▼ 0.50% · 3.625%
HK$3,022
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,116
−HK$96/mo
Today · 4.125%
HK$3,212
baseline
▲ 0.50% · 4.625%
HK$3,407
+HK$195/mo
Deposit HK$663K · loan HK$663K · min. income ≈ HK$6,424/mo (50% DSR)
Upfront cash ≈ HK$663K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,362
−HK$182/mo
▼ 0.25% · 3.875%
HK$3,453
−HK$91/mo
Today · 4.125%
HK$3,544
baseline
▲ 0.50% · 4.625%
HK$3,731
+HK$187/mo
Deposit HK$663K · loan HK$663K · min. income ≈ HK$7,088/mo (50% DSR)
Upfront cash ≈ HK$663K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,325
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,428
−HK$105/mo
Today · 4.125%
HK$3,533
baseline
▲ 0.50% · 4.625%
HK$3,748
+HK$215/mo
Deposit HK$596K · loan HK$729K · min. income ≈ HK$7,066/mo (50% DSR)
Upfront cash ≈ HK$597K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,699
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,798
−HK$101/mo
Today · 4.125%
HK$3,899
baseline
▲ 0.50% · 4.625%
HK$4,104
+HK$205/mo
Deposit HK$596K · loan HK$729K · min. income ≈ HK$7,798/mo (50% DSR)
Upfront cash ≈ HK$597K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,627
−HK$227/mo
▼ 0.25% · 3.875%
HK$3,740
−HK$114/mo
Today · 4.125%
HK$3,854
baseline
▲ 0.50% · 4.625%
HK$4,089
+HK$235/mo
Deposit HK$530K · loan HK$795K · min. income ≈ HK$7,708/mo (50% DSR)
Upfront cash ≈ HK$530K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,035
−HK$218/mo
▼ 0.25% · 3.875%
HK$4,143
−HK$110/mo
Today · 4.125%
HK$4,253
baseline
▲ 0.50% · 4.625%
HK$4,477
+HK$224/mo
Deposit HK$530K · loan HK$795K · min. income ≈ HK$8,506/mo (50% DSR)
Upfront cash ≈ HK$530K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,929
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,051
−HK$125/mo
Today · 4.125%
HK$4,176
baseline
▲ 0.50% · 4.625%
HK$4,430
+HK$254/mo
Deposit HK$464K · loan HK$862K · min. income ≈ HK$8,352/mo (50% DSR)
Upfront cash ≈ HK$464K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,371
−HK$236/mo
▼ 0.25% · 3.875%
HK$4,488
−HK$119/mo
Today · 4.125%
HK$4,607
baseline
▲ 0.50% · 4.625%
HK$4,850
+HK$243/mo
Deposit HK$464K · loan HK$862K · min. income ≈ HK$9,214/mo (50% DSR)
Upfront cash ≈ HK$464K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,231
−HK$266/mo
▼ 0.25% · 3.875%
HK$4,363
−HK$134/mo
Today · 4.125%
HK$4,497
baseline
▲ 0.50% · 4.625%
HK$4,770
+HK$273/mo
Deposit HK$398K · loan HK$928K · min. income ≈ HK$8,994/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,707
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,834
−HK$128/mo
Today · 4.125%
HK$4,962
baseline
▲ 0.50% · 4.625%
HK$5,223
+HK$261/mo
Deposit HK$398K · loan HK$928K · min. income ≈ HK$9,924/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,534
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,675
−HK$143/mo
Today · 4.125%
HK$4,818
baseline
▲ 0.50% · 4.625%
HK$5,111
+HK$293/mo
Deposit HK$331K · loan HK$994K · min. income ≈ HK$9,636/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,044
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,179
−HK$137/mo
Today · 4.125%
HK$5,316
baseline
▲ 0.50% · 4.625%
HK$5,596
+HK$280/mo
Deposit HK$331K · loan HK$994K · min. income ≈ HK$10,632/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,836
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,986
−HK$153/mo
Today · 4.125%
HK$5,139
baseline
▲ 0.50% · 4.625%
HK$5,452
+HK$313/mo
Deposit HK$265K · loan HK$1.06M · min. income ≈ HK$10,278/mo (50% DSR)
Upfront cash ≈ HK$265K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,380
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,524
−HK$147/mo
Today · 4.125%
HK$5,671
baseline
▲ 0.50% · 4.625%
HK$5,969
+HK$298/mo
Deposit HK$265K · loan HK$1.06M · min. income ≈ HK$11,342/mo (50% DSR)
Upfront cash ≈ HK$265K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,138
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,298
−HK$162/mo
Today · 4.125%
HK$5,460
baseline
▲ 0.50% · 4.625%
HK$5,793
+HK$333/mo
Deposit HK$199K · loan HK$1.13M · min. income ≈ HK$10,920/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,716
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,869
−HK$156/mo
Today · 4.125%
HK$6,025
baseline
▲ 0.50% · 4.625%
HK$6,343
+HK$318/mo
Deposit HK$199K · loan HK$1.13M · min. income ≈ HK$12,050/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,440
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,610
−HK$172/mo
Today · 4.125%
HK$5,782
baseline
▲ 0.50% · 4.625%
HK$6,133
+HK$351/mo
Deposit HK$133K · loan HK$1.19M · min. income ≈ HK$11,564/mo (50% DSR)
Upfront cash ≈ HK$133K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,052
−HK$327/mo
▼ 0.25% · 3.875%
HK$6,215
−HK$164/mo
Today · 4.125%
HK$6,379
baseline
▲ 0.50% · 4.625%
HK$6,716
+HK$337/mo
Deposit HK$133K · loan HK$1.19M · min. income ≈ HK$12,758/mo (50% DSR)
Upfront cash ≈ HK$133K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).