▼ 0.50% · 3.625%
HK$3,213
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,313
−HK$101/mo
Today · 4.125%
HK$3,414
baseline
▲ 0.50% · 4.625%
HK$3,622
+HK$208/mo
Deposit HK$704K · loan HK$704K · min. income ≈ HK$6,828/mo (50% DSR)
Upfront cash ≈ HK$705K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,574
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,670
−HK$97/mo
Today · 4.125%
HK$3,767
baseline
▲ 0.50% · 4.625%
HK$3,966
+HK$199/mo
Deposit HK$704K · loan HK$704K · min. income ≈ HK$7,534/mo (50% DSR)
Upfront cash ≈ HK$705K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,534
−HK$222/mo
▼ 0.25% · 3.875%
HK$3,644
−HK$112/mo
Today · 4.125%
HK$3,756
baseline
▲ 0.50% · 4.625%
HK$3,984
+HK$228/mo
Deposit HK$634K · loan HK$775K · min. income ≈ HK$7,512/mo (50% DSR)
Upfront cash ≈ HK$634K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,932
−HK$212/mo
▼ 0.25% · 3.875%
HK$4,037
−HK$107/mo
Today · 4.125%
HK$4,144
baseline
▲ 0.50% · 4.625%
HK$4,362
+HK$218/mo
Deposit HK$634K · loan HK$775K · min. income ≈ HK$8,288/mo (50% DSR)
Upfront cash ≈ HK$634K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,855
−HK$242/mo
▼ 0.25% · 3.875%
HK$3,975
−HK$122/mo
Today · 4.125%
HK$4,097
baseline
▲ 0.50% · 4.625%
HK$4,346
+HK$249/mo
Deposit HK$564K · loan HK$845K · min. income ≈ HK$8,194/mo (50% DSR)
Upfront cash ≈ HK$564K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,289
−HK$232/mo
▼ 0.25% · 3.875%
HK$4,404
−HK$117/mo
Today · 4.125%
HK$4,521
baseline
▲ 0.50% · 4.625%
HK$4,759
+HK$238/mo
Deposit HK$564K · loan HK$845K · min. income ≈ HK$9,042/mo (50% DSR)
Upfront cash ≈ HK$564K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,177
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,307
−HK$132/mo
Today · 4.125%
HK$4,439
baseline
▲ 0.50% · 4.625%
HK$4,709
+HK$270/mo
Deposit HK$493K · loan HK$916K · min. income ≈ HK$8,878/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,646
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,771
−HK$126/mo
Today · 4.125%
HK$4,897
baseline
▲ 0.50% · 4.625%
HK$5,156
+HK$259/mo
Deposit HK$493K · loan HK$916K · min. income ≈ HK$9,794/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,498
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,638
−HK$142/mo
Today · 4.125%
HK$4,780
baseline
▲ 0.50% · 4.625%
HK$5,071
+HK$291/mo
Deposit HK$423K · loan HK$986K · min. income ≈ HK$9,560/mo (50% DSR)
Upfront cash ≈ HK$423K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,004
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,138
−HK$136/mo
Today · 4.125%
HK$5,274
baseline
▲ 0.50% · 4.625%
HK$5,552
+HK$278/mo
Deposit HK$423K · loan HK$986K · min. income ≈ HK$10,548/mo (50% DSR)
Upfront cash ≈ HK$423K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,819
−HK$302/mo
▼ 0.25% · 3.875%
HK$4,969
−HK$152/mo
Today · 4.125%
HK$5,121
baseline
▲ 0.50% · 4.625%
HK$5,433
+HK$312/mo
Deposit HK$352K · loan HK$1.06M · min. income ≈ HK$10,242/mo (50% DSR)
Upfront cash ≈ HK$352K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,361
−HK$290/mo
▼ 0.25% · 3.875%
HK$5,505
−HK$146/mo
Today · 4.125%
HK$5,651
baseline
▲ 0.50% · 4.625%
HK$5,949
+HK$298/mo
Deposit HK$352K · loan HK$1.06M · min. income ≈ HK$11,302/mo (50% DSR)
Upfront cash ≈ HK$352K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,140
−HK$323/mo
▼ 0.25% · 3.875%
HK$5,300
−HK$163/mo
Today · 4.125%
HK$5,463
baseline
▲ 0.50% · 4.625%
HK$5,795
+HK$332/mo
Deposit HK$282K · loan HK$1.13M · min. income ≈ HK$10,926/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,719
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,872
−HK$156/mo
Today · 4.125%
HK$6,028
baseline
▲ 0.50% · 4.625%
HK$6,345
+HK$317/mo
Deposit HK$282K · loan HK$1.13M · min. income ≈ HK$12,056/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,462
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,632
−HK$172/mo
Today · 4.125%
HK$5,804
baseline
▲ 0.50% · 4.625%
HK$6,157
+HK$353/mo
Deposit HK$211K · loan HK$1.20M · min. income ≈ HK$11,608/mo (50% DSR)
Upfront cash ≈ HK$211K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,076
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,239
−HK$165/mo
Today · 4.125%
HK$6,404
baseline
▲ 0.50% · 4.625%
HK$6,742
+HK$338/mo
Deposit HK$211K · loan HK$1.20M · min. income ≈ HK$12,808/mo (50% DSR)
Upfront cash ≈ HK$211K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,783
−HK$363/mo
▼ 0.25% · 3.875%
HK$5,963
−HK$183/mo
Today · 4.125%
HK$6,146
baseline
▲ 0.50% · 4.625%
HK$6,520
+HK$374/mo
Deposit HK$141K · loan HK$1.27M · min. income ≈ HK$12,292/mo (50% DSR)
Upfront cash ≈ HK$141K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,434
−HK$347/mo
▼ 0.25% · 3.875%
HK$6,606
−HK$175/mo
Today · 4.125%
HK$6,781
baseline
▲ 0.50% · 4.625%
HK$7,139
+HK$358/mo
Deposit HK$141K · loan HK$1.27M · min. income ≈ HK$13,562/mo (50% DSR)
Upfront cash ≈ HK$141K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).