▼ 0.50% · 3.625%
HK$2,955
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,047
−HK$93/mo
Today · 4.125%
HK$3,140
baseline
▲ 0.50% · 4.625%
HK$3,331
+HK$191/mo
Deposit HK$648K · loan HK$648K · min. income ≈ HK$6,280/mo (50% DSR)
Upfront cash ≈ HK$648K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,287
−HK$178/mo
▼ 0.25% · 3.875%
HK$3,376
−HK$89/mo
Today · 4.125%
HK$3,465
baseline
▲ 0.50% · 4.625%
HK$3,648
+HK$183/mo
Deposit HK$648K · loan HK$648K · min. income ≈ HK$6,930/mo (50% DSR)
Upfront cash ≈ HK$648K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,250
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,352
−HK$102/mo
Today · 4.125%
HK$3,454
baseline
▲ 0.50% · 4.625%
HK$3,664
+HK$210/mo
Deposit HK$583K · loan HK$713K · min. income ≈ HK$6,908/mo (50% DSR)
Upfront cash ≈ HK$583K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,616
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,713
−HK$98/mo
Today · 4.125%
HK$3,811
baseline
▲ 0.50% · 4.625%
HK$4,012
+HK$201/mo
Deposit HK$583K · loan HK$713K · min. income ≈ HK$7,622/mo (50% DSR)
Upfront cash ≈ HK$583K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,546
−HK$222/mo
▼ 0.25% · 3.875%
HK$3,656
−HK$112/mo
Today · 4.125%
HK$3,768
baseline
▲ 0.50% · 4.625%
HK$3,998
+HK$230/mo
Deposit HK$518K · loan HK$778K · min. income ≈ HK$7,536/mo (50% DSR)
Upfront cash ≈ HK$518K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,945
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,051
−HK$107/mo
Today · 4.125%
HK$4,158
baseline
▲ 0.50% · 4.625%
HK$4,377
+HK$219/mo
Deposit HK$518K · loan HK$778K · min. income ≈ HK$8,316/mo (50% DSR)
Upfront cash ≈ HK$518K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,841
−HK$241/mo
▼ 0.25% · 3.875%
HK$3,961
−HK$121/mo
Today · 4.125%
HK$4,082
baseline
▲ 0.50% · 4.625%
HK$4,331
+HK$249/mo
Deposit HK$454K · loan HK$842K · min. income ≈ HK$8,164/mo (50% DSR)
Upfront cash ≈ HK$454K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,274
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,388
−HK$116/mo
Today · 4.125%
HK$4,504
baseline
▲ 0.50% · 4.625%
HK$4,742
+HK$238/mo
Deposit HK$454K · loan HK$842K · min. income ≈ HK$9,008/mo (50% DSR)
Upfront cash ≈ HK$454K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,137
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,266
−HK$130/mo
Today · 4.125%
HK$4,396
baseline
▲ 0.50% · 4.625%
HK$4,664
+HK$268/mo
Deposit HK$389K · loan HK$907K · min. income ≈ HK$8,792/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,602
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,726
−HK$125/mo
Today · 4.125%
HK$4,851
baseline
▲ 0.50% · 4.625%
HK$5,107
+HK$256/mo
Deposit HK$389K · loan HK$907K · min. income ≈ HK$9,702/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,432
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,570
−HK$140/mo
Today · 4.125%
HK$4,710
baseline
▲ 0.50% · 4.625%
HK$4,997
+HK$287/mo
Deposit HK$324K · loan HK$972K · min. income ≈ HK$9,420/mo (50% DSR)
Upfront cash ≈ HK$324K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,931
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,063
−HK$134/mo
Today · 4.125%
HK$5,197
baseline
▲ 0.50% · 4.625%
HK$5,471
+HK$274/mo
Deposit HK$324K · loan HK$972K · min. income ≈ HK$10,394/mo (50% DSR)
Upfront cash ≈ HK$324K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,728
−HK$296/mo
▼ 0.25% · 3.875%
HK$4,875
−HK$149/mo
Today · 4.125%
HK$5,024
baseline
▲ 0.50% · 4.625%
HK$5,330
+HK$306/mo
Deposit HK$259K · loan HK$1.04M · min. income ≈ HK$10,048/mo (50% DSR)
Upfront cash ≈ HK$259K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,260
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,401
−HK$143/mo
Today · 4.125%
HK$5,544
baseline
▲ 0.50% · 4.625%
HK$5,836
+HK$292/mo
Deposit HK$259K · loan HK$1.04M · min. income ≈ HK$11,088/mo (50% DSR)
Upfront cash ≈ HK$259K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,023
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,180
−HK$158/mo
Today · 4.125%
HK$5,338
baseline
▲ 0.50% · 4.625%
HK$5,663
+HK$325/mo
Deposit HK$194K · loan HK$1.10M · min. income ≈ HK$10,676/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,589
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,738
−HK$152/mo
Today · 4.125%
HK$5,890
baseline
▲ 0.50% · 4.625%
HK$6,201
+HK$311/mo
Deposit HK$194K · loan HK$1.10M · min. income ≈ HK$11,780/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,319
−HK$334/mo
▼ 0.25% · 3.875%
HK$5,484
−HK$169/mo
Today · 4.125%
HK$5,653
baseline
▲ 0.50% · 4.625%
HK$5,996
+HK$343/mo
Deposit HK$130K · loan HK$1.17M · min. income ≈ HK$11,306/mo (50% DSR)
Upfront cash ≈ HK$130K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,917
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,076
−HK$161/mo
Today · 4.125%
HK$6,237
baseline
▲ 0.50% · 4.625%
HK$6,566
+HK$329/mo
Deposit HK$130K · loan HK$1.17M · min. income ≈ HK$12,474/mo (50% DSR)
Upfront cash ≈ HK$130K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).