4.625%
HK$37,206
+HK$2,134/mo
Deposit HK$2.41M · loan HK$7.24M · min. income ≈ HK$70,144/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$334,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,715
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$37,699
−HK$999/mo
Today · 4.125%
HK$38,698
baseline
▲ 0.50% · 4.625%
HK$40,738
+HK$2,040/mo
Deposit HK$2.41M · loan HK$7.24M · min. income ≈ HK$77,396/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$334,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,202
−HK$2,208/mo
▼ 0.25% · 3.875%
HK$36,297
−HK$1,113/mo
Today · 4.125%
HK$37,410
baseline
▲ 0.50% · 4.625%
HK$39,686
+HK$2,276/mo
Deposit HK$1.93M · loan HK$7.72M · min. income ≈ HK$74,820/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$334,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,162
−HK$2,116/mo
▼ 0.25% · 3.875%
HK$40,213
−HK$1,065/mo
Today · 4.125%
HK$41,278
baseline
▲ 0.50% · 4.625%
HK$43,454
+HK$2,176/mo
Deposit HK$1.93M · loan HK$7.72M · min. income ≈ HK$82,556/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$334,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,403
−HK$2,345/mo
▼ 0.25% · 3.875%
HK$38,566
−HK$1,182/mo
Today · 4.125%
HK$39,748
baseline
▲ 0.50% · 4.625%
HK$42,167
+HK$2,419/mo
Deposit HK$1.45M · loan HK$8.20M · min. income ≈ HK$79,496/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$334,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,610
−HK$2,248/mo
▼ 0.25% · 3.875%
HK$42,726
−HK$1,132/mo
Today · 4.125%
HK$43,858
baseline
▲ 0.50% · 4.625%
HK$46,170
+HK$2,312/mo
Deposit HK$1.45M · loan HK$8.20M · min. income ≈ HK$87,716/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$334,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,603
−HK$2,483/mo
▼ 0.25% · 3.875%
HK$40,835
−HK$1,251/mo
Today · 4.125%
HK$42,086
baseline
▲ 0.50% · 4.625%
HK$44,647
+HK$2,561/mo
Deposit HK$965K · loan HK$8.68M · min. income ≈ HK$84,172/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$334,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,058
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$45,239
−HK$1,199/mo
Today · 4.125%
HK$46,438
baseline
▲ 0.50% · 4.625%
HK$48,886
+HK$2,448/mo
Deposit HK$965K · loan HK$8.68M · min. income ≈ HK$92,876/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$334,870 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).