▼ 0.50% · 3.625%
HK$2,931
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,022
−HK$92/mo
Today · 4.125%
HK$3,114
baseline
▲ 0.50% · 4.625%
HK$3,304
+HK$190/mo
Deposit HK$643K · loan HK$643K · min. income ≈ HK$6,228/mo (50% DSR)
Upfront cash ≈ HK$643K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,260
−HK$176/mo
▼ 0.25% · 3.875%
HK$3,348
−HK$88/mo
Today · 4.125%
HK$3,436
baseline
▲ 0.50% · 4.625%
HK$3,618
+HK$182/mo
Deposit HK$643K · loan HK$643K · min. income ≈ HK$6,872/mo (50% DSR)
Upfront cash ≈ HK$643K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,224
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,324
−HK$102/mo
Today · 4.125%
HK$3,426
baseline
▲ 0.50% · 4.625%
HK$3,634
+HK$208/mo
Deposit HK$578K · loan HK$707K · min. income ≈ HK$6,852/mo (50% DSR)
Upfront cash ≈ HK$578K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,586
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,683
−HK$97/mo
Today · 4.125%
HK$3,780
baseline
▲ 0.50% · 4.625%
HK$3,979
+HK$199/mo
Deposit HK$578K · loan HK$707K · min. income ≈ HK$7,560/mo (50% DSR)
Upfront cash ≈ HK$578K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,517
−HK$220/mo
▼ 0.25% · 3.875%
HK$3,626
−HK$111/mo
Today · 4.125%
HK$3,737
baseline
▲ 0.50% · 4.625%
HK$3,965
+HK$228/mo
Deposit HK$514K · loan HK$771K · min. income ≈ HK$7,474/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,912
−HK$212/mo
▼ 0.25% · 3.875%
HK$4,017
−HK$107/mo
Today · 4.125%
HK$4,124
baseline
▲ 0.50% · 4.625%
HK$4,341
+HK$217/mo
Deposit HK$514K · loan HK$771K · min. income ≈ HK$8,248/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,810
−HK$239/mo
▼ 0.25% · 3.875%
HK$3,928
−HK$121/mo
Today · 4.125%
HK$4,049
baseline
▲ 0.50% · 4.625%
HK$4,295
+HK$246/mo
Deposit HK$450K · loan HK$835K · min. income ≈ HK$8,098/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,238
−HK$229/mo
▼ 0.25% · 3.875%
HK$4,352
−HK$115/mo
Today · 4.125%
HK$4,467
baseline
▲ 0.50% · 4.625%
HK$4,703
+HK$236/mo
Deposit HK$450K · loan HK$835K · min. income ≈ HK$8,934/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,103
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,231
−HK$129/mo
Today · 4.125%
HK$4,360
baseline
▲ 0.50% · 4.625%
HK$4,626
+HK$266/mo
Deposit HK$386K · loan HK$900K · min. income ≈ HK$8,720/mo (50% DSR)
Upfront cash ≈ HK$386K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,564
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,687
−HK$124/mo
Today · 4.125%
HK$4,811
baseline
▲ 0.50% · 4.625%
HK$5,065
+HK$254/mo
Deposit HK$386K · loan HK$900K · min. income ≈ HK$9,622/mo (50% DSR)
Upfront cash ≈ HK$386K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,396
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,533
−HK$139/mo
Today · 4.125%
HK$4,672
baseline
▲ 0.50% · 4.625%
HK$4,956
+HK$284/mo
Deposit HK$321K · loan HK$964K · min. income ≈ HK$9,344/mo (50% DSR)
Upfront cash ≈ HK$321K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,890
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,022
−HK$133/mo
Today · 4.125%
HK$5,155
baseline
▲ 0.50% · 4.625%
HK$5,426
+HK$271/mo
Deposit HK$321K · loan HK$964K · min. income ≈ HK$10,310/mo (50% DSR)
Upfront cash ≈ HK$321K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,689
−HK$294/mo
▼ 0.25% · 3.875%
HK$4,835
−HK$148/mo
Today · 4.125%
HK$4,983
baseline
▲ 0.50% · 4.625%
HK$5,286
+HK$303/mo
Deposit HK$257K · loan HK$1.03M · min. income ≈ HK$9,966/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,217
−HK$281/mo
▼ 0.25% · 3.875%
HK$5,356
−HK$142/mo
Today · 4.125%
HK$5,498
baseline
▲ 0.50% · 4.625%
HK$5,788
+HK$290/mo
Deposit HK$257K · loan HK$1.03M · min. income ≈ HK$10,996/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,982
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,137
−HK$158/mo
Today · 4.125%
HK$5,295
baseline
▲ 0.50% · 4.625%
HK$5,617
+HK$322/mo
Deposit HK$193K · loan HK$1.09M · min. income ≈ HK$10,590/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,543
−HK$299/mo
▼ 0.25% · 3.875%
HK$5,691
−HK$151/mo
Today · 4.125%
HK$5,842
baseline
▲ 0.50% · 4.625%
HK$6,150
+HK$308/mo
Deposit HK$193K · loan HK$1.09M · min. income ≈ HK$11,684/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,275
−HK$331/mo
▼ 0.25% · 3.875%
HK$5,439
−HK$167/mo
Today · 4.125%
HK$5,606
baseline
▲ 0.50% · 4.625%
HK$5,947
+HK$341/mo
Deposit HK$129K · loan HK$1.16M · min. income ≈ HK$11,212/mo (50% DSR)
Upfront cash ≈ HK$129K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,869
−HK$317/mo
▼ 0.25% · 3.875%
HK$6,026
−HK$160/mo
Today · 4.125%
HK$6,186
baseline
▲ 0.50% · 4.625%
HK$6,512
+HK$326/mo
Deposit HK$129K · loan HK$1.16M · min. income ≈ HK$12,372/mo (50% DSR)
Upfront cash ≈ HK$129K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).