▼ 0.50% · 3.625%
HK$3,382
−HK$212/mo
▼ 0.25% · 3.875%
HK$3,488
−HK$106/mo
Today · 4.125%
HK$3,594
baseline
▲ 0.50% · 4.625%
HK$3,813
+HK$219/mo
Deposit HK$742K · loan HK$742K · min. income ≈ HK$7,188/mo (50% DSR)
Upfront cash ≈ HK$742K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,763
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,864
−HK$102/mo
Today · 4.125%
HK$3,966
baseline
▲ 0.50% · 4.625%
HK$4,175
+HK$209/mo
Deposit HK$742K · loan HK$742K · min. income ≈ HK$7,932/mo (50% DSR)
Upfront cash ≈ HK$742K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,721
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,836
−HK$118/mo
Today · 4.125%
HK$3,954
baseline
▲ 0.50% · 4.625%
HK$4,195
+HK$241/mo
Deposit HK$667K · loan HK$816K · min. income ≈ HK$7,908/mo (50% DSR)
Upfront cash ≈ HK$668K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,139
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,250
−HK$113/mo
Today · 4.125%
HK$4,363
baseline
▲ 0.50% · 4.625%
HK$4,593
+HK$230/mo
Deposit HK$667K · loan HK$816K · min. income ≈ HK$8,726/mo (50% DSR)
Upfront cash ≈ HK$668K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,059
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,185
−HK$128/mo
Today · 4.125%
HK$4,313
baseline
▲ 0.50% · 4.625%
HK$4,576
+HK$263/mo
Deposit HK$593K · loan HK$890K · min. income ≈ HK$8,626/mo (50% DSR)
Upfront cash ≈ HK$593K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,515
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,637
−HK$122/mo
Today · 4.125%
HK$4,759
baseline
▲ 0.50% · 4.625%
HK$5,010
+HK$251/mo
Deposit HK$593K · loan HK$890K · min. income ≈ HK$9,518/mo (50% DSR)
Upfront cash ≈ HK$593K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,397
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,534
−HK$139/mo
Today · 4.125%
HK$4,673
baseline
▲ 0.50% · 4.625%
HK$4,957
+HK$284/mo
Deposit HK$519K · loan HK$964K · min. income ≈ HK$9,346/mo (50% DSR)
Upfront cash ≈ HK$519K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,892
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,023
−HK$133/mo
Today · 4.125%
HK$5,156
baseline
▲ 0.50% · 4.625%
HK$5,428
+HK$272/mo
Deposit HK$519K · loan HK$964K · min. income ≈ HK$10,312/mo (50% DSR)
Upfront cash ≈ HK$519K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,735
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,883
−HK$149/mo
Today · 4.125%
HK$5,032
baseline
▲ 0.50% · 4.625%
HK$5,338
+HK$306/mo
Deposit HK$445K · loan HK$1.04M · min. income ≈ HK$10,064/mo (50% DSR)
Upfront cash ≈ HK$445K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,268
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,409
−HK$144/mo
Today · 4.125%
HK$5,553
baseline
▲ 0.50% · 4.625%
HK$5,845
+HK$292/mo
Deposit HK$445K · loan HK$1.04M · min. income ≈ HK$11,106/mo (50% DSR)
Upfront cash ≈ HK$445K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,074
−HK$318/mo
▼ 0.25% · 3.875%
HK$5,231
−HK$161/mo
Today · 4.125%
HK$5,392
baseline
▲ 0.50% · 4.625%
HK$5,720
+HK$328/mo
Deposit HK$371K · loan HK$1.11M · min. income ≈ HK$10,784/mo (50% DSR)
Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,644
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,796
−HK$153/mo
Today · 4.125%
HK$5,949
baseline
▲ 0.50% · 4.625%
HK$6,263
+HK$314/mo
Deposit HK$371K · loan HK$1.11M · min. income ≈ HK$11,898/mo (50% DSR)
Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,412
−HK$339/mo
▼ 0.25% · 3.875%
HK$5,580
−HK$171/mo
Today · 4.125%
HK$5,751
baseline
▲ 0.50% · 4.625%
HK$6,101
+HK$350/mo
Deposit HK$297K · loan HK$1.19M · min. income ≈ HK$11,502/mo (50% DSR)
Upfront cash ≈ HK$297K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,021
−HK$325/mo
▼ 0.25% · 3.875%
HK$6,182
−HK$164/mo
Today · 4.125%
HK$6,346
baseline
▲ 0.50% · 4.625%
HK$6,680
+HK$334/mo
Deposit HK$297K · loan HK$1.19M · min. income ≈ HK$12,692/mo (50% DSR)
Upfront cash ≈ HK$297K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,750
−HK$361/mo
▼ 0.25% · 3.875%
HK$5,929
−HK$182/mo
Today · 4.125%
HK$6,111
baseline
▲ 0.50% · 4.625%
HK$6,482
+HK$371/mo
Deposit HK$222K · loan HK$1.26M · min. income ≈ HK$12,222/mo (50% DSR)
Upfront cash ≈ HK$223K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,397
−HK$345/mo
▼ 0.25% · 3.875%
HK$6,568
−HK$174/mo
Today · 4.125%
HK$6,742
baseline
▲ 0.50% · 4.625%
HK$7,098
+HK$356/mo
Deposit HK$222K · loan HK$1.26M · min. income ≈ HK$13,484/mo (50% DSR)
Upfront cash ≈ HK$223K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,088
−HK$382/mo
▼ 0.25% · 3.875%
HK$6,278
−HK$192/mo
Today · 4.125%
HK$6,470
baseline
▲ 0.50% · 4.625%
HK$6,864
+HK$394/mo
Deposit HK$148K · loan HK$1.33M · min. income ≈ HK$12,940/mo (50% DSR)
Upfront cash ≈ HK$148K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,773
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,955
−HK$184/mo
Today · 4.125%
HK$7,139
baseline
▲ 0.50% · 4.625%
HK$7,515
+HK$376/mo
Deposit HK$148K · loan HK$1.33M · min. income ≈ HK$14,278/mo (50% DSR)
Upfront cash ≈ HK$148K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).