▼ 0.50% · 3.625%
HK$22,493
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$23,192
−HK$711/mo
Today · 4.125%
HK$23,903
baseline
▲ 0.50% · 4.625%
HK$25,358
+HK$1,455/mo
Deposit HK$4.93M · loan HK$4.93M · min. income ≈ HK$47,806/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$356,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,023
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$25,694
−HK$681/mo
Today · 4.125%
HK$26,375
baseline
▲ 0.50% · 4.625%
HK$27,765
+HK$1,390/mo
Deposit HK$4.93M · loan HK$4.93M · min. income ≈ HK$52,750/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$356,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,742
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$25,511
−HK$782/mo
Today · 4.125%
HK$26,293
baseline
▲ 0.50% · 4.625%
HK$27,893
+HK$1,600/mo
Deposit HK$4.44M · loan HK$5.43M · min. income ≈ HK$52,586/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$356,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,525
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$28,263
−HK$749/mo
Today · 4.125%
HK$29,012
baseline
▲ 0.50% · 4.625%
HK$30,541
+HK$1,529/mo
Deposit HK$4.44M · loan HK$5.43M · min. income ≈ HK$58,024/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$356,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,991
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$27,831
−HK$853/mo
Today · 4.125%
HK$28,684
baseline
▲ 0.50% · 4.625%
HK$30,429
+HK$1,745/mo
Deposit HK$3.95M · loan HK$5.92M · min. income ≈ HK$57,368/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$356,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,027
−HK$1,623/mo
▼ 0.25% · 3.875%
HK$30,833
−HK$817/mo
Today · 4.125%
HK$31,650
baseline
▲ 0.50% · 4.625%
HK$33,318
+HK$1,668/mo
Deposit HK$3.95M · loan HK$5.92M · min. income ≈ HK$63,300/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$356,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,240
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$30,150
−HK$924/mo
Today · 4.125%
HK$31,074
baseline
▲ 0.50% · 4.625%
HK$32,965
+HK$1,891/mo
Deposit HK$3.45M · loan HK$6.41M · min. income ≈ HK$62,148/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$356,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,530
−HK$1,757/mo
▼ 0.25% · 3.875%
HK$33,402
−HK$885/mo
Today · 4.125%
HK$34,287
baseline
▲ 0.50% · 4.625%
HK$36,094
+HK$1,807/mo
Deposit HK$3.45M · loan HK$6.41M · min. income ≈ HK$68,574/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$356,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,490
−HK$1,974/mo
▼ 0.25% · 3.875%
HK$32,469
−HK$995/mo
Today · 4.125%
HK$33,464
baseline
▲ 0.50% · 4.625%
HK$35,501
+HK$2,037/mo
Deposit HK$2.96M · loan HK$6.90M · min. income ≈ HK$66,928/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$356,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,032
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$35,971
−HK$954/mo
Today · 4.125%
HK$36,925
baseline
▲ 0.50% · 4.625%
HK$38,871
+HK$1,946/mo
Deposit HK$2.96M · loan HK$6.90M · min. income ≈ HK$73,850/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$356,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,739
−HK$2,116/mo
▼ 0.25% · 3.875%
HK$34,788
−HK$1,067/mo
Today · 4.125%
HK$35,855
baseline
▲ 0.50% · 4.625%
HK$38,036
+HK$2,181/mo
Deposit HK$2.47M · loan HK$7.40M · min. income ≈ HK$71,710/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$356,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,534
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$38,541
−HK$1,021/mo
Today · 4.125%
HK$39,562
baseline
▲ 0.50% · 4.625%
HK$41,647
+HK$2,085/mo
Deposit HK$2.47M · loan HK$7.40M · min. income ≈ HK$79,124/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$356,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,988
−HK$2,257/mo
▼ 0.25% · 3.875%
HK$37,108
−HK$1,137/mo
Today · 4.125%
HK$38,245
baseline
▲ 0.50% · 4.625%
HK$40,572
+HK$2,327/mo
Deposit HK$1.97M · loan HK$7.89M · min. income ≈ HK$76,490/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$356,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,036
−HK$2,163/mo
▼ 0.25% · 3.875%
HK$41,110
−HK$1,089/mo
Today · 4.125%
HK$42,199
baseline
▲ 0.50% · 4.625%
HK$44,424
+HK$2,225/mo
Deposit HK$1.97M · loan HK$7.89M · min. income ≈ HK$84,398/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$356,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,237
−HK$2,398/mo
▼ 0.25% · 3.875%
HK$39,427
−HK$1,208/mo
Today · 4.125%
HK$40,635
baseline
▲ 0.50% · 4.625%
HK$43,108
+HK$2,473/mo
Deposit HK$1.48M · loan HK$8.38M · min. income ≈ HK$81,270/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$356,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,539
−HK$2,298/mo
▼ 0.25% · 3.875%
HK$43,680
−HK$1,157/mo
Today · 4.125%
HK$44,837
baseline
▲ 0.50% · 4.625%
HK$47,200
+HK$2,363/mo
Deposit HK$1.48M · loan HK$8.38M · min. income ≈ HK$89,674/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$356,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,487
−HK$2,539/mo
▼ 0.25% · 3.875%
HK$41,746
−HK$1,280/mo
Today · 4.125%
HK$43,026
baseline
▲ 0.50% · 4.625%
HK$45,644
+HK$2,618/mo
Deposit HK$986K · loan HK$8.88M · min. income ≈ HK$86,052/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$356,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,041
−HK$2,433/mo
▼ 0.25% · 3.875%
HK$46,249
−HK$1,225/mo
Today · 4.125%
HK$47,474
baseline
▲ 0.50% · 4.625%
HK$49,977
+HK$2,503/mo
Deposit HK$986K · loan HK$8.88M · min. income ≈ HK$94,948/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$356,406 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).