▼ 0.50% · 3.625%
HK$3,181
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,280
−HK$101/mo
Today · 4.125%
HK$3,381
baseline
▲ 0.50% · 4.625%
HK$3,586
+HK$205/mo
Deposit HK$698K · loan HK$698K · min. income ≈ HK$6,762/mo (50% DSR)
Upfront cash ≈ HK$698K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,539
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,634
−HK$96/mo
Today · 4.125%
HK$3,730
baseline
▲ 0.50% · 4.625%
HK$3,927
+HK$197/mo
Deposit HK$698K · loan HK$698K · min. income ≈ HK$7,460/mo (50% DSR)
Upfront cash ≈ HK$698K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,499
−HK$220/mo
▼ 0.25% · 3.875%
HK$3,608
−HK$111/mo
Today · 4.125%
HK$3,719
baseline
▲ 0.50% · 4.625%
HK$3,945
+HK$226/mo
Deposit HK$628K · loan HK$767K · min. income ≈ HK$7,438/mo (50% DSR)
Upfront cash ≈ HK$628K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,893
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,997
−HK$106/mo
Today · 4.125%
HK$4,103
baseline
▲ 0.50% · 4.625%
HK$4,320
+HK$217/mo
Deposit HK$628K · loan HK$767K · min. income ≈ HK$8,206/mo (50% DSR)
Upfront cash ≈ HK$628K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,817
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,936
−HK$121/mo
Today · 4.125%
HK$4,057
baseline
▲ 0.50% · 4.625%
HK$4,304
+HK$247/mo
Deposit HK$558K · loan HK$837K · min. income ≈ HK$8,114/mo (50% DSR)
Upfront cash ≈ HK$558K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,247
−HK$229/mo
▼ 0.25% · 3.875%
HK$4,361
−HK$115/mo
Today · 4.125%
HK$4,476
baseline
▲ 0.50% · 4.625%
HK$4,712
+HK$236/mo
Deposit HK$558K · loan HK$837K · min. income ≈ HK$8,952/mo (50% DSR)
Upfront cash ≈ HK$558K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,136
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,264
−HK$131/mo
Today · 4.125%
HK$4,395
baseline
▲ 0.50% · 4.625%
HK$4,662
+HK$267/mo
Deposit HK$488K · loan HK$907K · min. income ≈ HK$8,790/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,601
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,724
−HK$125/mo
Today · 4.125%
HK$4,849
baseline
▲ 0.50% · 4.625%
HK$5,105
+HK$256/mo
Deposit HK$488K · loan HK$907K · min. income ≈ HK$9,698/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,454
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,592
−HK$141/mo
Today · 4.125%
HK$4,733
baseline
▲ 0.50% · 4.625%
HK$5,021
+HK$288/mo
Deposit HK$419K · loan HK$977K · min. income ≈ HK$9,466/mo (50% DSR)
Upfront cash ≈ HK$419K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,955
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,088
−HK$134/mo
Today · 4.125%
HK$5,222
baseline
▲ 0.50% · 4.625%
HK$5,498
+HK$276/mo
Deposit HK$419K · loan HK$977K · min. income ≈ HK$10,444/mo (50% DSR)
Upfront cash ≈ HK$419K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,772
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,920
−HK$151/mo
Today · 4.125%
HK$5,071
baseline
▲ 0.50% · 4.625%
HK$5,380
+HK$309/mo
Deposit HK$349K · loan HK$1.05M · min. income ≈ HK$10,142/mo (50% DSR)
Upfront cash ≈ HK$349K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,309
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,451
−HK$144/mo
Today · 4.125%
HK$5,595
baseline
▲ 0.50% · 4.625%
HK$5,890
+HK$295/mo
Deposit HK$349K · loan HK$1.05M · min. income ≈ HK$11,190/mo (50% DSR)
Upfront cash ≈ HK$349K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,090
−HK$319/mo
▼ 0.25% · 3.875%
HK$5,248
−HK$161/mo
Today · 4.125%
HK$5,409
baseline
▲ 0.50% · 4.625%
HK$5,738
+HK$329/mo
Deposit HK$279K · loan HK$1.12M · min. income ≈ HK$10,818/mo (50% DSR)
Upfront cash ≈ HK$279K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,663
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,814
−HK$154/mo
Today · 4.125%
HK$5,968
baseline
▲ 0.50% · 4.625%
HK$6,283
+HK$315/mo
Deposit HK$279K · loan HK$1.12M · min. income ≈ HK$11,936/mo (50% DSR)
Upfront cash ≈ HK$279K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,408
−HK$339/mo
▼ 0.25% · 3.875%
HK$5,576
−HK$171/mo
Today · 4.125%
HK$5,747
baseline
▲ 0.50% · 4.625%
HK$6,097
+HK$350/mo
Deposit HK$209K · loan HK$1.19M · min. income ≈ HK$11,494/mo (50% DSR)
Upfront cash ≈ HK$209K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,016
−HK$325/mo
▼ 0.25% · 3.875%
HK$6,178
−HK$163/mo
Today · 4.125%
HK$6,341
baseline
▲ 0.50% · 4.625%
HK$6,676
+HK$335/mo
Deposit HK$209K · loan HK$1.19M · min. income ≈ HK$12,682/mo (50% DSR)
Upfront cash ≈ HK$209K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,726
−HK$359/mo
▼ 0.25% · 3.875%
HK$5,904
−HK$181/mo
Today · 4.125%
HK$6,085
baseline
▲ 0.50% · 4.625%
HK$6,456
+HK$371/mo
Deposit HK$140K · loan HK$1.26M · min. income ≈ HK$12,170/mo (50% DSR)
Upfront cash ≈ HK$140K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,370
−HK$344/mo
▼ 0.25% · 3.875%
HK$6,541
−HK$173/mo
Today · 4.125%
HK$6,714
baseline
▲ 0.50% · 4.625%
HK$7,068
+HK$354/mo
Deposit HK$140K · loan HK$1.26M · min. income ≈ HK$13,428/mo (50% DSR)
Upfront cash ≈ HK$140K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).