▼ 0.50% · 3.625%
HK$20,817
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$21,465
−HK$658/mo
Today · 4.125%
HK$22,123
baseline
▲ 0.50% · 4.625%
HK$23,469
+HK$1,346/mo
Deposit HK$4.56M · loan HK$4.56M · min. income ≈ HK$44,246/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$282,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,159
−HK$1,251/mo
▼ 0.25% · 3.875%
HK$23,780
−HK$630/mo
Today · 4.125%
HK$24,410
baseline
▲ 0.50% · 4.625%
HK$25,697
+HK$1,287/mo
Deposit HK$4.56M · loan HK$4.56M · min. income ≈ HK$48,820/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$282,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,899
−HK$1,436/mo
▼ 0.25% · 3.875%
HK$23,611
−HK$724/mo
Today · 4.125%
HK$24,335
baseline
▲ 0.50% · 4.625%
HK$25,816
+HK$1,481/mo
Deposit HK$4.11M · loan HK$5.02M · min. income ≈ HK$48,670/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$282,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,475
−HK$1,376/mo
▼ 0.25% · 3.875%
HK$26,158
−HK$693/mo
Today · 4.125%
HK$26,851
baseline
▲ 0.50% · 4.625%
HK$28,267
+HK$1,416/mo
Deposit HK$4.11M · loan HK$5.02M · min. income ≈ HK$53,702/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$282,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,981
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$25,758
−HK$789/mo
Today · 4.125%
HK$26,547
baseline
▲ 0.50% · 4.625%
HK$28,162
+HK$1,615/mo
Deposit HK$3.65M · loan HK$5.48M · min. income ≈ HK$53,094/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$282,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,791
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$28,536
−HK$756/mo
Today · 4.125%
HK$29,292
baseline
▲ 0.50% · 4.625%
HK$30,836
+HK$1,544/mo
Deposit HK$3.65M · loan HK$5.48M · min. income ≈ HK$58,584/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$282,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,062
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$27,904
−HK$855/mo
Today · 4.125%
HK$28,759
baseline
▲ 0.50% · 4.625%
HK$30,509
+HK$1,750/mo
Deposit HK$3.20M · loan HK$5.93M · min. income ≈ HK$57,518/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$282,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,107
−HK$1,626/mo
▼ 0.25% · 3.875%
HK$30,914
−HK$819/mo
Today · 4.125%
HK$31,733
baseline
▲ 0.50% · 4.625%
HK$33,406
+HK$1,673/mo
Deposit HK$3.20M · loan HK$5.93M · min. income ≈ HK$63,466/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$282,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,144
−HK$1,828/mo
▼ 0.25% · 3.875%
HK$30,051
−HK$921/mo
Today · 4.125%
HK$30,972
baseline
▲ 0.50% · 4.625%
HK$32,856
+HK$1,884/mo
Deposit HK$2.74M · loan HK$6.39M · min. income ≈ HK$61,944/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$282,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,423
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$33,292
−HK$882/mo
Today · 4.125%
HK$34,174
baseline
▲ 0.50% · 4.625%
HK$35,976
+HK$1,802/mo
Deposit HK$2.74M · loan HK$6.39M · min. income ≈ HK$68,348/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$282,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,226
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$32,197
−HK$987/mo
Today · 4.125%
HK$33,184
baseline
▲ 0.50% · 4.625%
HK$35,203
+HK$2,019/mo
Deposit HK$2.28M · loan HK$6.85M · min. income ≈ HK$66,368/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$282,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,738
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$35,670
−HK$945/mo
Today · 4.125%
HK$36,615
baseline
▲ 0.50% · 4.625%
HK$38,545
+HK$1,930/mo
Deposit HK$2.28M · loan HK$6.85M · min. income ≈ HK$73,230/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$282,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,308
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$34,344
−HK$1,052/mo
Today · 4.125%
HK$35,396
baseline
▲ 0.50% · 4.625%
HK$37,550
+HK$2,154/mo
Deposit HK$1.83M · loan HK$7.30M · min. income ≈ HK$70,792/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$282,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,054
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$38,048
−HK$1,008/mo
Today · 4.125%
HK$39,056
baseline
▲ 0.50% · 4.625%
HK$41,115
+HK$2,059/mo
Deposit HK$1.83M · loan HK$7.30M · min. income ≈ HK$78,112/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$282,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,389
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$36,490
−HK$1,118/mo
Today · 4.125%
HK$37,608
baseline
▲ 0.50% · 4.625%
HK$39,897
+HK$2,289/mo
Deposit HK$1.37M · loan HK$7.76M · min. income ≈ HK$75,216/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$282,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,370
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$40,426
−HK$1,071/mo
Today · 4.125%
HK$41,497
baseline
▲ 0.50% · 4.625%
HK$43,685
+HK$2,188/mo
Deposit HK$1.37M · loan HK$7.76M · min. income ≈ HK$82,994/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$282,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,471
−HK$2,350/mo
▼ 0.25% · 3.875%
HK$38,637
−HK$1,184/mo
Today · 4.125%
HK$39,821
baseline
▲ 0.50% · 4.625%
HK$42,244
+HK$2,423/mo
Deposit HK$913K · loan HK$8.22M · min. income ≈ HK$79,642/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$282,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,686
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$42,804
−HK$1,134/mo
Today · 4.125%
HK$43,938
baseline
▲ 0.50% · 4.625%
HK$46,254
+HK$2,316/mo
Deposit HK$913K · loan HK$8.22M · min. income ≈ HK$87,876/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$282,933 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).