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At today's rate and a 90% mortgage, the deposit on this unit is about HK$816K, with repayments around HK$35,584/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$816K · loan HK$7.34M · min. income ≈ HK$71,168/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,738 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Tseung Kwan O Station Station.
Family-friendly — 84 schools within a 1 km walk.
Everyday convenience — 58 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 51 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 46/F
- Flat
- E
- Saleable Area
- 471 Saleable ft²
- Gross Area
- 627 ft²
- Efficiency
- 75%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-10-10 | HK$7.40M | −10.2% 4.7y · −2.0%/yr |
| 2021-01-08 | HK$8.24M | +13.6% 3.1y · 5.0%/yr |
| 2017-12-18 | HK$7.25M | +157.1% 11.3y · 14.0%/yr |
| 2006-09-14 | HK$2.82M | — |