▼ 0.50% · 3.625%
HK$2,999
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,092
−HK$95/mo
Today · 4.125%
HK$3,187
baseline
▲ 0.50% · 4.625%
HK$3,381
+HK$194/mo
Deposit HK$658K · loan HK$658K · min. income ≈ HK$6,374/mo (50% DSR)
Upfront cash ≈ HK$658K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,336
−HK$180/mo
▼ 0.25% · 3.875%
HK$3,426
−HK$90/mo
Today · 4.125%
HK$3,516
baseline
▲ 0.50% · 4.625%
HK$3,702
+HK$186/mo
Deposit HK$658K · loan HK$658K · min. income ≈ HK$7,032/mo (50% DSR)
Upfront cash ≈ HK$658K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,299
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,401
−HK$104/mo
Today · 4.125%
HK$3,505
baseline
▲ 0.50% · 4.625%
HK$3,719
+HK$214/mo
Deposit HK$592K · loan HK$723K · min. income ≈ HK$7,010/mo (50% DSR)
Upfront cash ≈ HK$592K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,670
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,768
−HK$100/mo
Today · 4.125%
HK$3,868
baseline
▲ 0.50% · 4.625%
HK$4,072
+HK$204/mo
Deposit HK$592K · loan HK$723K · min. income ≈ HK$7,736/mo (50% DSR)
Upfront cash ≈ HK$592K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,598
−HK$226/mo
▼ 0.25% · 3.875%
HK$3,710
−HK$114/mo
Today · 4.125%
HK$3,824
baseline
▲ 0.50% · 4.625%
HK$4,057
+HK$233/mo
Deposit HK$526K · loan HK$789K · min. income ≈ HK$7,648/mo (50% DSR)
Upfront cash ≈ HK$526K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,003
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,111
−HK$109/mo
Today · 4.125%
HK$4,220
baseline
▲ 0.50% · 4.625%
HK$4,442
+HK$222/mo
Deposit HK$526K · loan HK$789K · min. income ≈ HK$8,440/mo (50% DSR)
Upfront cash ≈ HK$526K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,898
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,020
−HK$123/mo
Today · 4.125%
HK$4,143
baseline
▲ 0.50% · 4.625%
HK$4,395
+HK$252/mo
Deposit HK$460K · loan HK$855K · min. income ≈ HK$8,286/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,337
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,453
−HK$118/mo
Today · 4.125%
HK$4,571
baseline
▲ 0.50% · 4.625%
HK$4,812
+HK$241/mo
Deposit HK$460K · loan HK$855K · min. income ≈ HK$9,142/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,198
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,329
−HK$132/mo
Today · 4.125%
HK$4,461
baseline
▲ 0.50% · 4.625%
HK$4,733
+HK$272/mo
Deposit HK$395K · loan HK$921K · min. income ≈ HK$8,922/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,670
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,796
−HK$127/mo
Today · 4.125%
HK$4,923
baseline
▲ 0.50% · 4.625%
HK$5,182
+HK$259/mo
Deposit HK$395K · loan HK$921K · min. income ≈ HK$9,846/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,498
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,638
−HK$142/mo
Today · 4.125%
HK$4,780
baseline
▲ 0.50% · 4.625%
HK$5,071
+HK$291/mo
Deposit HK$329K · loan HK$986K · min. income ≈ HK$9,560/mo (50% DSR)
Upfront cash ≈ HK$329K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,004
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,138
−HK$136/mo
Today · 4.125%
HK$5,274
baseline
▲ 0.50% · 4.625%
HK$5,552
+HK$278/mo
Deposit HK$329K · loan HK$986K · min. income ≈ HK$10,548/mo (50% DSR)
Upfront cash ≈ HK$329K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,798
−HK$301/mo
▼ 0.25% · 3.875%
HK$4,947
−HK$152/mo
Today · 4.125%
HK$5,099
baseline
▲ 0.50% · 4.625%
HK$5,409
+HK$310/mo
Deposit HK$263K · loan HK$1.05M · min. income ≈ HK$10,198/mo (50% DSR)
Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,338
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,481
−HK$145/mo
Today · 4.125%
HK$5,626
baseline
▲ 0.50% · 4.625%
HK$5,923
+HK$297/mo
Deposit HK$263K · loan HK$1.05M · min. income ≈ HK$11,252/mo (50% DSR)
Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,098
−HK$320/mo
▼ 0.25% · 3.875%
HK$5,256
−HK$162/mo
Today · 4.125%
HK$5,418
baseline
▲ 0.50% · 4.625%
HK$5,747
+HK$329/mo
Deposit HK$197K · loan HK$1.12M · min. income ≈ HK$10,836/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,671
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,823
−HK$155/mo
Today · 4.125%
HK$5,978
baseline
▲ 0.50% · 4.625%
HK$6,293
+HK$315/mo
Deposit HK$197K · loan HK$1.12M · min. income ≈ HK$11,956/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,398
−HK$338/mo
▼ 0.25% · 3.875%
HK$5,566
−HK$170/mo
Today · 4.125%
HK$5,736
baseline
▲ 0.50% · 4.625%
HK$6,085
+HK$349/mo
Deposit HK$132K · loan HK$1.18M · min. income ≈ HK$11,472/mo (50% DSR)
Upfront cash ≈ HK$132K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,005
−HK$324/mo
▼ 0.25% · 3.875%
HK$6,166
−HK$163/mo
Today · 4.125%
HK$6,329
baseline
▲ 0.50% · 4.625%
HK$6,663
+HK$334/mo
Deposit HK$132K · loan HK$1.18M · min. income ≈ HK$12,658/mo (50% DSR)
Upfront cash ≈ HK$132K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).