▼ 0.50% · 3.625%
HK$21,038
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$21,692
−HK$665/mo
Today · 4.125%
HK$22,357
baseline
▲ 0.50% · 4.625%
HK$23,718
+HK$1,361/mo
Deposit HK$4.61M · loan HK$4.61M · min. income ≈ HK$44,714/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$292,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,405
−HK$1,264/mo
▼ 0.25% · 3.875%
HK$24,032
−HK$637/mo
Today · 4.125%
HK$24,669
baseline
▲ 0.50% · 4.625%
HK$25,969
+HK$1,300/mo
Deposit HK$4.61M · loan HK$4.61M · min. income ≈ HK$49,338/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$292,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,142
−HK$1,451/mo
▼ 0.25% · 3.875%
HK$23,862
−HK$731/mo
Today · 4.125%
HK$24,593
baseline
▲ 0.50% · 4.625%
HK$26,089
+HK$1,496/mo
Deposit HK$4.15M · loan HK$5.07M · min. income ≈ HK$49,186/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$292,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,745
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$26,435
−HK$701/mo
Today · 4.125%
HK$27,136
baseline
▲ 0.50% · 4.625%
HK$28,566
+HK$1,430/mo
Deposit HK$4.15M · loan HK$5.07M · min. income ≈ HK$54,272/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$292,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,246
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$26,031
−HK$798/mo
Today · 4.125%
HK$26,829
baseline
▲ 0.50% · 4.625%
HK$28,461
+HK$1,632/mo
Deposit HK$3.69M · loan HK$5.54M · min. income ≈ HK$53,658/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$292,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,085
−HK$1,518/mo
▼ 0.25% · 3.875%
HK$28,839
−HK$764/mo
Today · 4.125%
HK$29,603
baseline
▲ 0.50% · 4.625%
HK$31,163
+HK$1,560/mo
Deposit HK$3.69M · loan HK$5.54M · min. income ≈ HK$59,206/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$292,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,349
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$28,200
−HK$864/mo
Today · 4.125%
HK$29,064
baseline
▲ 0.50% · 4.625%
HK$30,833
+HK$1,769/mo
Deposit HK$3.23M · loan HK$6.00M · min. income ≈ HK$58,128/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$292,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,426
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$31,242
−HK$828/mo
Today · 4.125%
HK$32,070
baseline
▲ 0.50% · 4.625%
HK$33,760
+HK$1,690/mo
Deposit HK$3.23M · loan HK$6.00M · min. income ≈ HK$64,140/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$292,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,453
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$30,369
−HK$931/mo
Today · 4.125%
HK$31,300
baseline
▲ 0.50% · 4.625%
HK$33,205
+HK$1,905/mo
Deposit HK$2.77M · loan HK$6.46M · min. income ≈ HK$62,600/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$292,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,766
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$33,645
−HK$892/mo
Today · 4.125%
HK$34,537
baseline
▲ 0.50% · 4.625%
HK$36,357
+HK$1,820/mo
Deposit HK$2.77M · loan HK$6.46M · min. income ≈ HK$69,074/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$292,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,557
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$32,539
−HK$997/mo
Today · 4.125%
HK$33,536
baseline
▲ 0.50% · 4.625%
HK$35,576
+HK$2,040/mo
Deposit HK$2.31M · loan HK$6.92M · min. income ≈ HK$67,072/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$292,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,107
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$36,048
−HK$955/mo
Today · 4.125%
HK$37,003
baseline
▲ 0.50% · 4.625%
HK$38,954
+HK$1,951/mo
Deposit HK$2.31M · loan HK$6.92M · min. income ≈ HK$74,006/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$292,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,661
−HK$2,111/mo
▼ 0.25% · 3.875%
HK$34,708
−HK$1,064/mo
Today · 4.125%
HK$35,772
baseline
▲ 0.50% · 4.625%
HK$37,948
+HK$2,176/mo
Deposit HK$1.85M · loan HK$7.38M · min. income ≈ HK$71,544/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$292,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,447
−HK$2,023/mo
▼ 0.25% · 3.875%
HK$38,452
−HK$1,018/mo
Today · 4.125%
HK$39,470
baseline
▲ 0.50% · 4.625%
HK$41,551
+HK$2,081/mo
Deposit HK$1.85M · loan HK$7.38M · min. income ≈ HK$78,940/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$292,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,765
−HK$2,242/mo
▼ 0.25% · 3.875%
HK$36,877
−HK$1,130/mo
Today · 4.125%
HK$38,007
baseline
▲ 0.50% · 4.625%
HK$40,320
+HK$2,313/mo
Deposit HK$1.38M · loan HK$7.84M · min. income ≈ HK$76,014/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$292,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,788
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$40,855
−HK$1,082/mo
Today · 4.125%
HK$41,937
baseline
▲ 0.50% · 4.625%
HK$44,148
+HK$2,211/mo
Deposit HK$1.38M · loan HK$7.84M · min. income ≈ HK$83,874/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$292,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,868
−HK$2,375/mo
▼ 0.25% · 3.875%
HK$39,046
−HK$1,197/mo
Today · 4.125%
HK$40,243
baseline
▲ 0.50% · 4.625%
HK$42,692
+HK$2,449/mo
Deposit HK$923K · loan HK$8.30M · min. income ≈ HK$80,486/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$292,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,128
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$43,258
−HK$1,146/mo
Today · 4.125%
HK$44,404
baseline
▲ 0.50% · 4.625%
HK$46,745
+HK$2,341/mo
Deposit HK$923K · loan HK$8.30M · min. income ≈ HK$88,808/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$292,614 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).