▼ 0.50% · 3.625%
HK$17,527
−HK$1,099/mo
▼ 0.25% · 3.875%
HK$18,072
−HK$554/mo
Today · 4.125%
HK$18,626
baseline
▲ 0.50% · 4.625%
HK$19,760
+HK$1,134/mo
Deposit HK$3.84M · loan HK$3.84M · min. income ≈ HK$37,252/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$230,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,499
−HK$1,053/mo
▼ 0.25% · 3.875%
HK$20,022
−HK$530/mo
Today · 4.125%
HK$20,552
baseline
▲ 0.50% · 4.625%
HK$21,636
+HK$1,084/mo
Deposit HK$3.84M · loan HK$3.84M · min. income ≈ HK$41,104/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$230,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,280
−HK$1,209/mo
▼ 0.25% · 3.875%
HK$19,880
−HK$609/mo
Today · 4.125%
HK$20,489
baseline
▲ 0.50% · 4.625%
HK$21,736
+HK$1,247/mo
Deposit HK$3.46M · loan HK$4.23M · min. income ≈ HK$40,978/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$230,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,449
−HK$1,159/mo
▼ 0.25% · 3.875%
HK$22,024
−HK$584/mo
Today · 4.125%
HK$22,608
baseline
▲ 0.50% · 4.625%
HK$23,799
+HK$1,191/mo
Deposit HK$3.46M · loan HK$4.23M · min. income ≈ HK$45,216/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$230,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,033
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$21,687
−HK$665/mo
Today · 4.125%
HK$22,352
baseline
▲ 0.50% · 4.625%
HK$23,712
+HK$1,360/mo
Deposit HK$3.07M · loan HK$4.61M · min. income ≈ HK$44,704/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$230,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,399
−HK$1,264/mo
▼ 0.25% · 3.875%
HK$24,026
−HK$637/mo
Today · 4.125%
HK$24,663
baseline
▲ 0.50% · 4.625%
HK$25,963
+HK$1,300/mo
Deposit HK$3.07M · loan HK$4.61M · min. income ≈ HK$49,326/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$230,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,785
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$23,494
−HK$720/mo
Today · 4.125%
HK$24,214
baseline
▲ 0.50% · 4.625%
HK$25,688
+HK$1,474/mo
Deposit HK$2.69M · loan HK$5.00M · min. income ≈ HK$48,428/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$230,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,349
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$26,028
−HK$690/mo
Today · 4.125%
HK$26,718
baseline
▲ 0.50% · 4.625%
HK$28,126
+HK$1,408/mo
Deposit HK$2.69M · loan HK$5.00M · min. income ≈ HK$53,436/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$230,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,538
−HK$1,539/mo
▼ 0.25% · 3.875%
HK$25,301
−HK$776/mo
Today · 4.125%
HK$26,077
baseline
▲ 0.50% · 4.625%
HK$27,664
+HK$1,587/mo
Deposit HK$2.31M · loan HK$5.38M · min. income ≈ HK$52,154/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$230,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,299
−HK$1,474/mo
▼ 0.25% · 3.875%
HK$28,031
−HK$742/mo
Today · 4.125%
HK$28,773
baseline
▲ 0.50% · 4.625%
HK$30,290
+HK$1,517/mo
Deposit HK$2.31M · loan HK$5.38M · min. income ≈ HK$57,546/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$230,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,291
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$27,109
−HK$831/mo
Today · 4.125%
HK$27,940
baseline
▲ 0.50% · 4.625%
HK$29,640
+HK$1,700/mo
Deposit HK$1.92M · loan HK$5.76M · min. income ≈ HK$55,880/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$230,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,248
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$30,033
−HK$796/mo
Today · 4.125%
HK$30,829
baseline
▲ 0.50% · 4.625%
HK$32,454
+HK$1,625/mo
Deposit HK$1.92M · loan HK$5.76M · min. income ≈ HK$61,658/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$230,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,044
−HK$1,758/mo
▼ 0.25% · 3.875%
HK$28,916
−HK$886/mo
Today · 4.125%
HK$29,802
baseline
▲ 0.50% · 4.625%
HK$31,616
+HK$1,814/mo
Deposit HK$1.54M · loan HK$6.15M · min. income ≈ HK$59,604/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$230,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,198
−HK$1,686/mo
▼ 0.25% · 3.875%
HK$32,035
−HK$849/mo
Today · 4.125%
HK$32,884
baseline
▲ 0.50% · 4.625%
HK$34,617
+HK$1,733/mo
Deposit HK$1.54M · loan HK$6.15M · min. income ≈ HK$65,768/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$230,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,796
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$30,723
−HK$942/mo
Today · 4.125%
HK$31,665
baseline
▲ 0.50% · 4.625%
HK$33,592
+HK$1,927/mo
Deposit HK$1.15M · loan HK$6.53M · min. income ≈ HK$63,330/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$230,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,148
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$34,037
−HK$902/mo
Today · 4.125%
HK$34,939
baseline
▲ 0.50% · 4.625%
HK$36,781
+HK$1,842/mo
Deposit HK$1.15M · loan HK$6.53M · min. income ≈ HK$69,878/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$230,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,549
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$32,530
−HK$998/mo
Today · 4.125%
HK$33,528
baseline
▲ 0.50% · 4.625%
HK$35,568
+HK$2,040/mo
Deposit HK$769K · loan HK$6.92M · min. income ≈ HK$67,056/mo (50% DSR)
Upfront cash ≈ HK$999K (deposit + AVD stamp duty HK$230,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,098
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$36,039
−HK$955/mo
Today · 4.125%
HK$36,994
baseline
▲ 0.50% · 4.625%
HK$38,944
+HK$1,950/mo
Deposit HK$769K · loan HK$6.92M · min. income ≈ HK$73,988/mo (50% DSR)
Upfront cash ≈ HK$999K (deposit + AVD stamp duty HK$230,597 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).