▼ 0.50% · 3.625%
HK$3,329
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,433
−HK$105/mo
Today · 4.125%
HK$3,538
baseline
▲ 0.50% · 4.625%
HK$3,753
+HK$215/mo
Deposit HK$730K · loan HK$730K · min. income ≈ HK$7,076/mo (50% DSR)
Upfront cash ≈ HK$730K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,704
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,803
−HK$101/mo
Today · 4.125%
HK$3,904
baseline
▲ 0.50% · 4.625%
HK$4,109
+HK$205/mo
Deposit HK$730K · loan HK$730K · min. income ≈ HK$7,808/mo (50% DSR)
Upfront cash ≈ HK$730K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,662
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,776
−HK$116/mo
Today · 4.125%
HK$3,892
baseline
▲ 0.50% · 4.625%
HK$4,128
+HK$236/mo
Deposit HK$657K · loan HK$803K · min. income ≈ HK$7,784/mo (50% DSR)
Upfront cash ≈ HK$657K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,074
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,183
−HK$111/mo
Today · 4.125%
HK$4,294
baseline
▲ 0.50% · 4.625%
HK$4,520
+HK$226/mo
Deposit HK$657K · loan HK$803K · min. income ≈ HK$8,588/mo (50% DSR)
Upfront cash ≈ HK$657K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,995
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,119
−HK$126/mo
Today · 4.125%
HK$4,245
baseline
▲ 0.50% · 4.625%
HK$4,504
+HK$259/mo
Deposit HK$584K · loan HK$876K · min. income ≈ HK$8,490/mo (50% DSR)
Upfront cash ≈ HK$584K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,444
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,564
−HK$120/mo
Today · 4.125%
HK$4,684
baseline
▲ 0.50% · 4.625%
HK$4,931
+HK$247/mo
Deposit HK$584K · loan HK$876K · min. income ≈ HK$9,368/mo (50% DSR)
Upfront cash ≈ HK$584K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,328
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,462
−HK$137/mo
Today · 4.125%
HK$4,599
baseline
▲ 0.50% · 4.625%
HK$4,879
+HK$280/mo
Deposit HK$511K · loan HK$949K · min. income ≈ HK$9,198/mo (50% DSR)
Upfront cash ≈ HK$511K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,815
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,944
−HK$131/mo
Today · 4.125%
HK$5,075
baseline
▲ 0.50% · 4.625%
HK$5,342
+HK$267/mo
Deposit HK$511K · loan HK$949K · min. income ≈ HK$10,150/mo (50% DSR)
Upfront cash ≈ HK$511K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,661
−HK$292/mo
▼ 0.25% · 3.875%
HK$4,806
−HK$147/mo
Today · 4.125%
HK$4,953
baseline
▲ 0.50% · 4.625%
HK$5,254
+HK$301/mo
Deposit HK$438K · loan HK$1.02M · min. income ≈ HK$9,906/mo (50% DSR)
Upfront cash ≈ HK$438K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,185
−HK$280/mo
▼ 0.25% · 3.875%
HK$5,324
−HK$141/mo
Today · 4.125%
HK$5,465
baseline
▲ 0.50% · 4.625%
HK$5,753
+HK$288/mo
Deposit HK$438K · loan HK$1.02M · min. income ≈ HK$10,930/mo (50% DSR)
Upfront cash ≈ HK$438K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,994
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,149
−HK$158/mo
Today · 4.125%
HK$5,307
baseline
▲ 0.50% · 4.625%
HK$5,630
+HK$323/mo
Deposit HK$365K · loan HK$1.09M · min. income ≈ HK$10,614/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,555
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,704
−HK$152/mo
Today · 4.125%
HK$5,856
baseline
▲ 0.50% · 4.625%
HK$6,164
+HK$308/mo
Deposit HK$365K · loan HK$1.09M · min. income ≈ HK$11,712/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,327
−HK$334/mo
▼ 0.25% · 3.875%
HK$5,492
−HK$169/mo
Today · 4.125%
HK$5,661
baseline
▲ 0.50% · 4.625%
HK$6,005
+HK$344/mo
Deposit HK$292K · loan HK$1.17M · min. income ≈ HK$11,322/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,926
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,085
−HK$161/mo
Today · 4.125%
HK$6,246
baseline
▲ 0.50% · 4.625%
HK$6,575
+HK$329/mo
Deposit HK$292K · loan HK$1.17M · min. income ≈ HK$12,492/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,659
−HK$355/mo
▼ 0.25% · 3.875%
HK$5,836
−HK$178/mo
Today · 4.125%
HK$6,014
baseline
▲ 0.50% · 4.625%
HK$6,380
+HK$366/mo
Deposit HK$219K · loan HK$1.24M · min. income ≈ HK$12,028/mo (50% DSR)
Upfront cash ≈ HK$219K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,296
−HK$340/mo
▼ 0.25% · 3.875%
HK$6,465
−HK$171/mo
Today · 4.125%
HK$6,636
baseline
▲ 0.50% · 4.625%
HK$6,986
+HK$350/mo
Deposit HK$219K · loan HK$1.24M · min. income ≈ HK$13,272/mo (50% DSR)
Upfront cash ≈ HK$219K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,992
−HK$376/mo
▼ 0.25% · 3.875%
HK$6,179
−HK$189/mo
Today · 4.125%
HK$6,368
baseline
▲ 0.50% · 4.625%
HK$6,756
+HK$388/mo
Deposit HK$146K · loan HK$1.31M · min. income ≈ HK$12,736/mo (50% DSR)
Upfront cash ≈ HK$146K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,666
−HK$361/mo
▼ 0.25% · 3.875%
HK$6,845
−HK$182/mo
Today · 4.125%
HK$7,027
baseline
▲ 0.50% · 4.625%
HK$7,397
+HK$370/mo
Deposit HK$146K · loan HK$1.31M · min. income ≈ HK$14,054/mo (50% DSR)
Upfront cash ≈ HK$146K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).