▼ 0.50% · 3.625%
HK$16,245
−HK$1,019/mo
▼ 0.25% · 3.875%
HK$16,751
−HK$513/mo
Today · 4.125%
HK$17,264
baseline
▲ 0.50% · 4.625%
HK$18,315
+HK$1,051/mo
Deposit HK$3.56M · loan HK$3.56M · min. income ≈ HK$34,528/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$213,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,073
−HK$976/mo
▼ 0.25% · 3.875%
HK$18,558
−HK$491/mo
Today · 4.125%
HK$19,049
baseline
▲ 0.50% · 4.625%
HK$20,053
+HK$1,004/mo
Deposit HK$3.56M · loan HK$3.56M · min. income ≈ HK$38,098/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$213,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,870
−HK$1,121/mo
▼ 0.25% · 3.875%
HK$18,426
−HK$565/mo
Today · 4.125%
HK$18,991
baseline
▲ 0.50% · 4.625%
HK$20,146
+HK$1,155/mo
Deposit HK$3.21M · loan HK$3.92M · min. income ≈ HK$37,982/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$213,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,880
−HK$1,074/mo
▼ 0.25% · 3.875%
HK$20,413
−HK$541/mo
Today · 4.125%
HK$20,954
baseline
▲ 0.50% · 4.625%
HK$22,059
+HK$1,105/mo
Deposit HK$3.21M · loan HK$3.92M · min. income ≈ HK$41,908/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$213,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,495
−HK$1,222/mo
▼ 0.25% · 3.875%
HK$20,101
−HK$616/mo
Today · 4.125%
HK$20,717
baseline
▲ 0.50% · 4.625%
HK$21,978
+HK$1,261/mo
Deposit HK$2.85M · loan HK$4.27M · min. income ≈ HK$41,434/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$213,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,687
−HK$1,172/mo
▼ 0.25% · 3.875%
HK$22,269
−HK$590/mo
Today · 4.125%
HK$22,859
baseline
▲ 0.50% · 4.625%
HK$24,064
+HK$1,205/mo
Deposit HK$2.85M · loan HK$4.27M · min. income ≈ HK$45,718/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$213,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,119
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$21,776
−HK$667/mo
Today · 4.125%
HK$22,443
baseline
▲ 0.50% · 4.625%
HK$23,809
+HK$1,366/mo
Deposit HK$2.49M · loan HK$4.63M · min. income ≈ HK$44,886/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$213,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,495
−HK$1,269/mo
▼ 0.25% · 3.875%
HK$24,125
−HK$639/mo
Today · 4.125%
HK$24,764
baseline
▲ 0.50% · 4.625%
HK$26,069
+HK$1,305/mo
Deposit HK$2.49M · loan HK$4.63M · min. income ≈ HK$49,528/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$213,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,744
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$23,451
−HK$719/mo
Today · 4.125%
HK$24,170
baseline
▲ 0.50% · 4.625%
HK$25,641
+HK$1,471/mo
Deposit HK$2.14M · loan HK$4.99M · min. income ≈ HK$48,340/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$213,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,302
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$25,981
−HK$688/mo
Today · 4.125%
HK$26,669
baseline
▲ 0.50% · 4.625%
HK$28,075
+HK$1,406/mo
Deposit HK$2.14M · loan HK$4.99M · min. income ≈ HK$53,338/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$213,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,368
−HK$1,528/mo
▼ 0.25% · 3.875%
HK$25,126
−HK$770/mo
Today · 4.125%
HK$25,896
baseline
▲ 0.50% · 4.625%
HK$27,472
+HK$1,576/mo
Deposit HK$1.78M · loan HK$5.34M · min. income ≈ HK$51,792/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$213,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,109
−HK$1,465/mo
▼ 0.25% · 3.875%
HK$27,836
−HK$738/mo
Today · 4.125%
HK$28,574
baseline
▲ 0.50% · 4.625%
HK$30,080
+HK$1,506/mo
Deposit HK$1.78M · loan HK$5.34M · min. income ≈ HK$57,148/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$213,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,993
−HK$1,630/mo
▼ 0.25% · 3.875%
HK$26,801
−HK$822/mo
Today · 4.125%
HK$27,623
baseline
▲ 0.50% · 4.625%
HK$29,303
+HK$1,680/mo
Deposit HK$1.42M · loan HK$5.70M · min. income ≈ HK$55,246/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$213,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,917
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$29,692
−HK$787/mo
Today · 4.125%
HK$30,479
baseline
▲ 0.50% · 4.625%
HK$32,086
+HK$1,607/mo
Deposit HK$1.42M · loan HK$5.70M · min. income ≈ HK$60,958/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$213,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,617
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$28,476
−HK$873/mo
Today · 4.125%
HK$29,349
baseline
▲ 0.50% · 4.625%
HK$31,135
+HK$1,786/mo
Deposit HK$1.07M · loan HK$6.06M · min. income ≈ HK$58,698/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$213,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,724
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$31,548
−HK$836/mo
Today · 4.125%
HK$32,384
baseline
▲ 0.50% · 4.625%
HK$34,091
+HK$1,707/mo
Deposit HK$1.07M · loan HK$6.06M · min. income ≈ HK$64,768/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$213,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,242
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$30,151
−HK$925/mo
Today · 4.125%
HK$31,076
baseline
▲ 0.50% · 4.625%
HK$32,966
+HK$1,890/mo
Deposit HK$712K · loan HK$6.41M · min. income ≈ HK$62,152/mo (50% DSR)
Upfront cash ≈ HK$926K (deposit + AVD stamp duty HK$213,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,531
−HK$1,758/mo
▼ 0.25% · 3.875%
HK$33,404
−HK$885/mo
Today · 4.125%
HK$34,289
baseline
▲ 0.50% · 4.625%
HK$36,096
+HK$1,807/mo
Deposit HK$712K · loan HK$6.41M · min. income ≈ HK$68,578/mo (50% DSR)
Upfront cash ≈ HK$926K (deposit + AVD stamp duty HK$213,733 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).