▼ 0.50% · 3.625%
HK$2,992
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,085
−HK$94/mo
Today · 4.125%
HK$3,179
baseline
▲ 0.50% · 4.625%
HK$3,373
+HK$194/mo
Deposit HK$656K · loan HK$656K · min. income ≈ HK$6,358/mo (50% DSR)
Upfront cash ≈ HK$656K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,328
−HK$180/mo
▼ 0.25% · 3.875%
HK$3,418
−HK$90/mo
Today · 4.125%
HK$3,508
baseline
▲ 0.50% · 4.625%
HK$3,693
+HK$185/mo
Deposit HK$656K · loan HK$656K · min. income ≈ HK$7,016/mo (50% DSR)
Upfront cash ≈ HK$656K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,291
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,393
−HK$104/mo
Today · 4.125%
HK$3,497
baseline
▲ 0.50% · 4.625%
HK$3,710
+HK$213/mo
Deposit HK$590K · loan HK$722K · min. income ≈ HK$6,994/mo (50% DSR)
Upfront cash ≈ HK$591K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,661
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,759
−HK$100/mo
Today · 4.125%
HK$3,859
baseline
▲ 0.50% · 4.625%
HK$4,062
+HK$203/mo
Deposit HK$590K · loan HK$722K · min. income ≈ HK$7,718/mo (50% DSR)
Upfront cash ≈ HK$591K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,590
−HK$225/mo
▼ 0.25% · 3.875%
HK$3,702
−HK$113/mo
Today · 4.125%
HK$3,815
baseline
▲ 0.50% · 4.625%
HK$4,047
+HK$232/mo
Deposit HK$525K · loan HK$787K · min. income ≈ HK$7,630/mo (50% DSR)
Upfront cash ≈ HK$525K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,994
−HK$216/mo
▼ 0.25% · 3.875%
HK$4,101
−HK$109/mo
Today · 4.125%
HK$4,210
baseline
▲ 0.50% · 4.625%
HK$4,432
+HK$222/mo
Deposit HK$525K · loan HK$787K · min. income ≈ HK$8,420/mo (50% DSR)
Upfront cash ≈ HK$525K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,889
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,010
−HK$123/mo
Today · 4.125%
HK$4,133
baseline
▲ 0.50% · 4.625%
HK$4,385
+HK$252/mo
Deposit HK$459K · loan HK$853K · min. income ≈ HK$8,266/mo (50% DSR)
Upfront cash ≈ HK$459K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,327
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,443
−HK$118/mo
Today · 4.125%
HK$4,561
baseline
▲ 0.50% · 4.625%
HK$4,801
+HK$240/mo
Deposit HK$459K · loan HK$853K · min. income ≈ HK$9,122/mo (50% DSR)
Upfront cash ≈ HK$459K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,189
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,319
−HK$132/mo
Today · 4.125%
HK$4,451
baseline
▲ 0.50% · 4.625%
HK$4,722
+HK$271/mo
Deposit HK$394K · loan HK$918K · min. income ≈ HK$8,902/mo (50% DSR)
Upfront cash ≈ HK$394K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,660
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,785
−HK$126/mo
Today · 4.125%
HK$4,911
baseline
▲ 0.50% · 4.625%
HK$5,170
+HK$259/mo
Deposit HK$394K · loan HK$918K · min. income ≈ HK$9,822/mo (50% DSR)
Upfront cash ≈ HK$394K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,488
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,627
−HK$142/mo
Today · 4.125%
HK$4,769
baseline
▲ 0.50% · 4.625%
HK$5,059
+HK$290/mo
Deposit HK$328K · loan HK$984K · min. income ≈ HK$9,538/mo (50% DSR)
Upfront cash ≈ HK$328K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,993
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,126
−HK$136/mo
Today · 4.125%
HK$5,262
baseline
▲ 0.50% · 4.625%
HK$5,540
+HK$278/mo
Deposit HK$328K · loan HK$984K · min. income ≈ HK$10,524/mo (50% DSR)
Upfront cash ≈ HK$328K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,787
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,936
−HK$151/mo
Today · 4.125%
HK$5,087
baseline
▲ 0.50% · 4.625%
HK$5,397
+HK$310/mo
Deposit HK$262K · loan HK$1.05M · min. income ≈ HK$10,174/mo (50% DSR)
Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,325
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,468
−HK$145/mo
Today · 4.125%
HK$5,613
baseline
▲ 0.50% · 4.625%
HK$5,909
+HK$296/mo
Deposit HK$262K · loan HK$1.05M · min. income ≈ HK$11,226/mo (50% DSR)
Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,086
−HK$319/mo
▼ 0.25% · 3.875%
HK$5,244
−HK$161/mo
Today · 4.125%
HK$5,405
baseline
▲ 0.50% · 4.625%
HK$5,734
+HK$329/mo
Deposit HK$197K · loan HK$1.12M · min. income ≈ HK$10,810/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,658
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,810
−HK$154/mo
Today · 4.125%
HK$5,964
baseline
▲ 0.50% · 4.625%
HK$6,278
+HK$314/mo
Deposit HK$197K · loan HK$1.12M · min. income ≈ HK$11,928/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,385
−HK$338/mo
▼ 0.25% · 3.875%
HK$5,553
−HK$170/mo
Today · 4.125%
HK$5,723
baseline
▲ 0.50% · 4.625%
HK$6,071
+HK$348/mo
Deposit HK$131K · loan HK$1.18M · min. income ≈ HK$11,446/mo (50% DSR)
Upfront cash ≈ HK$131K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,991
−HK$324/mo
▼ 0.25% · 3.875%
HK$6,152
−HK$163/mo
Today · 4.125%
HK$6,315
baseline
▲ 0.50% · 4.625%
HK$6,648
+HK$333/mo
Deposit HK$131K · loan HK$1.18M · min. income ≈ HK$12,630/mo (50% DSR)
Upfront cash ≈ HK$131K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).