▼ 0.50% · 3.625%
HK$3,458
−HK$216/mo
▼ 0.25% · 3.875%
HK$3,565
−HK$109/mo
Today · 4.125%
HK$3,674
baseline
▲ 0.50% · 4.625%
HK$3,898
+HK$224/mo
Deposit HK$758K · loan HK$758K · min. income ≈ HK$7,348/mo (50% DSR)
Upfront cash ≈ HK$758K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,846
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,950
−HK$104/mo
Today · 4.125%
HK$4,054
baseline
▲ 0.50% · 4.625%
HK$4,268
+HK$214/mo
Deposit HK$758K · loan HK$758K · min. income ≈ HK$8,108/mo (50% DSR)
Upfront cash ≈ HK$758K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,803
−HK$239/mo
▼ 0.25% · 3.875%
HK$3,922
−HK$120/mo
Today · 4.125%
HK$4,042
baseline
▲ 0.50% · 4.625%
HK$4,288
+HK$246/mo
Deposit HK$682K · loan HK$834K · min. income ≈ HK$8,084/mo (50% DSR)
Upfront cash ≈ HK$682K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,231
−HK$229/mo
▼ 0.25% · 3.875%
HK$4,345
−HK$115/mo
Today · 4.125%
HK$4,460
baseline
▲ 0.50% · 4.625%
HK$4,695
+HK$235/mo
Deposit HK$682K · loan HK$834K · min. income ≈ HK$8,920/mo (50% DSR)
Upfront cash ≈ HK$682K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,149
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,278
−HK$131/mo
Today · 4.125%
HK$4,409
baseline
▲ 0.50% · 4.625%
HK$4,678
+HK$269/mo
Deposit HK$607K · loan HK$910K · min. income ≈ HK$8,818/mo (50% DSR)
Upfront cash ≈ HK$607K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,616
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,740
−HK$125/mo
Today · 4.125%
HK$4,865
baseline
▲ 0.50% · 4.625%
HK$5,122
+HK$257/mo
Deposit HK$607K · loan HK$910K · min. income ≈ HK$9,730/mo (50% DSR)
Upfront cash ≈ HK$607K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,495
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,635
−HK$142/mo
Today · 4.125%
HK$4,777
baseline
▲ 0.50% · 4.625%
HK$5,067
+HK$290/mo
Deposit HK$531K · loan HK$986K · min. income ≈ HK$9,554/mo (50% DSR)
Upfront cash ≈ HK$531K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,000
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,135
−HK$136/mo
Today · 4.125%
HK$5,271
baseline
▲ 0.50% · 4.625%
HK$5,548
+HK$277/mo
Deposit HK$531K · loan HK$986K · min. income ≈ HK$10,542/mo (50% DSR)
Upfront cash ≈ HK$531K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,841
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,991
−HK$153/mo
Today · 4.125%
HK$5,144
baseline
▲ 0.50% · 4.625%
HK$5,457
+HK$313/mo
Deposit HK$455K · loan HK$1.06M · min. income ≈ HK$10,288/mo (50% DSR)
Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,385
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,529
−HK$147/mo
Today · 4.125%
HK$5,676
baseline
▲ 0.50% · 4.625%
HK$5,975
+HK$299/mo
Deposit HK$455K · loan HK$1.06M · min. income ≈ HK$11,352/mo (50% DSR)
Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,186
−HK$326/mo
▼ 0.25% · 3.875%
HK$5,348
−HK$164/mo
Today · 4.125%
HK$5,512
baseline
▲ 0.50% · 4.625%
HK$5,847
+HK$335/mo
Deposit HK$379K · loan HK$1.14M · min. income ≈ HK$11,024/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,770
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,924
−HK$157/mo
Today · 4.125%
HK$6,081
baseline
▲ 0.50% · 4.625%
HK$6,402
+HK$321/mo
Deposit HK$379K · loan HK$1.14M · min. income ≈ HK$12,162/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,532
−HK$347/mo
▼ 0.25% · 3.875%
HK$5,704
−HK$175/mo
Today · 4.125%
HK$5,879
baseline
▲ 0.50% · 4.625%
HK$6,237
+HK$358/mo
Deposit HK$303K · loan HK$1.21M · min. income ≈ HK$11,758/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,154
−HK$333/mo
▼ 0.25% · 3.875%
HK$6,319
−HK$168/mo
Today · 4.125%
HK$6,487
baseline
▲ 0.50% · 4.625%
HK$6,829
+HK$342/mo
Deposit HK$303K · loan HK$1.21M · min. income ≈ HK$12,974/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,878
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,061
−HK$185/mo
Today · 4.125%
HK$6,246
baseline
▲ 0.50% · 4.625%
HK$6,626
+HK$380/mo
Deposit HK$227K · loan HK$1.29M · min. income ≈ HK$12,492/mo (50% DSR)
Upfront cash ≈ HK$228K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,539
−HK$353/mo
▼ 0.25% · 3.875%
HK$6,714
−HK$178/mo
Today · 4.125%
HK$6,892
baseline
▲ 0.50% · 4.625%
HK$7,256
+HK$364/mo
Deposit HK$227K · loan HK$1.29M · min. income ≈ HK$13,784/mo (50% DSR)
Upfront cash ≈ HK$228K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,224
−HK$390/mo
▼ 0.25% · 3.875%
HK$6,417
−HK$197/mo
Today · 4.125%
HK$6,614
baseline
▲ 0.50% · 4.625%
HK$7,016
+HK$402/mo
Deposit HK$152K · loan HK$1.36M · min. income ≈ HK$13,228/mo (50% DSR)
Upfront cash ≈ HK$152K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,924
−HK$374/mo
▼ 0.25% · 3.875%
HK$7,109
−HK$189/mo
Today · 4.125%
HK$7,298
baseline
▲ 0.50% · 4.625%
HK$7,682
+HK$384/mo
Deposit HK$152K · loan HK$1.36M · min. income ≈ HK$14,596/mo (50% DSR)
Upfront cash ≈ HK$152K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).