▼ 0.50% · 3.625%
HK$17,000
−HK$1,066/mo
▼ 0.25% · 3.875%
HK$17,529
−HK$537/mo
Today · 4.125%
HK$18,066
baseline
▲ 0.50% · 4.625%
HK$19,166
+HK$1,100/mo
Deposit HK$3.73M · loan HK$3.73M · min. income ≈ HK$36,132/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$223,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,913
−HK$1,021/mo
▼ 0.25% · 3.875%
HK$19,420
−HK$514/mo
Today · 4.125%
HK$19,934
baseline
▲ 0.50% · 4.625%
HK$20,985
+HK$1,051/mo
Deposit HK$3.73M · loan HK$3.73M · min. income ≈ HK$39,868/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$223,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,700
−HK$1,173/mo
▼ 0.25% · 3.875%
HK$19,282
−HK$591/mo
Today · 4.125%
HK$19,873
baseline
▲ 0.50% · 4.625%
HK$21,082
+HK$1,209/mo
Deposit HK$3.35M · loan HK$4.10M · min. income ≈ HK$39,746/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$223,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,804
−HK$1,124/mo
▼ 0.25% · 3.875%
HK$21,362
−HK$566/mo
Today · 4.125%
HK$21,928
baseline
▲ 0.50% · 4.625%
HK$23,084
+HK$1,156/mo
Deposit HK$3.35M · loan HK$4.10M · min. income ≈ HK$43,856/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$223,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,400
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$21,035
−HK$645/mo
Today · 4.125%
HK$21,680
baseline
▲ 0.50% · 4.625%
HK$22,999
+HK$1,319/mo
Deposit HK$2.98M · loan HK$4.47M · min. income ≈ HK$43,360/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$223,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,695
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$23,304
−HK$617/mo
Today · 4.125%
HK$23,921
baseline
▲ 0.50% · 4.625%
HK$25,182
+HK$1,261/mo
Deposit HK$2.98M · loan HK$4.47M · min. income ≈ HK$47,842/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$223,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,100
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$22,788
−HK$698/mo
Today · 4.125%
HK$23,486
baseline
▲ 0.50% · 4.625%
HK$24,915
+HK$1,429/mo
Deposit HK$2.61M · loan HK$4.85M · min. income ≈ HK$46,972/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$223,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,586
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$25,246
−HK$669/mo
Today · 4.125%
HK$25,915
baseline
▲ 0.50% · 4.625%
HK$27,281
+HK$1,366/mo
Deposit HK$2.61M · loan HK$4.85M · min. income ≈ HK$51,830/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$223,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,800
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$24,541
−HK$752/mo
Today · 4.125%
HK$25,293
baseline
▲ 0.50% · 4.625%
HK$26,832
+HK$1,539/mo
Deposit HK$2.24M · loan HK$5.22M · min. income ≈ HK$50,586/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$223,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,478
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$27,188
−HK$720/mo
Today · 4.125%
HK$27,908
baseline
▲ 0.50% · 4.625%
HK$29,379
+HK$1,471/mo
Deposit HK$2.24M · loan HK$5.22M · min. income ≈ HK$55,816/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$223,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,500
−HK$1,599/mo
▼ 0.25% · 3.875%
HK$26,294
−HK$805/mo
Today · 4.125%
HK$27,099
baseline
▲ 0.50% · 4.625%
HK$28,748
+HK$1,649/mo
Deposit HK$1.86M · loan HK$5.59M · min. income ≈ HK$54,198/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$223,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,369
−HK$1,533/mo
▼ 0.25% · 3.875%
HK$29,130
−HK$772/mo
Today · 4.125%
HK$29,902
baseline
▲ 0.50% · 4.625%
HK$31,478
+HK$1,576/mo
Deposit HK$1.86M · loan HK$5.59M · min. income ≈ HK$59,804/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$223,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,200
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$28,046
−HK$860/mo
Today · 4.125%
HK$28,906
baseline
▲ 0.50% · 4.625%
HK$30,665
+HK$1,759/mo
Deposit HK$1.49M · loan HK$5.96M · min. income ≈ HK$57,812/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$223,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,260
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$31,072
−HK$823/mo
Today · 4.125%
HK$31,895
baseline
▲ 0.50% · 4.625%
HK$33,576
+HK$1,681/mo
Deposit HK$1.49M · loan HK$5.96M · min. income ≈ HK$63,790/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$223,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,900
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$29,799
−HK$914/mo
Today · 4.125%
HK$30,713
baseline
▲ 0.50% · 4.625%
HK$32,582
+HK$1,869/mo
Deposit HK$1.12M · loan HK$6.34M · min. income ≈ HK$61,426/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$223,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,151
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$33,014
−HK$874/mo
Today · 4.125%
HK$33,888
baseline
▲ 0.50% · 4.625%
HK$35,675
+HK$1,787/mo
Deposit HK$1.12M · loan HK$6.34M · min. income ≈ HK$67,776/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$223,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,600
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$31,552
−HK$967/mo
Today · 4.125%
HK$32,519
baseline
▲ 0.50% · 4.625%
HK$34,498
+HK$1,979/mo
Deposit HK$746K · loan HK$6.71M · min. income ≈ HK$65,038/mo (50% DSR)
Upfront cash ≈ HK$969K (deposit + AVD stamp duty HK$223,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,043
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$34,956
−HK$926/mo
Today · 4.125%
HK$35,882
baseline
▲ 0.50% · 4.625%
HK$37,773
+HK$1,891/mo
Deposit HK$746K · loan HK$6.71M · min. income ≈ HK$71,764/mo (50% DSR)
Upfront cash ≈ HK$969K (deposit + AVD stamp duty HK$223,663 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).