▼ 0.50% · 3.625%
HK$3,336
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,440
−HK$105/mo
Today · 4.125%
HK$3,545
baseline
▲ 0.50% · 4.625%
HK$3,761
+HK$216/mo
Deposit HK$731K · loan HK$731K · min. income ≈ HK$7,090/mo (50% DSR)
Upfront cash ≈ HK$732K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,711
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,811
−HK$101/mo
Today · 4.125%
HK$3,912
baseline
▲ 0.50% · 4.625%
HK$4,118
+HK$206/mo
Deposit HK$731K · loan HK$731K · min. income ≈ HK$7,824/mo (50% DSR)
Upfront cash ≈ HK$732K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,669
−HK$231/mo
▼ 0.25% · 3.875%
HK$3,784
−HK$116/mo
Today · 4.125%
HK$3,900
baseline
▲ 0.50% · 4.625%
HK$4,137
+HK$237/mo
Deposit HK$658K · loan HK$805K · min. income ≈ HK$7,800/mo (50% DSR)
Upfront cash ≈ HK$658K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,082
−HK$221/mo
▼ 0.25% · 3.875%
HK$4,192
−HK$111/mo
Today · 4.125%
HK$4,303
baseline
▲ 0.50% · 4.625%
HK$4,530
+HK$227/mo
Deposit HK$658K · loan HK$805K · min. income ≈ HK$8,606/mo (50% DSR)
Upfront cash ≈ HK$658K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,003
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,128
−HK$126/mo
Today · 4.125%
HK$4,254
baseline
▲ 0.50% · 4.625%
HK$4,513
+HK$259/mo
Deposit HK$585K · loan HK$878K · min. income ≈ HK$8,508/mo (50% DSR)
Upfront cash ≈ HK$585K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,453
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,573
−HK$121/mo
Today · 4.125%
HK$4,694
baseline
▲ 0.50% · 4.625%
HK$4,941
+HK$247/mo
Deposit HK$585K · loan HK$878K · min. income ≈ HK$9,388/mo (50% DSR)
Upfront cash ≈ HK$585K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,337
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,471
−HK$138/mo
Today · 4.125%
HK$4,609
baseline
▲ 0.50% · 4.625%
HK$4,889
+HK$280/mo
Deposit HK$512K · loan HK$951K · min. income ≈ HK$9,218/mo (50% DSR)
Upfront cash ≈ HK$512K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,824
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,954
−HK$131/mo
Today · 4.125%
HK$5,085
baseline
▲ 0.50% · 4.625%
HK$5,353
+HK$268/mo
Deposit HK$512K · loan HK$951K · min. income ≈ HK$10,170/mo (50% DSR)
Upfront cash ≈ HK$512K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,670
−HK$293/mo
▼ 0.25% · 3.875%
HK$4,815
−HK$148/mo
Today · 4.125%
HK$4,963
baseline
▲ 0.50% · 4.625%
HK$5,265
+HK$302/mo
Deposit HK$439K · loan HK$1.02M · min. income ≈ HK$9,926/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,196
−HK$280/mo
▼ 0.25% · 3.875%
HK$5,335
−HK$141/mo
Today · 4.125%
HK$5,476
baseline
▲ 0.50% · 4.625%
HK$5,765
+HK$289/mo
Deposit HK$439K · loan HK$1.02M · min. income ≈ HK$10,952/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,004
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,159
−HK$159/mo
Today · 4.125%
HK$5,318
baseline
▲ 0.50% · 4.625%
HK$5,641
+HK$323/mo
Deposit HK$366K · loan HK$1.10M · min. income ≈ HK$10,636/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,567
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,716
−HK$151/mo
Today · 4.125%
HK$5,867
baseline
▲ 0.50% · 4.625%
HK$6,177
+HK$310/mo
Deposit HK$366K · loan HK$1.10M · min. income ≈ HK$11,734/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,337
−HK$335/mo
▼ 0.25% · 3.875%
HK$5,503
−HK$169/mo
Today · 4.125%
HK$5,672
baseline
▲ 0.50% · 4.625%
HK$6,017
+HK$345/mo
Deposit HK$293K · loan HK$1.17M · min. income ≈ HK$11,344/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,938
−HK$321/mo
▼ 0.25% · 3.875%
HK$6,097
−HK$162/mo
Today · 4.125%
HK$6,259
baseline
▲ 0.50% · 4.625%
HK$6,588
+HK$329/mo
Deposit HK$293K · loan HK$1.17M · min. income ≈ HK$12,518/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,671
−HK$356/mo
▼ 0.25% · 3.875%
HK$5,847
−HK$180/mo
Today · 4.125%
HK$6,027
baseline
▲ 0.50% · 4.625%
HK$6,393
+HK$366/mo
Deposit HK$219K · loan HK$1.24M · min. income ≈ HK$12,054/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,309
−HK$341/mo
▼ 0.25% · 3.875%
HK$6,478
−HK$172/mo
Today · 4.125%
HK$6,650
baseline
▲ 0.50% · 4.625%
HK$7,000
+HK$350/mo
Deposit HK$219K · loan HK$1.24M · min. income ≈ HK$13,300/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,005
−HK$376/mo
▼ 0.25% · 3.875%
HK$6,191
−HK$190/mo
Today · 4.125%
HK$6,381
baseline
▲ 0.50% · 4.625%
HK$6,769
+HK$388/mo
Deposit HK$146K · loan HK$1.32M · min. income ≈ HK$12,762/mo (50% DSR)
Upfront cash ≈ HK$146K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,680
−HK$361/mo
▼ 0.25% · 3.875%
HK$6,859
−HK$182/mo
Today · 4.125%
HK$7,041
baseline
▲ 0.50% · 4.625%
HK$7,412
+HK$371/mo
Deposit HK$146K · loan HK$1.32M · min. income ≈ HK$14,082/mo (50% DSR)
Upfront cash ≈ HK$146K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).