▼ 0.50% · 3.625%
HK$17,986
−HK$1,128/mo
▼ 0.25% · 3.875%
HK$18,546
−HK$568/mo
Today · 4.125%
HK$19,114
baseline
▲ 0.50% · 4.625%
HK$20,277
+HK$1,163/mo
Deposit HK$3.94M · loan HK$3.94M · min. income ≈ HK$38,228/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$236,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,009
−HK$1,081/mo
▼ 0.25% · 3.875%
HK$20,546
−HK$544/mo
Today · 4.125%
HK$21,090
baseline
▲ 0.50% · 4.625%
HK$22,202
+HK$1,112/mo
Deposit HK$3.94M · loan HK$3.94M · min. income ≈ HK$42,180/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$236,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,785
−HK$1,240/mo
▼ 0.25% · 3.875%
HK$20,400
−HK$625/mo
Today · 4.125%
HK$21,025
baseline
▲ 0.50% · 4.625%
HK$22,305
+HK$1,280/mo
Deposit HK$3.55M · loan HK$4.34M · min. income ≈ HK$42,050/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$236,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,010
−HK$1,189/mo
▼ 0.25% · 3.875%
HK$22,601
−HK$598/mo
Today · 4.125%
HK$23,199
baseline
▲ 0.50% · 4.625%
HK$24,422
+HK$1,223/mo
Deposit HK$3.55M · loan HK$4.34M · min. income ≈ HK$46,398/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$236,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,583
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$22,255
−HK$682/mo
Today · 4.125%
HK$22,937
baseline
▲ 0.50% · 4.625%
HK$24,332
+HK$1,395/mo
Deposit HK$3.16M · loan HK$4.73M · min. income ≈ HK$45,874/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$236,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,011
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$24,655
−HK$654/mo
Today · 4.125%
HK$25,309
baseline
▲ 0.50% · 4.625%
HK$26,643
+HK$1,334/mo
Deposit HK$3.16M · loan HK$4.73M · min. income ≈ HK$50,618/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$236,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,382
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$24,109
−HK$739/mo
Today · 4.125%
HK$24,848
baseline
▲ 0.50% · 4.625%
HK$26,360
+HK$1,512/mo
Deposit HK$2.76M · loan HK$5.13M · min. income ≈ HK$49,696/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$236,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,012
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$26,710
−HK$708/mo
Today · 4.125%
HK$27,418
baseline
▲ 0.50% · 4.625%
HK$28,863
+HK$1,445/mo
Deposit HK$2.76M · loan HK$5.13M · min. income ≈ HK$54,836/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$236,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,181
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$25,964
−HK$796/mo
Today · 4.125%
HK$26,760
baseline
▲ 0.50% · 4.625%
HK$28,388
+HK$1,628/mo
Deposit HK$2.37M · loan HK$5.52M · min. income ≈ HK$53,520/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$236,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,013
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$28,764
−HK$763/mo
Today · 4.125%
HK$29,527
baseline
▲ 0.50% · 4.625%
HK$31,083
+HK$1,556/mo
Deposit HK$2.37M · loan HK$5.52M · min. income ≈ HK$59,054/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$236,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,979
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$27,818
−HK$853/mo
Today · 4.125%
HK$28,671
baseline
▲ 0.50% · 4.625%
HK$30,416
+HK$1,745/mo
Deposit HK$1.97M · loan HK$5.92M · min. income ≈ HK$57,342/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$236,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,014
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$30,819
−HK$817/mo
Today · 4.125%
HK$31,636
baseline
▲ 0.50% · 4.625%
HK$33,303
+HK$1,667/mo
Deposit HK$1.97M · loan HK$5.92M · min. income ≈ HK$63,272/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$236,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,778
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$29,673
−HK$909/mo
Today · 4.125%
HK$30,582
baseline
▲ 0.50% · 4.625%
HK$32,443
+HK$1,861/mo
Deposit HK$1.58M · loan HK$6.31M · min. income ≈ HK$61,164/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$236,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,015
−HK$1,730/mo
▼ 0.25% · 3.875%
HK$32,874
−HK$871/mo
Today · 4.125%
HK$33,745
baseline
▲ 0.50% · 4.625%
HK$35,523
+HK$1,778/mo
Deposit HK$1.58M · loan HK$6.31M · min. income ≈ HK$67,490/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$236,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,576
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$31,527
−HK$967/mo
Today · 4.125%
HK$32,494
baseline
▲ 0.50% · 4.625%
HK$34,471
+HK$1,977/mo
Deposit HK$1.18M · loan HK$6.70M · min. income ≈ HK$64,988/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$236,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,016
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$34,928
−HK$926/mo
Today · 4.125%
HK$35,854
baseline
▲ 0.50% · 4.625%
HK$37,744
+HK$1,890/mo
Deposit HK$1.18M · loan HK$6.70M · min. income ≈ HK$71,708/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$236,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,375
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$33,382
−HK$1,023/mo
Today · 4.125%
HK$34,405
baseline
▲ 0.50% · 4.625%
HK$36,499
+HK$2,094/mo
Deposit HK$789K · loan HK$7.10M · min. income ≈ HK$68,810/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$236,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,017
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$36,983
−HK$980/mo
Today · 4.125%
HK$37,963
baseline
▲ 0.50% · 4.625%
HK$39,964
+HK$2,001/mo
Deposit HK$789K · loan HK$7.10M · min. income ≈ HK$75,926/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$236,633 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).