▼ 0.50% · 3.625%
HK$21,967
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$22,650
−HK$694/mo
Today · 4.125%
HK$23,344
baseline
▲ 0.50% · 4.625%
HK$24,765
+HK$1,421/mo
Deposit HK$4.82M · loan HK$4.82M · min. income ≈ HK$46,688/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$333,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,438
−HK$1,320/mo
▼ 0.25% · 3.875%
HK$25,093
−HK$665/mo
Today · 4.125%
HK$25,758
baseline
▲ 0.50% · 4.625%
HK$27,116
+HK$1,358/mo
Deposit HK$4.82M · loan HK$4.82M · min. income ≈ HK$51,516/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$333,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,163
−HK$1,516/mo
▼ 0.25% · 3.875%
HK$24,915
−HK$764/mo
Today · 4.125%
HK$25,679
baseline
▲ 0.50% · 4.625%
HK$27,241
+HK$1,562/mo
Deposit HK$4.34M · loan HK$5.30M · min. income ≈ HK$51,358/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$333,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,881
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$27,602
−HK$732/mo
Today · 4.125%
HK$28,334
baseline
▲ 0.50% · 4.625%
HK$29,827
+HK$1,493/mo
Deposit HK$4.34M · loan HK$5.30M · min. income ≈ HK$56,668/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$333,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,360
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$27,180
−HK$833/mo
Today · 4.125%
HK$28,013
baseline
▲ 0.50% · 4.625%
HK$29,718
+HK$1,705/mo
Deposit HK$3.85M · loan HK$5.78M · min. income ≈ HK$56,026/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$333,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,325
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$30,112
−HK$798/mo
Today · 4.125%
HK$30,910
baseline
▲ 0.50% · 4.625%
HK$32,539
+HK$1,629/mo
Deposit HK$3.85M · loan HK$5.78M · min. income ≈ HK$61,820/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$333,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,557
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$29,445
−HK$902/mo
Today · 4.125%
HK$30,347
baseline
▲ 0.50% · 4.625%
HK$32,194
+HK$1,847/mo
Deposit HK$3.37M · loan HK$6.26M · min. income ≈ HK$60,694/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$333,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,769
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$32,621
−HK$864/mo
Today · 4.125%
HK$33,485
baseline
▲ 0.50% · 4.625%
HK$35,250
+HK$1,765/mo
Deposit HK$3.37M · loan HK$6.26M · min. income ≈ HK$66,970/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$333,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,753
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$31,710
−HK$972/mo
Today · 4.125%
HK$32,682
baseline
▲ 0.50% · 4.625%
HK$34,670
+HK$1,988/mo
Deposit HK$2.89M · loan HK$6.74M · min. income ≈ HK$65,364/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$333,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,213
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$35,130
−HK$931/mo
Today · 4.125%
HK$36,061
baseline
▲ 0.50% · 4.625%
HK$37,962
+HK$1,901/mo
Deposit HK$2.89M · loan HK$6.74M · min. income ≈ HK$72,122/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$333,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,950
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$33,975
−HK$1,041/mo
Today · 4.125%
HK$35,016
baseline
▲ 0.50% · 4.625%
HK$37,147
+HK$2,131/mo
Deposit HK$2.41M · loan HK$7.23M · min. income ≈ HK$70,032/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$333,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,657
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$37,640
−HK$997/mo
Today · 4.125%
HK$38,637
baseline
▲ 0.50% · 4.625%
HK$40,674
+HK$2,037/mo
Deposit HK$2.41M · loan HK$7.23M · min. income ≈ HK$77,274/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$333,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,147
−HK$2,204/mo
▼ 0.25% · 3.875%
HK$36,240
−HK$1,111/mo
Today · 4.125%
HK$37,351
baseline
▲ 0.50% · 4.625%
HK$39,623
+HK$2,272/mo
Deposit HK$1.93M · loan HK$7.71M · min. income ≈ HK$74,702/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$333,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,100
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$40,149
−HK$1,064/mo
Today · 4.125%
HK$41,213
baseline
▲ 0.50% · 4.625%
HK$43,385
+HK$2,172/mo
Deposit HK$1.93M · loan HK$7.71M · min. income ≈ HK$82,426/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$333,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,343
−HK$2,342/mo
▼ 0.25% · 3.875%
HK$38,505
−HK$1,180/mo
Today · 4.125%
HK$39,685
baseline
▲ 0.50% · 4.625%
HK$42,100
+HK$2,415/mo
Deposit HK$1.45M · loan HK$8.19M · min. income ≈ HK$79,370/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$333,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,544
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$42,658
−HK$1,131/mo
Today · 4.125%
HK$43,789
baseline
▲ 0.50% · 4.625%
HK$46,097
+HK$2,308/mo
Deposit HK$1.45M · loan HK$8.19M · min. income ≈ HK$87,578/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$333,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,540
−HK$2,479/mo
▼ 0.25% · 3.875%
HK$40,770
−HK$1,249/mo
Today · 4.125%
HK$42,019
baseline
▲ 0.50% · 4.625%
HK$44,576
+HK$2,557/mo
Deposit HK$963K · loan HK$8.67M · min. income ≈ HK$84,038/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$333,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,988
−HK$2,376/mo
▼ 0.25% · 3.875%
HK$45,168
−HK$1,196/mo
Today · 4.125%
HK$46,364
baseline
▲ 0.50% · 4.625%
HK$48,808
+HK$2,444/mo
Deposit HK$963K · loan HK$8.67M · min. income ≈ HK$92,728/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$333,342 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).