▼ 0.50% · 3.625%
HK$3,160
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,259
−HK$100/mo
Today · 4.125%
HK$3,359
baseline
▲ 0.50% · 4.625%
HK$3,563
+HK$204/mo
Deposit HK$693K · loan HK$693K · min. income ≈ HK$6,718/mo (50% DSR)
Upfront cash ≈ HK$693K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,516
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,610
−HK$96/mo
Today · 4.125%
HK$3,706
baseline
▲ 0.50% · 4.625%
HK$3,901
+HK$195/mo
Deposit HK$693K · loan HK$693K · min. income ≈ HK$7,412/mo (50% DSR)
Upfront cash ≈ HK$693K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,476
−HK$218/mo
▼ 0.25% · 3.875%
HK$3,585
−HK$109/mo
Today · 4.125%
HK$3,694
baseline
▲ 0.50% · 4.625%
HK$3,919
+HK$225/mo
Deposit HK$624K · loan HK$762K · min. income ≈ HK$7,388/mo (50% DSR)
Upfront cash ≈ HK$624K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,867
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,971
−HK$105/mo
Today · 4.125%
HK$4,076
baseline
▲ 0.50% · 4.625%
HK$4,291
+HK$215/mo
Deposit HK$624K · loan HK$762K · min. income ≈ HK$8,152/mo (50% DSR)
Upfront cash ≈ HK$624K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,792
−HK$238/mo
▼ 0.25% · 3.875%
HK$3,910
−HK$120/mo
Today · 4.125%
HK$4,030
baseline
▲ 0.50% · 4.625%
HK$4,276
+HK$246/mo
Deposit HK$554K · loan HK$832K · min. income ≈ HK$8,060/mo (50% DSR)
Upfront cash ≈ HK$554K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,219
−HK$228/mo
▼ 0.25% · 3.875%
HK$4,332
−HK$115/mo
Today · 4.125%
HK$4,447
baseline
▲ 0.50% · 4.625%
HK$4,681
+HK$234/mo
Deposit HK$554K · loan HK$832K · min. income ≈ HK$8,894/mo (50% DSR)
Upfront cash ≈ HK$554K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,109
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,236
−HK$130/mo
Today · 4.125%
HK$4,366
baseline
▲ 0.50% · 4.625%
HK$4,632
+HK$266/mo
Deposit HK$485K · loan HK$901K · min. income ≈ HK$8,732/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,571
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,693
−HK$125/mo
Today · 4.125%
HK$4,818
baseline
▲ 0.50% · 4.625%
HK$5,072
+HK$254/mo
Deposit HK$485K · loan HK$901K · min. income ≈ HK$9,636/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,425
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,562
−HK$140/mo
Today · 4.125%
HK$4,702
baseline
▲ 0.50% · 4.625%
HK$4,988
+HK$286/mo
Deposit HK$416K · loan HK$970K · min. income ≈ HK$9,404/mo (50% DSR)
Upfront cash ≈ HK$416K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,922
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,054
−HK$134/mo
Today · 4.125%
HK$5,188
baseline
▲ 0.50% · 4.625%
HK$5,462
+HK$274/mo
Deposit HK$416K · loan HK$970K · min. income ≈ HK$10,376/mo (50% DSR)
Upfront cash ≈ HK$416K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,741
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,888
−HK$150/mo
Today · 4.125%
HK$5,038
baseline
▲ 0.50% · 4.625%
HK$5,344
+HK$306/mo
Deposit HK$346K · loan HK$1.04M · min. income ≈ HK$10,076/mo (50% DSR)
Upfront cash ≈ HK$347K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,274
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,415
−HK$144/mo
Today · 4.125%
HK$5,559
baseline
▲ 0.50% · 4.625%
HK$5,852
+HK$293/mo
Deposit HK$346K · loan HK$1.04M · min. income ≈ HK$11,118/mo (50% DSR)
Upfront cash ≈ HK$347K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,057
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,214
−HK$160/mo
Today · 4.125%
HK$5,374
baseline
▲ 0.50% · 4.625%
HK$5,701
+HK$327/mo
Deposit HK$277K · loan HK$1.11M · min. income ≈ HK$10,748/mo (50% DSR)
Upfront cash ≈ HK$277K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,625
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,776
−HK$153/mo
Today · 4.125%
HK$5,929
baseline
▲ 0.50% · 4.625%
HK$6,242
+HK$313/mo
Deposit HK$277K · loan HK$1.11M · min. income ≈ HK$11,858/mo (50% DSR)
Upfront cash ≈ HK$277K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,373
−HK$337/mo
▼ 0.25% · 3.875%
HK$5,540
−HK$170/mo
Today · 4.125%
HK$5,710
baseline
▲ 0.50% · 4.625%
HK$6,057
+HK$347/mo
Deposit HK$208K · loan HK$1.18M · min. income ≈ HK$11,420/mo (50% DSR)
Upfront cash ≈ HK$208K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,977
−HK$323/mo
▼ 0.25% · 3.875%
HK$6,137
−HK$163/mo
Today · 4.125%
HK$6,300
baseline
▲ 0.50% · 4.625%
HK$6,632
+HK$332/mo
Deposit HK$208K · loan HK$1.18M · min. income ≈ HK$12,600/mo (50% DSR)
Upfront cash ≈ HK$208K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,689
−HK$356/mo
▼ 0.25% · 3.875%
HK$5,866
−HK$179/mo
Today · 4.125%
HK$6,045
baseline
▲ 0.50% · 4.625%
HK$6,413
+HK$368/mo
Deposit HK$139K · loan HK$1.25M · min. income ≈ HK$12,090/mo (50% DSR)
Upfront cash ≈ HK$139K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,329
−HK$342/mo
▼ 0.25% · 3.875%
HK$6,498
−HK$173/mo
Today · 4.125%
HK$6,671
baseline
▲ 0.50% · 4.625%
HK$7,022
+HK$351/mo
Deposit HK$139K · loan HK$1.25M · min. income ≈ HK$13,342/mo (50% DSR)
Upfront cash ≈ HK$139K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).