▼ 0.50% · 3.625%
HK$2,972
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,065
−HK$94/mo
Today · 4.125%
HK$3,159
baseline
▲ 0.50% · 4.625%
HK$3,351
+HK$192/mo
Deposit HK$652K · loan HK$652K · min. income ≈ HK$6,318/mo (50% DSR)
Upfront cash ≈ HK$652K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,307
−HK$178/mo
▼ 0.25% · 3.875%
HK$3,395
−HK$90/mo
Today · 4.125%
HK$3,485
baseline
▲ 0.50% · 4.625%
HK$3,669
+HK$184/mo
Deposit HK$652K · loan HK$652K · min. income ≈ HK$6,970/mo (50% DSR)
Upfront cash ≈ HK$652K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,270
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,371
−HK$104/mo
Today · 4.125%
HK$3,475
baseline
▲ 0.50% · 4.625%
HK$3,686
+HK$211/mo
Deposit HK$587K · loan HK$717K · min. income ≈ HK$6,950/mo (50% DSR)
Upfront cash ≈ HK$587K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,637
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,735
−HK$99/mo
Today · 4.125%
HK$3,834
baseline
▲ 0.50% · 4.625%
HK$4,036
+HK$202/mo
Deposit HK$587K · loan HK$717K · min. income ≈ HK$7,668/mo (50% DSR)
Upfront cash ≈ HK$587K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,567
−HK$224/mo
▼ 0.25% · 3.875%
HK$3,678
−HK$113/mo
Today · 4.125%
HK$3,791
baseline
▲ 0.50% · 4.625%
HK$4,021
+HK$230/mo
Deposit HK$521K · loan HK$782K · min. income ≈ HK$7,582/mo (50% DSR)
Upfront cash ≈ HK$522K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,968
−HK$214/mo
▼ 0.25% · 3.875%
HK$4,074
−HK$108/mo
Today · 4.125%
HK$4,182
baseline
▲ 0.50% · 4.625%
HK$4,403
+HK$221/mo
Deposit HK$521K · loan HK$782K · min. income ≈ HK$8,364/mo (50% DSR)
Upfront cash ≈ HK$522K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,864
−HK$242/mo
▼ 0.25% · 3.875%
HK$3,984
−HK$122/mo
Today · 4.125%
HK$4,106
baseline
▲ 0.50% · 4.625%
HK$4,356
+HK$250/mo
Deposit HK$456K · loan HK$847K · min. income ≈ HK$8,212/mo (50% DSR)
Upfront cash ≈ HK$456K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,299
−HK$232/mo
▼ 0.25% · 3.875%
HK$4,414
−HK$117/mo
Today · 4.125%
HK$4,531
baseline
▲ 0.50% · 4.625%
HK$4,770
+HK$239/mo
Deposit HK$456K · loan HK$847K · min. income ≈ HK$9,062/mo (50% DSR)
Upfront cash ≈ HK$456K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,161
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,291
−HK$131/mo
Today · 4.125%
HK$4,422
baseline
▲ 0.50% · 4.625%
HK$4,691
+HK$269/mo
Deposit HK$391K · loan HK$912K · min. income ≈ HK$8,844/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,629
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,754
−HK$126/mo
Today · 4.125%
HK$4,880
baseline
▲ 0.50% · 4.625%
HK$5,137
+HK$257/mo
Deposit HK$391K · loan HK$912K · min. income ≈ HK$9,760/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,459
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,597
−HK$141/mo
Today · 4.125%
HK$4,738
baseline
▲ 0.50% · 4.625%
HK$5,026
+HK$288/mo
Deposit HK$326K · loan HK$978K · min. income ≈ HK$9,476/mo (50% DSR)
Upfront cash ≈ HK$326K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,960
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,093
−HK$135/mo
Today · 4.125%
HK$5,228
baseline
▲ 0.50% · 4.625%
HK$5,504
+HK$276/mo
Deposit HK$326K · loan HK$978K · min. income ≈ HK$10,456/mo (50% DSR)
Upfront cash ≈ HK$326K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,756
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,904
−HK$150/mo
Today · 4.125%
HK$5,054
baseline
▲ 0.50% · 4.625%
HK$5,362
+HK$308/mo
Deposit HK$261K · loan HK$1.04M · min. income ≈ HK$10,108/mo (50% DSR)
Upfront cash ≈ HK$261K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,291
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,433
−HK$144/mo
Today · 4.125%
HK$5,577
baseline
▲ 0.50% · 4.625%
HK$5,871
+HK$294/mo
Deposit HK$261K · loan HK$1.04M · min. income ≈ HK$11,154/mo (50% DSR)
Upfront cash ≈ HK$261K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,053
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,210
−HK$160/mo
Today · 4.125%
HK$5,370
baseline
▲ 0.50% · 4.625%
HK$5,697
+HK$327/mo
Deposit HK$196K · loan HK$1.11M · min. income ≈ HK$10,740/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,621
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,772
−HK$153/mo
Today · 4.125%
HK$5,925
baseline
▲ 0.50% · 4.625%
HK$6,237
+HK$312/mo
Deposit HK$196K · loan HK$1.11M · min. income ≈ HK$11,850/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,350
−HK$336/mo
▼ 0.25% · 3.875%
HK$5,517
−HK$169/mo
Today · 4.125%
HK$5,686
baseline
▲ 0.50% · 4.625%
HK$6,032
+HK$346/mo
Deposit HK$130K · loan HK$1.17M · min. income ≈ HK$11,372/mo (50% DSR)
Upfront cash ≈ HK$130K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,952
−HK$322/mo
▼ 0.25% · 3.875%
HK$6,112
−HK$162/mo
Today · 4.125%
HK$6,274
baseline
▲ 0.50% · 4.625%
HK$6,604
+HK$330/mo
Deposit HK$130K · loan HK$1.17M · min. income ≈ HK$12,548/mo (50% DSR)
Upfront cash ≈ HK$130K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).