▼ 0.50% · 3.625%
HK$21,057
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$21,712
−HK$666/mo
Today · 4.125%
HK$22,378
baseline
▲ 0.50% · 4.625%
HK$23,739
+HK$1,361/mo
Deposit HK$4.62M · loan HK$4.62M · min. income ≈ HK$44,756/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$293,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,426
−HK$1,265/mo
▼ 0.25% · 3.875%
HK$24,054
−HK$637/mo
Today · 4.125%
HK$24,691
baseline
▲ 0.50% · 4.625%
HK$25,993
+HK$1,302/mo
Deposit HK$4.62M · loan HK$4.62M · min. income ≈ HK$49,382/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$293,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,163
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$23,883
−HK$732/mo
Today · 4.125%
HK$24,615
baseline
▲ 0.50% · 4.625%
HK$26,113
+HK$1,498/mo
Deposit HK$4.16M · loan HK$5.08M · min. income ≈ HK$49,230/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$293,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,768
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$26,459
−HK$702/mo
Today · 4.125%
HK$27,161
baseline
▲ 0.50% · 4.625%
HK$28,592
+HK$1,431/mo
Deposit HK$4.16M · loan HK$5.08M · min. income ≈ HK$54,322/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$293,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,269
−HK$1,584/mo
▼ 0.25% · 3.875%
HK$26,055
−HK$798/mo
Today · 4.125%
HK$26,853
baseline
▲ 0.50% · 4.625%
HK$28,487
+HK$1,634/mo
Deposit HK$3.69M · loan HK$5.54M · min. income ≈ HK$53,706/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$293,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,111
−HK$1,519/mo
▼ 0.25% · 3.875%
HK$28,865
−HK$765/mo
Today · 4.125%
HK$29,630
baseline
▲ 0.50% · 4.625%
HK$31,192
+HK$1,562/mo
Deposit HK$3.69M · loan HK$5.54M · min. income ≈ HK$59,260/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$293,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,374
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$28,226
−HK$865/mo
Today · 4.125%
HK$29,091
baseline
▲ 0.50% · 4.625%
HK$30,861
+HK$1,770/mo
Deposit HK$3.23M · loan HK$6.00M · min. income ≈ HK$58,182/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$293,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,454
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$31,270
−HK$829/mo
Today · 4.125%
HK$32,099
baseline
▲ 0.50% · 4.625%
HK$33,791
+HK$1,692/mo
Deposit HK$3.23M · loan HK$6.00M · min. income ≈ HK$64,198/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$293,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,480
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$30,397
−HK$932/mo
Today · 4.125%
HK$31,329
baseline
▲ 0.50% · 4.625%
HK$33,235
+HK$1,906/mo
Deposit HK$2.77M · loan HK$6.46M · min. income ≈ HK$62,658/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$293,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,796
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$33,676
−HK$892/mo
Today · 4.125%
HK$34,568
baseline
▲ 0.50% · 4.625%
HK$36,390
+HK$1,822/mo
Deposit HK$2.77M · loan HK$6.46M · min. income ≈ HK$69,136/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$293,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,586
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$32,568
−HK$998/mo
Today · 4.125%
HK$33,566
baseline
▲ 0.50% · 4.625%
HK$35,609
+HK$2,043/mo
Deposit HK$2.31M · loan HK$6.93M · min. income ≈ HK$67,132/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$293,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,139
−HK$1,898/mo
▼ 0.25% · 3.875%
HK$36,081
−HK$956/mo
Today · 4.125%
HK$37,037
baseline
▲ 0.50% · 4.625%
HK$38,989
+HK$1,952/mo
Deposit HK$2.31M · loan HK$6.93M · min. income ≈ HK$74,074/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$293,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,691
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$34,739
−HK$1,065/mo
Today · 4.125%
HK$35,804
baseline
▲ 0.50% · 4.625%
HK$37,983
+HK$2,179/mo
Deposit HK$1.85M · loan HK$7.39M · min. income ≈ HK$71,608/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$293,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,481
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$38,487
−HK$1,019/mo
Today · 4.125%
HK$39,506
baseline
▲ 0.50% · 4.625%
HK$41,589
+HK$2,083/mo
Deposit HK$1.85M · loan HK$7.39M · min. income ≈ HK$79,012/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$293,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,797
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$36,911
−HK$1,131/mo
Today · 4.125%
HK$38,042
baseline
▲ 0.50% · 4.625%
HK$40,357
+HK$2,315/mo
Deposit HK$1.39M · loan HK$7.85M · min. income ≈ HK$76,084/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$293,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,824
−HK$2,151/mo
▼ 0.25% · 3.875%
HK$40,892
−HK$1,083/mo
Today · 4.125%
HK$41,975
baseline
▲ 0.50% · 4.625%
HK$44,188
+HK$2,213/mo
Deposit HK$1.39M · loan HK$7.85M · min. income ≈ HK$83,950/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$293,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,903
−HK$2,377/mo
▼ 0.25% · 3.875%
HK$39,082
−HK$1,198/mo
Today · 4.125%
HK$40,280
baseline
▲ 0.50% · 4.625%
HK$42,731
+HK$2,451/mo
Deposit HK$923K · loan HK$8.31M · min. income ≈ HK$80,560/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$293,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,166
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$43,297
−HK$1,148/mo
Today · 4.125%
HK$44,445
baseline
▲ 0.50% · 4.625%
HK$46,787
+HK$2,342/mo
Deposit HK$923K · loan HK$8.31M · min. income ≈ HK$88,890/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$293,454 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).